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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068
As a 17-year-old faces charges of reckless and intentional homicide, we are learning more about the three people he shot, killing two, and the steps they took to try and stop the suspect.The suspect had reportedly clashed with a crowd of people Tuesday night in Kenosha, Wisconsin. The demonstrators were out for a third night after the Sunday shooting of Jacob Blake by Kenosha officers. Blake was shot several times in the back and is recovering, his family says it will be a miracle if he is able to walk again. 522
An 11-year-old boy is now safe after getting sucked into a drain during Tuesday's flooding in Harrison, Wisc.. According to officials, the boy and some of his friends were playing in a retention pond that was completely full and draining at a high rate. Apparently, the boy got some goggles so he could see where the water was draining. He then got sucked in and disappeared under water. The boy's friends called 911 and emergency crews responded. Crews searched for 45 minutes until one of the rescuers saw the little boy sticking his finger through a manhole covering. The manhole lid was removed and the boy was pulled to safety. The boy was transported to a local hospital by Gold Cross Ambulance and was conscious and alert at the time.Sheriff’s officials are warning parents to not allow children to play in or near drainage ditches or retaining ponds especially during storms. The rapid water movement during these times can be life-threatening. 985
An 11-year-old boy is now safe after getting sucked into a drain during Tuesday's flooding in Harrison, Wisc.. According to officials, the boy and some of his friends were playing in a retention pond that was completely full and draining at a high rate. Apparently, the boy got some goggles so he could see where the water was draining. He then got sucked in and disappeared under water. The boy's friends called 911 and emergency crews responded. Crews searched for 45 minutes until one of the rescuers saw the little boy sticking his finger through a manhole covering. The manhole lid was removed and the boy was pulled to safety. The boy was transported to a local hospital by Gold Cross Ambulance and was conscious and alert at the time.Sheriff’s officials are warning parents to not allow children to play in or near drainage ditches or retaining ponds especially during storms. The rapid water movement during these times can be life-threatening. 985
ARIZONA — First responders put their lives on the line at school shootings — and see the sad aftermath of what a gunman can do.But now, first responders are offering school districts a simple device to help students survive when a shooter attacks.It's a sad sign of the times but it is something we have to think about all the time now: the idea of an armed intruder going into a school, or some other place and doing as much killing as they possibly can. Now, locally there's a very simple idea to help make the schools safer.A fire hose is a strong, simple life saving tool. After years of high pressure use it’s retired. But now old hose has a new way to save lives. A small slice of that tough tubing can prevent a shooter from getting into a classroom.Grant Reed of Rural Metro Fire Department showed how to apply the piece of fire hose to a typical door closer, common in many schools."We're gonna slide it right over here, right over this hydraulic arm. The goal is to keep this where it cannot open anymore so it's pretty simple to go on. Just attach it. Once it's slid over the arms makes it a lot more difficult for this door to open." Rural Metro says the sleeves were first used in Kansas. Many schools are beginning to use them.Rural Metro is sharing these security sleeves with the Tanque Verde School District and other districts Rural Metro serves. The Pima County Sheriff's Department was happy to see schools have another way to buy time while deputies rush to take down a shooter. School Resource Deputy Scott McLeod says the sleeves are something a teacher can put on fast, then take other steps to make the room a tougher target."I tell the teachers enlist the help of your students if you are in a true lockdown scenario, enlist your students, have them help you out, barricade the door and also use the sleeve." Tanque Verde Superintendent Scott Hagerman works to balance education with emergency training.“Just enough knowledge that they feel safe and comfortable but not such a focus that all we are thinking about is the day to day, how do we keep ourselves safe, that we can just know what we need to know but then let's get back to school." 2181