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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

American’s Chief Medical Officer and leaders from our pilots’ office have been in touch with our Dallas Fort Worth based pilot who tested positive for COVID-19. We are in close contact with the Centers for Disease Control and Prevention (CDC) and public health officials and are coordinating with them on all required health and safety measures.“ 354

An Arizona man is facing a second-degree murder charge after shooting his girlfriend in the face at his Mesa apartment on Sunday morning.According to police, around 8:30 a.m. officers responded to a report of an accidental shooting near Country Club Drive and Broadway Road.Responding officers found the woman with a gunshot wound to the eye. She was transported to the hospital and was pronounced dead, police said. During interviews with police, 22-year-old Martin Larney confirmed that his girlfriend had spent the previous night at the apartment, which he shares with his brother.Larney told police that as the victim was sitting on the floor changing her clothes, he tossed his handgun onto a couch in the room, causing it to go off and strike her.Police said Larney changed his story twice, initially reporting that he was trying to clear a round when the gun discharged, then finally admitting he was waving the gun at the victim because he "was upset at what she was wearing."According to police documents, Larney also admitted that he thought about shooting the victim as the gun went off, and had "thought about shooting the victim in the past."Larney has been booked on one count of second-degree murder.   1260

An Ohio state Senator used the term "colored people" and asked if the coronavirus pandemic is disproportionately affecting black people because they "do not wash their hands as well as other groups" during a public hearing earlier this week.State Sen. Steve Huffman, R-Tipp City, who represents portions of Dayton, made the comments on Tuesday during a hearing about declaring racism as a "public health crisis.""My point is I understand African Americans have a higher incidence of chronic conditions, and it makes them more susceptible to death from COVID," Huffman said, according to The Dayton Daily News. "But why it doesn't make them more susceptible to just get COVID? Could it just be that African Americans or the colored population do not wash their hands as well as other groups or wear a mask or do not socially distance themselves? That could be the explanation of the higher incidence?"Huffman later issued a statement about his comments, calling them regrettable."Regrettably, I asked a question in an unintentionally awkward way that was perceived as hurtful and was exactly the opposite of what I meant," Huffman said. "I was trying to focus on why COVID-19 affects people of color at a higher rate since we really do not know all the reasons."In response to Huffman's comments, the Ohio Legislative Black Caucus issued a statement calling on all 132 members of the Ohio General Assembly and their staffs to take racial equity and implicit bias training."It is just unbelievable he would ask that kind of question or use that kind of terminology," said Ohio NAACP President Tom Roberts, who used to represent Huffman's district.According to the bio on his state senator page, Huffman has a medical degree and is a practicing physician.The CDC says there are several reasons why African Americans are disproportionately contracting the virus. Black people are more likely to live in cities and multi-generational households, which increases the risk of spread. Black people are also more likely to be employed as essential workers and less likely to be offered paid sick leave. The term "colored" is widely known to be an outdated term for black people in 2020 and is often associated with Jim Crow laws of the early 20th century. 2254

An unpublished report that was obtained by the nonprofit newsroom Center for Public Integrity, prepared for the White House Coronavirus Task Force, recommends that 18 states consider rolling back reopening.The 359-page document detailed the states as a "red zone" because they had more than 100 new cases per 100,000 population last week. The report recommends that states should have citizens wear a mask at all times, practice social distancing, states should close all bars and gyms, and limit social gatherings to 10 people.The following states should consider scaling back reopening plans, according to CPI:AlabamaArkansasArizonaCaliforniaFloridaGeorgiaIowaIdahoKansasLouisianaMississippiNorth CarolinaNevadaOklahomaSouth CarolinaTennesseeTexasUtahTo read more of the report obtained by the Center for Public Integrity, click here. 844

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