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CINCINNATI, Ohio - What will health insurance costs look like in the aftermath of the COVID-19 pandemic?It’s too early to say for sure, said Miami University professor and economist Melissa Thomasson, except that rates almost definitely won’t go down.“There is so much uncertainty right now that insurance companies are probably really reluctant to cut premiums” for the upcoming year, she said Wednesday.They could be more expensive next year to cover lost profit during the pandemic, she said; they could also remain the same. Although millions of Americans lost their jobs in 2020, not all of them had employer-sponsored insurance or represented a hit for their insurance company.“Jobs in retail, service industries, hospitality and leisure, those people typically don't have health insurance coverage,” Thomasson said. “So I think the losses in health coverage were less than we initially feared."Tommie Lewis, a Cincinnati business owner, said his family avoided the doctor’s office for much of the year due to COVID-19 transmission concerns. People across the country have done exactly the same thing; on June 9, the CEOs of the Cleveland Clinic and Mayo Clinic published an opinion piece pleading with readers to stop delaying their medical care over virus fears.The insurance industry could benefit in 2021 from people like Lewis, who had put off their visits, finally returning, Thomasson said. Likewise, it could experience a rebound through new telehealth options — which the Kaiser Family Foundation predicts will be more prevalent — and previously unemployed people going back to work.But Lewis, who is self-insured through his business, said he worries that premiums will rise for families across the country.“I really believe there will be an increase in premiums, and families of four, five, six, are going to have to make real serious decisions on food, shelter, transportation, or health care,” he said.This story was first published by Courtney Francisco at WCPO in Cincinnati, Ohio. 2010

CLEVELAND, Ohio — People taking care of elderly loved ones who receive Social Security benefits may not know to what they are entitled."This money belongs to us...the social security recipient,” said Don Wright, who is nothing if not passionate about his mission now to help others.“It’s our money!” he said.Reporters with E.W. Scripps television station WEWS in Cleveland, asked Wright: “Do you think many people know about this?”“No. No. That is sad,” he replied.Wright is from Akron, Ohio. He was married to a woman for 16 years. They divorced and later she passed away.In 2009, Wright said he filed for his Social Security benefits, talking with a staff member at the Akron office."He said this famous statement. ‘Well, who do you want to collect your benefits from?’” Wright said. The man offered him either his own benefits or his ex-wife's benefits."What he should have said was 'Well, you know you're entitled to collect your survivor widower's benefits first,’" Wright said.It wasn't until 2016 when some friends told Wright to look into the survivor benefits."Social security, I found out in my investigation, does not willfully just hand out a bunch of information for you to know," Wright said.He told us from that first meeting with the Akron office in 2009 until 2016, he was entitled to 7 to 8 years of the survivor benefits and more. However, after fighting for that money, he got a message from an attorney's office on his answering machine saying he might get six months to a year of benefits."The average person would think Social Security said, 'You're done! There's no way in the world you can get anything else.’ Well, that's not true,” Wright said.Reporters at WEWS found in the social security Code of Federal Regulations, there's an admission that agents "may have given you misinformation about your eligibility for such benefits ... Which caused you not to file an application at that time." It even gives examples that are similar to Wright’s claims."You don't always get that correct answer right off (the bat),” said Marcia Margolius, who is an attorney and a social security law expert. She works in Cleveland."We have to encourage people continuously to persevere, to follow up on their rights,” Margolius said.Marcia said she's experienced plenty of social security roadblocks."It's a weeding out sort-of a policy where social security may take the attitude of, if you're serious and if your claim is legitimate, you're going to keep going," she said."Is it a strategy by social security?” a WEWS reporter asked.“I wouldn't go that far…but I have seen it a lot,” Margolius said.Wright said another hurdle was when social security gave him a list of lawyers to help him through the process. He wrote letters to those attorneys only to have many returned to sender. We saw the envelopes marked “no such number,” “address vacant” and “not deliverable.”"And I kept getting all these dead ends and nobody to help me,” Wright said.WEWS investigative reporters contacted the Social Security Administration. A representative said if Wright signed a consent form, then the rep could talk to us about his case. Wright did that. However, later the rep "respectfully declined" an interview.Here’s the full statement sent to WEWS reporters: 3283

Crowds of migrants resumed their long journey north on Sunday from the Mexican border city of Ciudad Hidalgo, according to Mexican federal police officers.The caravan was headed for Tapachula, a city about 37 km (23 miles) north of the Mexico-Guatemala border, the officers told CNN.There were about 10 buses awaiting migrants along the highway between Tapachula and Ciudad Hidalgo and the drivers had been instructed to carry the migrants to shelters in Tapachula, the officers said. It was unclear how many of the group were from the migrant caravan and how many were Mexicans who joined the march.One migrant, a 20-year-old Honduran named William, told CNN he crossed into Mexico via a float that carried him across the muddy Suchiate River on Saturday.He left home looking for work, he said, and was ultimately bound for either Mexico or the U.S. -- wherever he could land a job. 891

CORONADO, Calif. (KGTV) -- Coronado Lifeguards confirmed a shark sighting on Coronado Beach Tuesday afternoon. According to a message posted on Facebook by police, the 12-foot-long white shark was spotted just off the shore of in the North Beach area just before 2 p.m. Lifeguards posted warning signs shortly after the sighting to let beachgoers know about the sighting. Lifeguards chose not to close the beach because the shark was not seen "engaging with anyone in the water.""The lifeguard was out on a paddle board about 100 yards from the shoreline, just past the surf in 6 to 8 feet of water, just before 2 p.m. when he saw the shark appear next to him. It was larger than his 11-foot paddle board," the department said. Watch Sky10 video over Coronado Beach after the sighting:“Under the agreed upon protocol, the City is not required to close the beach or publicly report the sightings,” said City Manager Blair King. “However, in this instance, the City feels it’s important for the community to know about this sighting and that lifeguards are carefully monitoring the waters.”Signs will remain in place for 24 hours, but could be extended if more sightings occur, King added. Lifeguard tryouts that were scheduled for May 27 have also been suspended due to the incident. 1291

CORONADO, Calif. (KGTV) - Its been almost six months since a drunk driver destroyed an iconic flower shop, the Coronado Flower Lady.Shanel Albert had only taken over as owner a year before the accident happened. She's continued to operate despite many challenges along the way.The business took a financial hit, forced to sell their van and take out a loan.But from the wreckage came kindness and love from the community.Shanel's husband Steve worked tirelessly to build a new flower shop.His friends at WeldTec Designs let him use their shop and tools, all while helping him along the way. The business also received donations from a Go Fund Me page.The Coronado Flower Lady will first have a soft launch in the next week and then a grand re-opening with city leaders.  783