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NASHVILLE, Tenn. (WTVF) — A Tennessee woman is calling for more oversight on the U.S. Small Business Administration loan program, saying it has made people an easy target for thieves.Pat Golab has been following the trail left behind by the people responsible for stealing her identity back in August. The last time she spoke about what happened, she shared that she was approved for the SBA Economic Injury Disaster Loan (EIDL). Not only did Golab not apply, but she doesn't have a business of her own.In the months that followed, Golab filed three reports with the SBA and the Office of the Attorney General. She finally managed to get her hands on a copy of the application and says what she found should put others on alert.Thieves used her name, address, and social security number to apply for the ,000 loan, but left virtually everything else blank.Simple questions like ethnicity, gender, and veteran status went ignored. Golab says that should have been a red flag, but it only got worse from there.“Things like, how long have you been in business? Nothing,” said Golab.Questions on prior business history and bankruptcies were left blank. These thieves claimed 12 employees were working, but also say they plan to retain none.“The application never should have been approved,” Golab said.So why was a program designed to help businesses keep their employee, paying out thousands of dollars to businesses who don’t plan on retaining anyone? That’s the question Golab has yet to have answered.“I looked on the SBA’s website on how to complete the application and one of the first things it says is every question must be answered. If not, the application will be returned and you’ll come back and you’ll start at the bottom. Which was not what they did at all,” Golab said.The loan in Golab’s name has been deferred, but she still gets letters from the SBA saying they need her to make 0 payments each month to cover the accruing interest.We contacted the SBA once again on Monday and they tell us they can’t speak in detail about individual claims.They issued this statement:“The SBA Office of Inspector General and the agency’s federal partners are working diligently to resolve Economic Injury Disaster Loan and PPP fraud incidents.Additionally, the SBA does not comment on individual borrowers. Evidence of waste, fraud, and abuse with any of SBA’s loan programs is not tolerated and should be reported.”Douglas Schmidt is a professor of computer science at Vanderbilt University and says cybercriminals are expanding their operations around the country. This makes it even more challenging to catch them in the act, and almost impossible if they are beyond the jurisdiction of local and state law enforcement.With how fast federal officials had to roll out money for unemployment programs and the SBA loans, Schmidt says it makes sense why some applications like those filed in Golab’s name could slip through the cracks.“It’s a growing problem. It's a problem that is only solved by education,” Schmidt said.If they haven’t tried already, Schmidt says thieves will send phishing emails and or calls, claiming to be one of these agencies you trust. Whatever you do, do not fall for it.Pay close attention to the email address or phone number. If you’re at all skeptical about who you’re talking to, try calling the agency back yourself to verify if they made the call in the first place.Around the holiday season, thieves will also try and use the names of people close to you. They may give you a story about a relative falling on hard time needing money. The same advice applies again. Try contacting the relative yourself, to avoid sending money to someone you do not know.Thieves may also try and convince you that your Amazon package is delayed and they need more information to verify where to send it. Stop the call, or don’t click on the email and contact Amazon directly.Click here for more information if you suspect you were the victim of SBA loan fraud.This article was written by Levi Ismail for WTVF. 4041

Mississippi Sen. Cindy Hyde-Smith posed with Confederate artifacts in photos from 2014 that emerged Tuesday, the latest in a series of controversial moments for the freshman Republican senator who is facing a run-off next week.In a photo posted to her Facebook account in 2014, Hyde-Smith was pictured posing with Confederate artifacts. The caption on the post read, "Mississippi history at its best!"Hyde-Smith, who will face former Democratic Rep. Mike Espy in a Nov. 27 runoff election, posted the caption after touring Beauvoir, the home and library of Confederate President Jefferson Davis. In the post, Hyde-Smith appears in four photos posing with Confederate rifles, soldiers' hats and documents."I enjoyed my tour of Beauvoir. The Jefferson Davis Home and Presidential Library located in Biloxi," she wrote in the post on her Facebook page. "This is a must see. Currently on display are artifacts connected to the daily life of the Confederate Soldier including weapons. Mississippi history at its best!"Mississippi was one of the southern states that seceded from the United States prior to the Civil War to form the Confederate States of America.The photo and the caption referencing Mississippi's period in the Confederacy is another flashpoint for Hyde-Smith in the weeks leading up to her runoff election against Espy, who is black and would be the first African-American senator from Mississippi since Reconstruction. Hyde-Smith was appointed to the Senate earlier this year to replace Thad Cochran, who retired for health reasons.At the time of the photo was taken, Hyde-Smith was the Mississippi Commissioner of Agriculture and Commerce.The campaigns of Hyde-Smith and Espy did not immediately return a request for comment. The two will debate at 8 pm ET Tuesday.In a video clip posted Thursday, Hyde-Smith said that making it "just a little more difficult" for some university students to vote was "a great idea.""And then they remind me that there's a lot of liberal folks in those other schools who maybe we don't want to vote. Maybe we want to make it just a little more difficult. And I think that's a great idea," Hyde-Smith says in the video.Hyde-Smith campaign spokeswoman Melissa Scallan said at the time, "Obviously Sen. Hyde-Smith was making a joke and clearly the video was selectively edited." The video includes no further context.In another video posted earlier this month, Hyde-Smith made reference to a "public hanging," which conjured memories of public lynchings of African-Americans during the latter half of the 19th century and first half of the 20th century."If he invited me to a public hanging, I'd be on the front row," she said during what appeared to be a campaign event referencing the support of a Mississippi cattle rancher.In a statement later that day, Hyde-Smith said that she "used an exaggerated expression of regard, and any attempt to turn this into a negative connotation is ridiculous."Earlier on Tuesday, retail giant Walmart asked Hyde-Smith to return its donations to her campaign, joining Google, Union Pacific and Boston Scientific in rescinding their support of the Mississippi Republican.The-CNN-Wire 3172

