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Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567

Terrible shootings in ElPaso, Texas. Reports are very bad, many killed. Working with State and Local authorities, and Law Enforcement. Spoke to Governor to pledge total support of Federal Government. God be with you all!— Donald J. Trump (@realDonaldTrump) August 3, 2019 285

Tall people are at a greater risk of cancer because they have more cells in their body, new research has suggested.A person's risk of developing cancer increases by 10 percent for every 10 centimeters (4 inches) they are over the average height, the study said, because they have more cells which could mutate and lead to cancer.Average height was defined in the study as 162cm (5 feet, 4 inches) for women and 175cm (5 feet, 9 inches) for men.The findings match with previous research, which has also connected height to an increased risk of developing a range of health problems including blood clots, heart problems and diabetes.Leonard Nunney, a professor of biology at the University of California Riverside, analyzed previous sets of data on people who had contracted cancer -- each of which included more than 10,000 cases for both men and women -- and compared the figures with anticipated rates based on their height.He tested the hypothesis that this was due to the number of cells against alternatives, such as possible hormonal differences in taller people, which could lead to an increased rate of cell division.A link was found between a person's total cell number and their likelihood of contracting cancer in 18 of the 23 cancers tested for, the study says.The research also found that the increase in risk is greater for women, with taller women 12 percent more likely to contract cancer and taller men 9 percent more likely to do so. Those findings matched with Nunney's predicted rates, using his models, of 13 percent for women and 11 percent for men.Colon and kidney cancer and lymphoma were among the types of cancer for which the correlation was strongest."We've known that there is a link between cancer risk and height for quite a long time -- the taller someone is, the higher the cancer risk," Georgina Hill from Cancer Research UK told CNN."What we haven't been sure of is why -- whether this is simply because a taller person has more cells in their body, or whether there's an indirect link, such as something to do with nutrition and childhood," added Hill, who was not involved in the study.She said the study provides good evidence of the "direct effect" theory that the total number of cells does indeed cause the link."The methodology is good - they took data from large studies, which is important, and they looked at lots of different categories of cancer."But she noted that the increase in risk of developing cancer is small compared to the effects that lifestyle changes can have."It was only a slightly higher risk and that there are more important actions that people can take to make positive changes, [such as] stopping smoking and maintaining a healthy weight," she said.Two of the types of cancer tested for, thyroid cancer and melanoma, were found to be more susceptible to an increase in risk than expected, and Nunney suggested in the study that other factors could be at play in those cases, such as geography."There are no obvious reasons for these exceptions, although the author speculates that cell turnover rates may come into play for melanoma," Dorothy C. Bennett, director of the Molecular and Clinical Sciences Research Institute in London told CNN. Bennett, who was not involved in the study, explained that pigment cells, the source of melanoma, divide and are replaced a little faster in taller people."But I cannot at present think of any reason why this [faster division] should be so, but nor any other clear reason for the higher correlation with height," Bennett said. 3548

Stocks are in the midst of a scary October slump, sliding sharply again on Wednesday because investors are worried about rising interest rates.The Dow fell 800 points and dipped below 26,000 for the first time in a month. All 30 Dow stocks were in the red. The Dow was on track to have its third-worst point drop ever. The Dow fell by more than 1,000 points twice this year -- their biggest ever -- because of inflation fears.The S&P 500 posted its fifth straight decline. And tech stocks were getting hit particularly hard. The Nasdaq dropped 3.5%.October has often been a nerve-racking month for investors, and this month is living up to that reputation. All three indexes are in the red this month. But the Nasdaq has really taken it on the chin: It has plunged more than 7% already in October. 835

Taylor Swift was once the sweetheart of Nashville and a frequent attendee of the CMA Awards.She racked up 11 wins and 26 nominations before crossing over to becoming a global pop star. Since that time she has moved away from her country roots. In fact, she has not seen a CMA nominee since 2014 when she was nominated for Female Vocalist of the Year. She is back on the CMA ballot this year not as a performer but as a songwriter. She wrote Little Big Town's chart-climber "Better Man", which is up for Single of the Year, Song of the Year and featured on a nomination for Album of the Year.Little Big Town is also nominated for Vocal Group of the Year. The Song of the Year nomination is what has Music Row talking about whether they will see Swift at this year's award show. That particular award is given to the writer of the song, not the performer.That means if the song is a winner tonight at Bridgestone Arena it would make sense to see Swift on stage to accept the award.Her last appearance at the show was just a year ago for the 50th anniversary when she presented Garth Brooks with the award for Entertainer of the Year.?Swift is in the middle of a busy week. In the past 24 hours she released the full track list for her upcoming album and also shared videos from a private listening party she had for lucky listeners at home.Swift's new album, "Reputation" drops Friday.To find out if she will make an appearance at the 51st Annual CMA Awards, tune in tonight at 7p.m. (CT) on ABC.  1518

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