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When Ken and Kimberly Smith purchased Moyer Winery last year, they renovated portions of the property with the founders in mind. As Ken Smith surveyed the damage at daybreak, he couldn’t help but think about the Moyers. "I'm sure they would also be very devastated,” he said. “Ken Moyer's ashes are here in the vineyard."Smith said he and his wife will do everything they can to rebuild. Nearby, firefighters pulled charred boxes of wine from the rubble. "It's very nice of them to do this,” Smith said. “As we stand here today, this may be the last Moyer wine ever made." 572

When wildlife officers arrived at 11:30 p.m., they decided the best way to get the mountain lion out of the house was to use non-lethal bean-bag rounds to fire at it in an attempt to chase it out the front door, according to a release from Colorado Parks and Wildlife. After more than an hour, officers were successful in getting the mountain lion out of the house.CPW said they will have additional wildlife officers in the area Friday and over the weekend to make sure the mountain lion does not return.Officers reminded residents to keep ground-level doors and windows closed and locked at night. They also issued the following tips on reducing your risk of injury if you encounter a mountain lion. 706

While Santa Fe grieves the deaths of eight students and two teachers, Texas Gov. Greg Abbott will host a second roundtable discussion Wednesday to find ways to help stop school violence. The first roundtable was held Tuesday.This time, Abbot will meet with school officials, mental health experts and interest groups that advocate for and against gun control measures.The governor also is asking the public to weigh in by sharing ideas on this website. 452

With three new dollar stores opening each day on average, these bargain stores are growing faster than any other type of store.Much of the dollar store success is born of strategy: flood small town USA with stores.Making a trip to the dollar store is closer and just as affordable as driving to the nearest big box store.Crystal Ghassemi with Dollar General said the company is not looking to replace local businesses.“We’re going into communities that, candidly, other retailers are choosing not to serve,” said Ghassemi. “The fact that we have an average basket size of , really highlights that customers are looking to us to fill in, to supplement broader grocery runs, instead of filling up,” she said.Stacy Mitchell of the Institute for Local Self-Reliance said a major problem is the number of stores in local communities.“When you come into a neighborhood and you open dozens and dozens of stores and often adding stores a block away from an existing store, your goal is not to become another option in the market, your goal is to own the market, to create a situation where there’s no room for anybody else,” Mitchell explained.The landscape in Kingsley is a familiar one across the country illustrating just that. People there can shop at any of a handful of dollar stores within 10 or 15 miles. The closest Walmart is more than 20 miles away.Another issue at play is food deserts. Dollar stores often open in rural areas with few or no grocery stores.Now, Dollar General is working to fill that void by expanding the chunk of stores that offer groceries and building three new “cold storage” distribution centers in Bowling Green, Kentucky, Ardmore, Oklahoma, and West Sacramento, California.Analysts say groceries could help dollar stores go toe-to-toe with giants like Walmart and help them compete with grocery stores and mom-and-pop shops.“Dollar General and Family Dollar are now a bigger grocer than Whole Foods is,” said Mitchell.For shoppers, there is a need for both the grocery store and the dollar store, despite the consequences of the rivalry.“There was a lot of controversy, but I think people who were against it are using it now,” said Marilyn Richardson, who lives in Kingsley. Richardson said she gets her groceries at Chet’s but goes to the dollar store for clothing items and paper goods.The need for both is a reality Davis doesn’t ignore. “There’s a place for them. It’s just what they do to everything else, it just destroys,” said Davis.The danger to his family’s livelihood—a painful experience he’s working to salvage.“Here, we raised our family, and our kids all went to school, so it’s near and dear to our hearts to keep things going for the people we know that need us,” said Davis.But it’s a need that goes both ways. “Hopefully, our customers will help us keep it going, because once it’s gone, it won’t come back,” he said. 2869

With a down payment of less than 20%, both FHA and conventional loans require borrowers to pay mortgage insurance premiums. This insurance helps defray the lender’s costs if a loan defaults. 190