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It's something not seen often, or ever, when driving on the highways and roads of northeast Ohio. But one driver lived to tell the tale after hitting a black bear head-on.Corbin Hardy, 27, was driving home to Westlake, Ohio from West Virginia on Friday when a black bear darted across the Ohio Turnpike."I was cruising down the middle lane, and at the very last second, I see a face, and it's the face of a bear. It was not even a 100 feet in front of me when it was crossing the lanes," said Hardy. "I only had time to lift my foot off the pedal."Hardy said the bear was large and the impact was so intense that the airbags deployed and his engine was left smoking.The bear was found on the left shoulder, around 100 yards from where it was initially hit."It was crazy. Nothing like hitting a deer. I was going 70 miles per hour, normal cruising speed and when I hit the bear, my car slowed down to around 50 mph. My head barely touched the airbag," Hardy said.He totaled the 2010 Subaru Legacy that he purchased when he was 18, but was, fortunately, able to walk away without a scratch. Even his cabin was untouched.Authorities told him that the bear most likely died on impact."If it had to die, I'm grateful it was sudden," Hardy said.Sightings of black bears in the Cleveland area have increased in the last several weeks. Last week, a black bear was spotted in Brecksville trying to get into a beehive.Several days later, landscapers in Pepper Pike spotted a small black bear before it ran off into the woods.Hardy credits his vehicle for letting him walk away without a scratch. His next car?"Another Subaru Legacy, so my legacy will live on," he said. 1752

It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

In the town of Schuyler, Nebraska, located about 65 miles west of Omaha, immigration reform is a huge issue.A Cargill beef processing plant is the largest employer there, with a predominately Hispanic workforce.People who live in Schuyler, a town of about 6,000 people, are worried what the economic impact would be on the immigrant workforce there if DACA recipients and their families are forced to leave."In this town, there's a lot of commerce, Hispanic business. And the majority of our clients are Hispanics," said Rosa Lopez, Schuyler restaurant owner.Business owners in Schuyler — with a population that’s nearly 70 percent Hispanic and a business district dominated by Hispanic-owned shops and restaurants — is worried about the repercussions its economy would face if there's no DACA resolution by March."We depend on our youngsters for the future,” resident Irma Cuevas said. “So if that were eliminated, it would completely devastate not only Schuyler, but several other communities.""They're our clients,” Lopez said. “And if they get rid of the program, we would lose them as clients. And they wouldn't be able to contribute to the local economy."Long-time residents, like Luis Lucar, say DACA helps keep — and bring in — more people to the workforce there in Schuyler, which he says used to be a ghost town."If that happened, Schuyler would definitely go back to those years where businesses were closing,” Lucar said. “I don't think we want to see that again. And not only in Schuyler, but other Nebraskan cities that basically survive because of the immigrant workforce."Burrito House owner Chuy Salinas said at the end of the day, DACA recipients should get to stay — not only because it's good for business, but because it's the right thing to do.“Business is business,” he said. “But it's heartbreaking to see the moms and their kids, even if they're older like 22 or 25 — they'd have to be sent back and not even have a place to live.” 1964

In the congressional debate over gun control, all eyes are on the Cabinet Room in the White House for a Wednesday afternoon meeting.As House Republicans made clear, any and all gun restrictions were off the table, and senators still grappled with what, if any, path forward they had. It's President Donald Trump who will dictate the next steps in the gun debate.Bottom line: Sweeping gun restrictions -- at this point, any gun restrictions -- are not in the cards in the Republican-led Congress. That much seems clear. But the top aides in both parties continue to acknowledge that the President can scramble the direction of things if the meeting takes some kind of unexpected turn toward, say, the comprehensive background checks measure that's hanging out in the Senate.  787

Interim Chief of Police Vanessa Wilson will be tasked with regaining the fractured trust of Aurora, Colorado residents after she was appointed the city's permanent chief of police during a city council meeting Monday night."I am honored, humbled, and energized by the trust the city manager, mayor, and council has placed in me. Aurora is a city that has experienced many triumphs and tragedies, and we sit at a crossroads for our city's future," Wilson said in a prepared statement moments after the vote. "I am committed to leading the Aurora Police Department to be an active and engaged part of this community in building a collaborative and constructive path forward. We will be a transparent partner dedicated to making Aurora a safer city for all, with respect for our diversity, and embrace of unity, and continual conversation about how we can do better."“I believe that she is the right choice to lead the Aurora Police Department,” Aurora Mayor Mike Coffman tweeted Tuesday. “She has a lot of work to do to improve the image of this department and to rebuild trust between our officers and the community.”Wilson's appointment comes at a time when the embattled police department is under the spotlight for a series of controversies over the past year, most notably the violent arrest of Elijah McClain, who would die days later after encountering police the night of Aug. 24.The announcement came a few hours after it was revealed Aurora officers detained a Black family after mistaking their SUV for a stolen motorcycle from another state Sunday, the latest in a string of tarnishing encounters with residents in the community.Coffman said in an interview Tuesday that he believes Wilson is right for the job.“She is not afraid to make the tough decisions, and I believe that she is a person that can move this department forward,” the mayor said. “IT has had a lot of problems: Poor image, bad relationships with the community. So it is really going to take a tremendous effort and a lot of work to move the department forward, and I think she can do that.”Omar Montgomery, the president of the NAACP’s Aurora chapter, says he thinks that the recent incidents involving APD show that the department needs to take a serious look at the culture within the department and how it handles situations like the one on Sunday or the Elijah McClain incident.“We need something different because it seems like every other day there is something we are addressing related to the police department,” Montgomery said. “…If we can get rid of those officers and keep the ones that are doing a phenomenal job I think we will be on the right path to getting a police department that we, all combined, can trust.”Wilson was selected after a months-long nationwide search to replace Chief Nick Metz, who retired from the force Jan. 1.Wilson will continue to lead a department under scrutiny as communities around the nation reexamine the role and operations of police departments in the wake of George Floyd’s death.Marcus Dudley Jr., a commander with Aurora Police Department; Alexander D. Jones, a colonel and bureau chief for the Baltimore County Police Department; and Avery L. Moore, an assistant police chief with the Dallas Police Department, were the other three candidates vying for the position.Aurora City Council also on Monday unanimously passed a resolution banning Aurora police from using carotid holds, which was used on McClain the night of his violent arrest. The use of carotid holds had already been changed under department policy, but will now go before a final vote during the next city council meeting.KMGH's óscar Contreras was first to report this story. 3683