渭城区补习机构专业升学率青岛高三复读哪里有联系电话,郑州中考冲刺哪里有地方,灞桥区高考冲刺有哪些,鄠邑区应届生靠谱的怎么办,郑州中考冲刺靠谱的联系方式,西安高考复读学校有哪些,青岛中学补习学校靠谱的怎么办

WEST PALM BEACH, Fla. — The hurricane season continues to be active with the formation of a new tropical storm and a depression in the last 12 hours.Tropical depression 17 formed Sunday night in the Atlantic and became Tropical Storm Paulette just before 11 a.m. Monday.The storm has 40 mph winds with higher gusts and is moving west, northwest at 3 mph.Paulette is the earliest forming 16th named storm on record, breaking an old record set by Philippe on September 17, 2005, according to hurricane expert Philip Klotzbach.A slow-motion toward the northwest or north-northwest is expected tonight. Paulette is then forecast to move a little faster and generally westward on Tuesday and Wednesday.Early indications are it may curve before it reaches the Bahamas, but we will keep an eye on it just in case. It may interact with tropical depression 18, located behind it, which also formed Monday morning.Paulette's path and/or intensity might change because of its proximity to tropical depression 18. 1009

While travel advice abounds for the best times to buy the most affordable holiday plane tickets, flying during some of the year's busiest travel periods generally isn't cheap.In this era of packed airplanes, smaller seats and fees for extra leg room, what airline is going to offer inexpensive fares around Thanksgiving, Hanukkah, Christmas and New Year's? Common business sense dictates that high prices will follow high demand.What are procrastinating travelers to do besides drive or take the train to get to their destinations? CNN checked with airfare experts for some general advice and ways to dull the price pain: 644

