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Florida Panhandle officials are trying to figure out how to resume classes after Hurricane Michael damaged or destroyed many schools last week.Schools in at least eight counties -- Washington, Liberty, Jackson, Gulf, Gadsden, Franklin, Calhoun and Bay -- will remain closed until further notice, the office of Gov. Rick Scott said Monday in a news release.The challenge is especially daunting in Bay County."I would say every single school in Bay County has some type of damage, some more extensive than others," said Steve Moss, vice chairman of Bay District School Board. "Some it'll probably take weeks or months to get online. Some it will take years."The only thing left of some of our schools ... is the foundation."Moss said he and his colleagues are working to come up with a plan to get thousands of students back in the classroom as soon as possible."We basically have 26,000 students here in Bay County," he said. "They still need educational services. They still need to learn."High school seniors have been told they will be able to graduate, Moss said. Younger students won't be held back from the next grade."Now, to be able to do that, they have to been in a classroom setting," according to state law, Moss said, with the wreckage of Jinks Middle School's gymnasium in Panama City, Florida, behind him.It was just renovated last month, with a new floor and lighting, Moss said. But now the gym's interior is completely exposed to the elements and the floor is littered with debris.Bay County's school officials are holding a meeting Monday morning to discuss how to get students back in classrooms, Moss said. 1644

For a fourth straight night, protests are taking place in Kenosha, Wisconsin, as demonstrators demand justice for Jacob Blake, a man shot in the back by police during a Sunday confrontation.The protests are taking place hours after a 17-year-old Illinois boy was arrested and charged with shooting three protesters in the city on Tuesday night. Two of those protesters died, the third was hospitalized with serious but non-life-threatening injuries.To the west, Minneapolis Mayor Jacob Frey has requested help from the National Guard following unrest in his city. The protests are related to a Wednesday shooting death that was rumored to have involved police officers. After video of the incident was shared on social media, rioting and looting took place at a local mall.However, the Minneapolis Police Department released footage Wednesday that they say showed the shooting was self-inflicted.The nationwide protests are also taking place hours after the Milwaukee Bucks refused to take the court, citing frustration with continued police brutality. Several other pro sports teams, including the MLB's Milwaukee Brewers, also took part in the strike.Blake was shot at least seven times in the back by Officer Rusten Sheskey as he entered his car after officers were called over a "domestic dispute." Police say Blake had possession of a knife in his vehicle.Blake’s family said on Tuesday that the 29-year-old is partially paralyzed, but was fortunate to survive from his injuries. 1492

Former FBI Deputy Director Andrew McCabe was set to officially retire on March 18, but according to a source familiar with the matter, he could be fired just days before and lose his pension after a more than two-decade career at the bureau.The embattled official abruptly stepped down at the end of January and has been on leave since that time.CNN has learned the FBI's Office of Professional Responsibility has recommended McCabe be fired and now the decision is up to Attorney General Jeff Sessions.The issue stems from findings in an internal Justice Department watchdog report that claims he misled investigators about his decision to authorize FBI officials to speak to the media about an investigation into the Clinton Foundation.A representative for McCabe declined to comment.That report, which has been complete for over a week, according to the source, has not been released publicly. The office is currently examining how investigations were handled at the department and the FBI in advance of the 2016 presidential election, including, notably, the Hillary Clinton email server probe."The Department follows a prescribed process by which an employee may be terminated. That process includes recommendations from career employees and no termination decision is final until the conclusion of that process. We have no personnel announcements at this time," Justice Department spokeswoman Sarah Isgur Flores said in a statement.The inspector general's report has taken on increased attention as President Donald Trump and his allies have railed against FBI officials like McCabe over the agency's handling of certain investigations and claims of political bias.The New York Times first reported the FBI recommendation. 1736

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

FRANKLINVILLE, N.J. — A prison officer has been suspended and a FedEx worker is out of a job after participating in a counter-protest to a Black Lives Matter demonstration, during which people reenacted the death of George Floyd.In videos shot Monday and widely shared on social media, protesters march along a street in Franklin Township chanting “George Floyd!” and “Black Lives Matter!”As they march past a private property, a man can be seen kneeling on the neck of another man, shouting unintelligibly back at protesters.Warning: The video below contains language some readers might find offensive. 611