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Survivors of the deadly shooting rampage at a Parkland, Florida, high school are set to lead thousands Saturday in a March for Our Lives on Washington, delivering their impassioned pleas for stricter gun control law to the nation.PHOTOS: Students take part in 'March for our Lives' across the countryBuilding on the momentum of last week's National School Walkout, these members of a generation raised on gun violence have been rallying Americans around their cause while honoring the 17 students and faculty members killed on February 14 at Marjory Stoneman Douglas High School.The march starts at noon, with participants gathering on Pennsylvania Avenue near the US Capitol. 684
Stocks are in the midst of a scary October slump, sliding sharply again on Wednesday because investors are worried about rising interest rates.The Dow fell 800 points and dipped below 26,000 for the first time in a month. All 30 Dow stocks were in the red. The Dow was on track to have its third-worst point drop ever. The Dow fell by more than 1,000 points twice this year -- their biggest ever -- because of inflation fears.The S&P 500 posted its fifth straight decline. And tech stocks were getting hit particularly hard. The Nasdaq dropped 3.5%.October has often been a nerve-racking month for investors, and this month is living up to that reputation. All three indexes are in the red this month. But the Nasdaq has really taken it on the chin: It has plunged more than 7% already in October. 835
The Bakersfield Police Department booked an Inglewood man Sunday night for murder and sexual assault charges in the case of a missing 13-year-old girl from Bakersfield.Further investigation led police to detain 24-year-old Armando Cruz of Inglewood, California for his involvement in the disappearance of Patricia Alatorre, who went missing July 1 at 11:30 p.m.The 13-year-old girl went missing in the area of Hosking Ave. and Wible Road, and according to police, Cruz is the owner of a white, older model pick-up last seen leaving the area at the same time and location Alatorre was last seen.BPD Detectives located and seized the vehicle and detained Cruz for further questioning in his involvement in Alatorre's disappearance.Cruz, was then arrested, just hours after being detained.Cruz faces 18 felonies and one misdemeanor. The charges include first-degree murder and sexual assault. This is a developing story. We will continue to update it as we learn more details. 981
Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999
The annual New York Toy Fair showed off some fo the newest and most innovative toys from big name brands like Lego, Mattel, and Hasbro.Although, some of them may give parents second thoughts on purchasing that new toy. One of the newest - and grossest - toys is the Poo-Dough. You know, it's practically Play-Dough and it looks like something you'd normally flush down the toilet, but luckily it comes without the smell.It allows you to shape the perfect stool with two different shades of brown dough. Another highlight of the toy fair is the Pop-A-Zit. It's for those that love to pop those pesky blemishes, but this time it comes without the pain. If that's too disturbing or not your cup of tea, there's the Toilet Paper Blaster. The gadget allows you to shoot toilet paper spit-wads out of something that resembles a Super Soaker. This year, more than 1,000 exhibitors flocked to New York City to show their toys and attempt to lure in distributors.In 2017, kids went crazy for Fingerlings, FurReal Pets and L.O.L. Surprise, all of which made an appearance at Toy Fair. 1117