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With the COVID-19 pandemic creating a demand for homes across the country, housing prices are on the rise.The median price for a single-family home increased to more than 3,000 between July and September, a figure that's increased 12% in the last year.According to Danielle Hale, the Chief Economist at Realtor.com, housing prices increase when there are a large number of buyers and not a lot of homes for sale."With the pandemic, we've actually seen these trends be exacerbated," Hale said. "We have even more buyers in the market, as people are looking for more space and possibly to get out of crowded apartments and into a single-family home where they've got a yard and some outdoor space and room to live and work and play all at home."Hale says prices are up because there aren't enough new homes under construction — a possible overcorrection from the housing market crash 12 years ago when there was more construction than was needed, and the loan market went without the regulation in place today.Hale says that home prices are now rising in a way that could eventually impact affordability."Home prices are rising, but this pace of increase may not be sustainable, especially if mortgage rates steady or start to rise," she said. "The important thing to think about is that regardless of the macro-economic context, you want to look at your personal financial situation."Experts say the best way to become immune to a housing bubble is for buyers to make sure their financial situation can handle monthly mortgage payments long-term, even in the event of job loss. 1587
in Chicago reports.Mack stunned hundreds of shoppers earlier this month by paying layaway bills at the Walmart in his hometown of Fort Pierce."She rung it up, and everything came up to zero. And I was like, 'Wow! This is really great!'" said one Walmart shopper following Mack's gesture.But according to 306

Yes, an asteroid is heading toward earth and is expected to get close on November 2. But you should still plan on voting November 3, the asteroid is “not big enough to cause harm,” said astrophysicist Neil deGrasse Tyson.Asteroid 2018VP1 is about the size of a refrigerator, hurtling toward Earth at more than 25,000 miles-per-hour. Tyson says the asteroid will “buzz-cut” Earth on November 2, but is not expected to cause any harm.NASA says the asteroid only has a .41 percent chance of entering Earth’s atmosphere. Even if it did, the space agency says, “it would disintegrate due to its extremely small size.”“So if the world ends in 2020, it won’t be the fault of the Universe,” Tyson wrote on social media. 719
-- and its wider implications for human mental health treatment -- was found in their poop, per new findings published in Behavioural Brain Research.Rats are better drivers when they're mentally stimulatedKelly Lambert, study author and head of the University of Richmond's Lambert Behavioral Neuroscience Laboratory, trained two groups of young rats: One bunch raised in an "enriched environment" with toys, ladders, balls and pieces of wood designed to spark mental stimulation, and another reared in a standard, unexciting lab cage.The rats learned to enter a custom "rat-operated vehicle," or ROV, adorably constructed from a one-gallon plastic container turned on its side.Once inside, the rat racers would stand on an aluminum plate and press on a copper bar that would trigger the wheels' motor. They'd hold down on the bar until they propelled their tiny car to the end of their enclosure, where they collected their reward: Froot Loops.When it came time to drive, the rats who played with ladders, balls and toys were more adept at operating and steering the ROV, thanks to the neuroplasticity (their brains' ability to change over time) triggered by their environment. Their unstimulated cage counterparts effectively "failed their driving test," Lambert said.Hormones found in their feces showed improved emotional resilienceIn sifting through their fecal matter, Lambert found both groups of rats trained to drive secreted higher levels of corticosterone and DHEA, hormones that control stress responses.Corticosterone is a hormone animals could secrete in high-stakes scenarios like running from a wild animal or defending themselves from predators, but it can also be expressed in lower-risk tasks like doing taxes or worrying about a loved one (though rats likely aren't advanced enough to form a government, let alone impose taxes on fellow rats).DHEA acts as a sort of "buffer," Lambert said, when corticosterone becomes toxic -- that is, when it can't be turned off in a reasonable amount of time, creating prolonged stress.It's evidence that mastering a complex task, like driving a car, bolstered the rats' emotional resilience."It is likely that driving gives the rats a sense of control over their environment," she said. "In humans, we would say that it enhances a sense of agency or self-efficacy."What have rats got to do with human health?The brains of humans and rats share nearly all of the same areas and neurochemicals -- they're just smaller in rodents. And though humans are certainly more complex than rats, Lambert said there are "universal truths" in how both species' brains interact within their environment to maintain optimal mental health.So these results have implications for human health, too (and no, they don't mean rats will drive alongside people in tiny lanes on highways). Emotional resilience is one of the first lines of defense against mental illnesses like depression, she said, and learning what behaviors build that up could clue physicians in on how to treat those illnesses in humans.It's a concept Lambert refers to as "behaviorceuticals," activities that release hormones that can ward off prolonged stress brought on by corticosterone."Anything that reduces stress can build resilience against the onset of mental illness," she said.The activity can be something as simple as knitting, or in rats' case, learning to drive a car. Just engaging hands, paws and brains of varying sizes can enhance a participant's sense of control. 3489
RELATED: Skate away on one of San Diego's outdoor ice rinks this holiday seasonIowa will be making its third Holiday Bowl appearance and first since 151
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