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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) -- Court documents are giving a glimpse into the past of the 26-year-old accused of killing his parents and sister in a Logan Heights house fire.Wilber Romero is accused of starting the fire at the home on the 3100 block of Clay Street around 4:30 a.m. October 13. 44-year-old Jose Romero died at the scene while his wife and daughter, 46-year-old Nicolasa Maya-Romero and 21-year-old Iris Romero died at the hospital in the days following the blaze.The family’s 23-year-old daughter and 16-year-old son were also hospitalized. Wilber is facing several charges in the fire, including first-degree murder, arson and attempted first-degree murder. Court documents show it wasn’t the first time he allegedly targeted his family. He reportedly attacked his father with a brick and rocks and damaged his car in September of 2018. The incident prompted a police standoff that ended when police shot bean bags at Wilber and released a police dog, documents show. The documents go on to state Wilber was in a car accident when he was 6-years-old and that he has suffered from a learning disability since the crash. According to the documents, Wilber also struggled with drug addiction. 1203

SAN DIEGO (KGTV) — As wildfires continue to burn in California, researchers say they may be adding fuel to another emergency: the pandemic.Parts of the Golden State have been buried in a blanket of smoke for weeks. Wildfire smoke is a mixture of many pollutants, but the majority consists of tiny particulate matter called PM2.5, which can also be produced by cars and power plants.“It’s a threat amplifier,” said Dr. Abisola Olulade of Sharp Rees-Stealy Medical Group.In April, researchers at Harvard found that just a small increase in this kind of air pollution led to an 8% jump in the death rate from COVID-19.Studies have shown that air pollution from these tiny particles can increase the risk of death in older adults from other causes, but the Harvard researchers found the increase from COVID-19 was 20 times larger.Why? The most widely accepted theory is that smoke particles, which can burrow deep inside the lungs and enter the bloodstream, can add a layer of health complications for people already fighting the virus.“People that are already fighting off a COVID-19 infection already have compromised heart and lung function if they have severe illness,” Dr. Olulade said. “So that can increase their susceptibility to the effects of wildfires.”The particles can contribute to more inflammation and potentially lead to blood clotting, she said.“Any chink in the armor, so to speak, is going to really make people have trouble maintaining” the body’s stressful fight against the virus, said Dr. Christian Ramers of Family Health Centers of San Diego.Another theory from early COVID-19 research that hasn’t been peer-reviewed: smoke particles could allow the virus to travel farther and survive longer, potentially allowing it to spread to more people. Both Dr. Ramers and Dr. Olulade said there was less research to support this theory.“What makes the sky look hazy when there’s smoke? It’s particles. So it's conceivable, again this is kind of conjecture, but it's conceivable with more particles in the air then yes the virus can latch onto those particles a bit more,” said Dr. Ramers.Doctors say there’s stronger evidence to suggest that wildfire smoke could help the virus enter a healthy person’s body. Not only does smoke wear down the protective lining of our airways, it stimulates certain receptors in the lungs -- the exact receptors that the spike proteins of the coronavirus use to get inside cells.“The virus binds to those ACE2 receptors, so if you have more of them, it can increase the viral load,” said Dr. Olulade.All kinds of air pollution put us at greater risk from respiratory diseases like coronavirus, not just wildfires. But one thing is for sure: Californians have been exposed to a lot of smoke lately.Since the beginning of the year, wildfires in California have burned more than 3 million acres, according to CAL Fire. That’s an area larger than the entire County of San Diego. 2929

SAN DIEGO (KGTV) — California's DMV is reopening another 46 field offices this week to fulfill appointments for services that require an in-person visitThursday, six field offices in the county will reopen to customers who have already made an appointment that requires an in-person visit. The offices will be open Monday through Friday from 8 a.m. to 5 p.m., an open at 9 a.m. on Wednesdays. Those local offices include Chula Vista, El Cajon, Poway, Clairemont, San Ysidro, and Temecula (Riverside County).RELATED: Some California DMV offices reopen for appointments requiring in-person visitsOffices in Hillcrest and San Marcos reopened earlier this month, though confusion over eligible customers led to long lines and frustration.The reopen offices will help those with an appointment for services covering: Paying registration for a vehicle impounded because of registration-related issuesReinstating a suspended or revoked driver licenseApplying for a reduced-fee or no-fee identification cardProcessing commercial driver license transactionsApplying for a disabled person parking placardsAdding an ambulance certificate or firefighter endorsement to a driver licenseVerifying a transit training document to drive a transit bus.Processing DMV Express customers for REAL ID transactions, if time and space allowThe DMV is still encouraging anyone who is eligible to complete their services online to do so through the agency's website.DMV officials said employees will maintain proper social distancing as they serve customers. 1540

SAN DIEGO (KGTV) — As cities nationwide remove landmarks named after Confederate or racially-charged figures, an online petition is demanding San Diego do the same at Mount Hope Cemetery.A Change.org petition is asking Mayor Kevin Faulconer to remove a memorial to Confederate soldiers at Mount Hope Cemetery."Why does the City of San Diego expect black citizens, literal descendants of the very people the monument celebrates enslaving, oppressing, and terrorizing, to maintain such a horrific monument?" the petition says.The petition has nearly 900 or 1,000 requested signatures.The monument was erected in 1948 on a plot owned by the United Daughters of the Confederacy, who supporters call such markers, testaments to history.Both Union and Confederate soldiers are buried in the cemetery.10news found the monument stone heavily damaged, with pieces scattered around the monument. Sources tell us the vandalism is a recent and ongoing issue.The monument isn't the only one in San Diego that has been subject to Change.org efforts. In 2017, the city removed a marker from Horton Plaza Park that commemorated the Jefferson Davis Highway, named for the Confederate leader. Fast forward to Wednesday, the city removed another marker from the park, this time commemorating Robert E. Lee Highway."Robert E. Lee Highway marker is gone. Many thanks to city Park & Rec staff and Stockdale Capital Partners for getting this done," Councilmember Mark Kersey tweeted.The difference between Horton Plaza Park and the cemetery plot: the plot is privately owned. In the past, city officials say their hands are tied."We support the removal from a private plot on City land and of a Confederate statue. Such statues are symbols of division that represent a horrendous past and glorify white supremacy. Such statues do not belong in a place of peace; they celebrate instead slavery (1620-1865) and the Jim Crow (1877-1964). The City should not have such symbols of intolerance and hatred on its property," said Francine Maxwell, President of the San Diego branch of the NAACP. 2078