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Remember when we used to make plans? It was so long ago now you may not remember, but we actually used to start booking our holiday travel in the summer before prices rose to unaffordable levels. That’s right: We could predict what the world would be like months in advance back then.Times have certainly changed; now, some travelers are starting to wonder whether and how to plan for the holidays. Does it make sense to buy plane tickets? What about using points and miles? And what are the chances of a second (or is it third?) wave of the pandemic?I’ve spent the last few months wading through COVID-19 travel policies, spreadsheets full of airfare and hotel data and other boring industry effluvia so you don’t have to. And I’ve got a few nuggets of advice for anyone thinking about booking holiday travel.For starters: Why rush?Should I book now?Years of conditioning have taught us all the perils of waiting until the last minute. But if you haven’t noticed, this year is not like the others, and travel demand is unlikely to reach normal no matter what happens in the next few months.In other words: You shouldn’t feel any rush to book travel until you’re ready.In fact, you might end up paying more if you book in advance rather than closer to your travel dates. Recently, I analyzed a bunch of hotel price data and found that the cost of booking the same room dropped dramatically when booking 15 days in advance, compared to booking four months in advance.That is, the same rooms cost an average of 7 when booked within 15 days compared to 2 when booked four months in advance. And while this trend might not hold into the winter or through the holidays, it’s certainly a good indication that you’re unlikely to save money by booking hotel rooms now.The trend isn’t quite as dramatic for airfare, though it’s possibly more remarkable, since booking within 15 days has historically been a recipe for getting fleeced.Which airline should I fly?This one’s easier: Delta.We performed a big analysis of airline policies in response to COVID-19 and found that Delta had the best overall rating, with Southwest and Alaska hot on its heels.I won’t bore you with all the details here, but some of the factors we took into consideration include:Mask policy enforcement.Blocking seats and limiting capacity.Offering flexible change and cancellation policies.This last bit is especially important when booking holiday travel this year: Make sure the tickets you purchase can be changed or canceled without incurring a fee. This has gotten significantly easier with various COVID-19 waivers and four major airlines, including Delta, all announcing the elimination of most change fees. Be aware of restrictions that remain around basic economy fares.What about points and miles?Hotel points and airline miles can usually offer good workarounds for sky-high holiday prices. Notice that pesky “usually.” Since cash prices are so low, using points and miles is unlikely to offer better than average value this year.That doesn’t mean you shouldn’t use miles, just that you won’t get especially good bang for your buck from them right now.Will it be safe?That’s the trillion-dollar question, isn’t it? I’m no epidemiologist, so I’m reluctant to wade into these waters, but there is something important to keep in mind: Where are you planning to travel in December?The Institute for Health Metrics and Evaluation at the University of Washington offers public projections for the pandemic broken down by country and state. These reveal some pretty startlingly different scenarios for different parts of the country.For example, the daily per capita infection rate in California is projected to rise from 42.6 per 100,000 today to 155 per 100,000 by December. New York state in December is projected at 30 per 100,000, up from the current 4.4. Utah’s rate is expected to skyrocket to 179 per 100,000 from today’s 13.5.Of course, these are only projections, and nobody knows what will actually happen by December, but it’s good to keep in mind when planning travel. You don’t want to go from a relatively safe spot into a hot zone (or a hot zone into a safe spot, for that matter).In fact, for everyone’s sake, my personal take is that we should all err on the side of staying home.More From NerdWalletAnalysis: How Have Hotel Prices Changed in 2020 vs. 2019?How to Plan Holiday Travel for Maximum Flexibility in 2020Why Won’t the FAA Require Masks?Sam Kemmis is a writer at NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif. 4542

