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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

CORNING, Mo. — As the cleanup along the Missouri River continues following significant flooding last month, several communities are finally seeing what the floodwaters left behind.Flooding ravaged farmers along the Missouri Bottoms, including 71-year-old Bruce Biermann’s farm in Corning, Missouri.The fourth-generation farmer surveyed his farm on Wednesday. He said two grain bins containing corn and soybeans were destroyed.The strong current washed the bins into his front yard and even into neighboring fields.“They are now deteriorating, rotting, swelling up and sprouting,” Biermann said.He stored the grain because it was a down year for market value on the crops. He was hoping to sell when prices increased.“This year it wasn’t as attractive as we needed it or what we would have liked for it to be, but we needed to start moving grain,” he said.He learned a hard lesson: all of his grain is now ruined and will not be covered by insurance because stored crops aren’t covered under federal law.“All this would have to come out of our pocket, along with the loss of income from the grain that has no market value left whatsoever now,” Biermann said.The financial damage totals around 0,000 in lost grain.“That money was supposed to go ahead and help me finance and do my farming for 2019,” he said.Biermann won’t be in the fields this year. Over his 71 years, he said he's been through a lot of floods, but this one might be his last.With the possibility of more flooding on the way, Biermann hopes lawmakers make changes soon to help farmers in these situations. 1586

COLORADO — A 38-year-old father and basketball coach says his life was saved because of a nearby specialist who evaluated him digitally."I literally never once remember talking to a screen or seeing a screen in a room,” DJ Stelly said of a telemedicine robot in an emergency room.The ability for the ER to use a small machine to beam him in to a specialist 15 miles away saved him from having stroke. The specialist made the decision to airlift Stelly to a stroke center, where he spent four days in ICU before making a full recovery.“In my case, it was truly valuable,” he said. “I do think that this is going to be the future of super specialized expert care that’s instantaneously available.”Dr. Chris Fanale started the telemedicine program at Swedish Medical Center in Colorado, near Denver. Stroke specialists have access to more than 50 telemedicine robots in emergency rooms in five states.Fanale says the diagnosis isn’t the difficult part — it’s determining the treatment. And giving an incorrect dose of the stroke medication TPA can be deadly.“As you can imagine, patients as well as other physicians not used to this are a bit skittish at times, making that decision on their own,” Fanale said. “So that’s where we kind of help and augment providing that specialty care.”Fanale said doctors use their cell phones to beam into a patient’s hospital room.“You can see if pupils are being reactive or not,” he said. “Also if there’s any droopiness of the face.”Fanale can zoom in and out, even test verbal skills, saving critical time when every minute counts.“These are just cartoon pictures that will pop up on the camera in place of us and we will just ask them just explanations of naming objects,” he said as he showed the technology to a reporter.He believes the technology will lower costs in addition to leading to better care. 1861

CORRIGAN, TX — A photo of a horse being transported in the bed of a pickup truck has been circulating across social media, and now police reportedly said the driver could face charges. 196

Dozens of National Guard troops from South Carolina were seen checking out of their Washington, D.C., hotel shortly before President Donald Trump tweeted Sunday he was giving the order to withdraw guard forces from the nation’s capital. 248

来源：资阳报