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This time of year, inboxes are flooded with holiday deals and promotions, as well as phishing emails and texts that claim to have information on online orders and deliveries.“It might be your item is delayed that’s going to cause alarm. Or, it’s on its way that causes hope. So, we have a tendency to want to look at this information,” said Angie Barnett, president & CEO with the Better Business Bureau serving greater Maryland.When consumers click on the links, they’re asked for personal information, or malware capturing keystrokes and password information could be downloaded onto the device.An easy way to avoid being tricked is to keep a folder in your inbox just for emails containing order and tracking information.“Move it over there, and if you get a notification of shipping that tells you your order’s delayed or something, verify did you really order something that’s going to be delivered from that particular shipping handling entity? And verify that it is true and look at the tracking numbers that’s critical,” Barnett said.Other giveaways include poor grammar or spelling errors.If you receive one of these emails, you can forward it to USPS, Amazon, or UPS to investigate.This story was originally published by Mallory Sofastaii at WMAR. 1269

This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494

Tom Bossert has been pushed out as White House homeland security adviser, multiple sources told CNN on Tuesday.White House press secretary Sarah Sanders confirmed his departure in a statement."The President is grateful for Tom's commitment to the safety and security of our great country. Tom led the White House's efforts to protect the homeland from terrorist threats, strengthen our cyber defenses, and respond to an unprecedented series of natural disasters," Sanders said. 485

Tranquil weather will accompany most Americans heading to a loved one's dinner table for Thanksgiving. But they might feel a little heartburn on the return trip home Saturday and Sunday, given the traffic congestion and dicey conditions in the forecast.And if you plan on playing the traditional touch football in New York's Central Park, you might need your parka.Here's the forecast for the long Thanksgiving holiday: 427

Those wanting to become U.S. citizens are now taking a new test, one that has twice as many questions as the previous one, and potentially controversial answer choices according to media reports.Test-takers are now asked to answer 20 questions, from the previous 10; getting 12 correct is needed to pass, the same percentage that was needed on the previous test. However, the new test requires test-takers to give some answer for all 20 questions, the previous rules only required that a test-taker get 6 correct and the officer could stop asking questions once a person got 6.Some immigration and naturalization experts worry the length change could reduce the efficiency of the citizenship application process, which has been struggling to keep up with a backlog according to FOX News.“The administration is adding hundreds of thousands of more minutes to these naturalization exams,” Sarah Pierce, a policy analyst at the nonpartisan Migration Policy Institute told FOX News.The new test, which started being given on December 1, 2020, does away with geographical questions, in addition to other changes, like having to name all three branches of government instead of just one, or knowing biographical details about Alexander Hamilton, James Madison and Dwight Eisenhower. The questions come from 128 potential civics-related topics, according to Politico.One change getting some attention is the verbiage of two answers. The previous answer to the question about whom U.S. Senators represent was “all people of the state.” Now, the official study guide says the only approved answer is “citizens of their state.” Similarly, the answer to a question about who a Representative represents was changed to be “citizens in their district.”The exams are given orally, so it is not clear if every U.S. Citizenship and Immigration Service officer giving the test will require the word “citizen” instead of “all people.”Of the possible questions, several include the Federalist Papers as a possible answer, while three are about women’s suffrage and two are about the civil rights movement.Taking the citizenship test happens at the end of a months-or-years-long application process, after a person has lived legally in the country for more than five years. 2261