MOUNTAIN VIEW (CNS) - A 24-year-old man is today recovering after being shot in Mountain View.The victim was at a party in the 200 block of Southlook Avenue when a car, driven by a female suspect with a male suspect in the passenger seat, pulled up out front just before 9:40 p.m. Saturday.``The male suspect fired one round at the victim and struck him in the lower abdomen,'' said officer Robert Heims of the San Diego PoliceDepartment. ``The victim's mother drove the victim away from the scene and then called the police.''He was taken to a local hospital with non-critical injuries. The department's gang squad is now investigating. 645

NATIONAL CITY, Calif. (KGTV) - The National City City Council voted 4-1 Tuesday night to introduce a new ordinance that aims to close a loophole in a state law that prohibits the retail sale of cats, dogs and rabbits.Enacted on January 1, 2019, the new state law prohibits stores from selling animals unless they come from shelters or non-profit rescues. However, some pet stores have continued to sell what appear to be purebred and designer mix puppies that come from a small group of newly formed rescue organizations.One of those groups is called Bark Adoptions, based in Menifee. A 10News investigation found Bark Adoptions had been importing puppies from another supposed rescue in Iowa that had ties to commercial breeders.At National City Puppies, one of the two remaining pet stores in the city, signs on the dog cages in May showed they came from Bark Adoptions.The manager of National City Puppies, David Salinas, said he did not know where the dogs at his store came from beyond the listed rescues. But he defended his store in front of the city council, saying it comes down to consumer choice.“It’s the American way to have the freedom to choose where to buy a puppy,” said Salinas.As written now, the new ordinance says “a pet shop or retail pet store or its operator shall not sell, deliver, offer for sale, barter, auction or otherwise dispose of a cat, dog or rabbit.”There are exceptions, however, that would allow pet stores to offer “a cat, dog or rabbit owned by an animal shelter or animal rescue organization for purposes of adoption” but only if “the pet shop does not receive any fee from the adoption and does not have any monetary or ownership interest” in the animals. The ordinance still has to come back to the city council for a second reading and adoption before it goes into effect. 1835

MINNEAPOLIS (AP) — A judge has set million bail for the former Minneapolis police officer charged with second-degree murder in George Floyd’s death.Derek Chauvin is also charged with third-degree murder and second-degree manslaughter in Floyd’s May 25 death.Chauvin said almost nothing during an 11-minute hearing Monday, his first court appearance since being arrested in connection with Floyd’s death. Chauvin appeared virtually from the state’s maximum security prison in Oak Park Heights.Chauvin’s attorney, Eric Nelson, did not contest the bail. It was raised from the 0,000 initially set in the case. Nelson also and didn’t address the substance of the charges.Chauvin’s next court appearance is set for June 29.The handcuffed black man died after the white police officer pressed his knee into Floyd's neck for several minutes even after he stopped moving and pleading for air.Chauvin and three other officers on the scene, J. Kueng, Thomas Lane and Tou Thao, were fired the next day. The other officers are also charged with aiding and abetting second-degree murder.The other officers are being held in the Hennepin County jail on 0,000 bond, The Associated Press reports.Floyd’s death set off protests, some violent, in Minneapolis that swiftly spread around the U.S. and the world.Chauvin's first court appearance landed on the same day as the public viewing of Floyd's casket at a Houston church. The 46-year-old is scheduled to be laid to rest after funeral services on Tuesday. 1507