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Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855

HOLLYWOOD, Calif. – Like in many other industries, the coronavirus pandemic is sending shockwaves through Hollywood. TV shows and films have halted production, delayed release dates or made other changes to protect their staff as the U.S. attempts to further prevent the spread of the virus, which causes COVID-19. TVDespite the fact that many people are turning to their televisions for entertainment while social distancing, a growing number of shows have suspended production, including: “Grey’s Anatomy”The long-running medical drama is postponing production for at least three weeks as a precautionary measure, 628

Health officials in Las Vegas have had to issue a list of places visited by a man there who contracted measles.It's the first confirmed case of measles in Clark County, Nevada since 2015, 200

For the first time in 17 years, Hillary Clinton is not the woman most admired by Americans.According to a new Gallup poll, Former first lady Michelle Obama is the most admired woman in the world by people in the United States. Oprah Winfrey came in second place with Hillary Clinton and Melania Trump tying for third.Meanwhile Michelle's husband former President Barack Obama won most admired man for the 11th consecutive year. President Trump was the second most admired man, with George W. Bush and Pope Francis tied for third.The poll was open ended and asked respondents to name their most admired man and woman in the world. Gallup has asked the question every year except one since 1946.Barack Obama is now just one first-place finish short of tying Dwight Eisenhower for most times being most admired man, according to Gallup. 845

HONG KONG — China has officially ratified a plan to write a national security law for Hong Kong, exerting Beijing's broader, new control over the semi-autonomous territory in a bid to prevent a return of the months of often-violent protests last year. China’s ceremonial legislature approved a decision by the ruling Communist Party to impose national security laws on Hong Kong. The Beijing-backed Hong Kong government sought to assure its citizens that the law would not infringe on their freedoms. The pro-democracy opposition described the move as the end of the core values that set the former British colony apart from the rest of China. 655