President Donald Trump told the top White House lawyer in April that he wanted to order federal prosecutions of Hillary Clinton and James Comey, The New York Times reported Tuesday.The Times report, citing two people familiar with the conversation, said recently departed White House counsel Don McGahn told Trump in response that he could not compel the Justice Department to prosecute people and even requesting an investigation could be a step too far. The Times said McGahn went on to have White House lawyers list the consequences of such a demand for Trump.The Times said it was unclear if Trump read the memo about the consequences of a president having the Justice Department investigate his opponents and that it was also unclear what Trump wanted the prosecutions to cover.Trump has long called for legal action against Clinton, his Democratic rival in 2016, over her email practices as secretary of state, and he has alleged that Comey, who he fired as FBI director last year, leaked classified information.Attorney William Burck told CNN that McGahn would not comment on legal advice he had given to the President."Like any client, the President is entitled to confidentiality," Burck said. "Mr. McGahn would point out, though, that the President never, to his knowledge, ordered that anyone prosecute Hillary Clinton or James Comey."McGahn left the White House in October, a long-planned departure that followed a tenure marked in part by friction with the President. Tuesday's report about the April conversation echoed previous reporting about Trump and McGahn, including an order to fire special counsel Robert Mueller, which McGahn was said to have refused. Trump denied last January that he had made such a request.The-CNN-Wire 1753

President Donald Trump says he did not address reports from U.S. intelligence agencies that said Russia paid bounties to the Taliban in exchange for the deaths of American soldiers in a phone call with Russian President Vladimir Putin last week.Trump made the comments in an on-camera interview with Axios reporter Jonathan Swan.Trump said his July 23 phone call with Putin was a call "to discuss other things," particularly nuclear proliferation.The president also claimed that the report "never made it to his desk," even though several media outlets have spoken to administration officials that have said the report was included in a daily intelligence briefing in February.Trump also referred to the intelligence as "fake news," and added that "a lot of people are saying that it's a fake issue."When pressed on intelligence reports that Russia has supplied weapons to the Taliban, Trump seemed to justify the Russians' actions by citing the fact that the U.S. sold weapons to the Taliban when the group was fighting the Soviet Union decades ago. Trump also claimed that those reports had also "not reached his desk," despite Sec. of State Mike Pompeo's comments denouncing the arms sales earlier this month.When asked directly if he reads his daily intelligence briefing, Trump said he "reads a lot" and that he "comprehends extraordinarily well, probably better than anyone (Swan) has interviewed in a long time."Watch Trump's interview in the player below. 1471

President Trump's steel tariff could cost Ford and General Motors billion a year.That's the hit each company could take if the tariff translates into a similar increase in steel prices, according to a Goldman Sachs analysis. Trump has proposed a 25% tariff on imported steel, along with a 10% tariff on aluminum. billion represents 12% of Ford's profit last year and 7% of GM's, the analysis said.The report looked at Ford and GM's 2017 production mix to make its calculation.Ford said in a statement that the tariffs "could result in an increase in domestic commodity prices — harming the competitiveness of American manufacturers." GM said it supports trade policies "that enable U.S. manufacturers to win and grow jobs in the U.S."Both automakers say they use mostly American-made steel for vehicles they make in the United States.Trump argues that the tariffs will bolster US production of steel and aluminum and combat unfair trade practices. But businesses outside the steel and aluminum industries have warned that the tariffs will lead to higher prices and hurt the economy.The American International Automobile Dealers Association, which was formed to advocate free trade, said car prices could go up "substantially." The group also warned that retaliatory tariffs from other countries could drive up the price of US goods in general. 1366

President-elect Joe Biden has marked the 48th anniversary of the accident that killed his first wife and baby daughter by attending Mass at the church where they are buried.Neilia Biden and the couple’s 13-month old daughter, Naomi, were killed when their car was struck by a tractor-trailer as she took the kids to pick out a Christmas tree.Sons Hunter and Beau were seriously injured. They were a year and a day apart in age, at 3 and 4.Joe Biden had just been elected to the Senate and was in Washington setting up his new office at the time of the accident.Biden and his wife, Jill Biden, attended the Friday morning service in Delaware at St. Joseph on the Brandywine, a Roman Catholic church. The campus of the church contains a large parish cemetery. After Mass, the Bidens walked to the gravesite markers to pay their respects. 843