Whether it’s to earn rewards toward vacations or just finance everyday purchases, there’s strong demand for credit cards among older adults.According to a report from credit bureau Experian, baby boomers (those born between 1946 and 1964) carried an average of 4.8 credit cards in the second quarter of 2019, more than any other generation in the report.One might think that an older adult’s chances of getting approved for a new credit card would be relatively high. It’s a demographic that’s had more time to establish long credit histories, pay mortgages and exhibit responsible borrowing. The Equal Credit Opportunity Act even bars creditors from discriminating against an application on the basis of age.If you fall into that demographic, though, there are several reasons why it could be challenging for you to get approved for a new credit card. Here’s what could be influencing your creditworthiness, and what you can do about it.Why older adults could be denied creditLess incomeDuring the credit card application process, you’ll be asked to report your annual income or income that you have reasonable access to; the bank needs to make sure you’re able to pay back what you charge.If you’re retired, you may be living on less since you no longer have that steady employment income, and that can affect your chances of approval.The good news is that you can count more income than just a traditional salary, including things like:Social Security benefits.Income from a spouse or partner.Income from investments and retirement.Part-time or seasonal jobs.Dividends and interest.Thin or ‘invisible’ credit filesIf you’re an older American who’s worked hard over many years to pay off your mortgage and whittle down daily expenses, you may not think your credit scores matter much anymore. But you may be rudely awakened when you incur a large unexpected expense, want to downsize to an apartment, or try to open a new travel rewards credit card to help boost a retirement trip. Credit scores do indeed still matter, and some factors may be working against you.In order to even have a FICO credit score, you need to have credit activity reported to the U.S. credit bureaus at least once every six months. Plus, that credit line with activity on it must be at least six months old.So if you’re fully free of debt — say, you’ve long ago paid off your home, your car and other loans and haven’t had any other credit activity in a year or more — the bureaus simply may not have enough information about you. Your credit file may be too thin.According to a 2019 analysis from credit bureau Equifax, about 91.5 million consumers in the United States either have no credit file or have insufficient information in their files to generate a traditional credit score.Poor ‘mix of credit’Even if you’re an older American who’s actively using credit cards and paying them off on time and in full each month, it doesn’t ensure you’ll get approved for your next card. In fact, if you have only credit card accounts in your credit file but no installment accounts like mortgages or car loans, it can be a drag on your credit scores.That’s because credit scoring models also like to see a “mix of credit,” meaning a variety of accounts that show you have experience with different kinds of borrowing. There are two basic types of credit:Revolving: Doesn’t have a set end date or consistent balance. Credit cards and home equity lines of credit are the most common types.Installment: Installment loans have set end dates and require a standard payment every month. Mortgages and car loans are the best examples.If you have a long credit history of on-time payments as well as low credit utilization, then not having a mix of credit likely won’t be enough to make or break your creditworthiness. But lacking a mix of credit could drag down a borderline score and make it hard to qualify for a new credit card.Co-signing pitfallsDid you agree to co-sign on a personal loan for your son, or on student loans for your granddaughter? Your generous help may have had unintended consequences for your credit scores.When you co-sign a loan, both the loan and payment history show up on your credit reports as well as the borrower’s. If the person you co-signed for misses payments, it’s your score that will be negatively affected.Even if the person you co-signed for is making all their payments on time, the loan could still count against you. That’s because it can constitute a debt obligation that leaves you too little disposable income to qualify for a credit line in the eyes of issuers.5 ways older adults can boost their odds of credit card approvalEven if you’ve paid off your mortgage, have a thin or invisible credit file or have never used credit cards at all, there are still ways to improve your chances of getting a new credit card.Check your credit report: Pull your credit report regularly to make sure there are no errors. A credit card issuer could have incorrectly reported a late payment, or your report could show accounts that don’t belong to you at all. If you find anything wrong, dispute the errors right away. Make sure you continue to monitor your credit regularly.Become an authorized user: If you have a loved one with a strong credit history, ask if they’ll consider adding you as an authorized user on their credit card. The issuer will send the primary account holder a card with your name on it, and you may benefit from their good credit. It may not be enough to have a huge impact on your credit scores, but it could give you a bump relatively quickly.Build credit with a secured credit card: A secured credit card acts like a regular credit card in many ways, with one key difference: It requires an upfront deposit, which acts as your credit limit and protects the card issuer in case you’re unable to pay back what you charge. Use a secured card to help build credit in the near-term, then upgrade to a traditional credit card once your credit scores are in better shape.Consider a credit-building installment loan: A credit-builder loan holds the amount you borrow in a bank account while you make the payments. You generally won’t be able to access the money until you’ve paid off the loan, but those payments are reported to at least one of the credit bureaus. Not only can that help your credit scores, but it can also add to your credit mix.Don’t close long-held accounts: If you have some credit history but are trying to improve it, avoid closing any cards that you’ve held for years. The length of your credit history and average age of accounts are factors in your credit scores. Keep your oldest accounts open, but look to downgrade cards if they carry an annual fee that’s no longer worth it.More From NerdWalletI Paid Off My Credit Card Debt … Now What?How to Increase Your Chances of Credit Card ApprovalSmart Money Moves When Cash Is Tighter Than TimeErin Hurd is a writer at NerdWallet. Email: ehurd@nerdwallet.com. 6959

With Democrats set to take control of the House in January, speculation abounds about whether the new majority would impeach the President.Americans break against that idea, according to a new CNN poll conducted by SSRS. Half, 50%, say they don't feel that Trump ought to be impeached and removed from office, while 43% say he should be. Support for impeachment has dipped some since September, when 47% favored it, and is about the same as in a June poll (42% favored it then). Support for impeachment of Trump remains higher than it was for each of the last three presidents at any time it was asked. It's on par with President Richard Nixon, who 43% of Americans said should be impeached and removed from office in a March 1974 Harris poll.The shift on impeachment comes mostly from political independents. In September, they were evenly split on the question, with 48% behind impeachment and 47% opposed. Now, 36% favor impeachment and 55% are opposed.There's also been a meaningful shift on the question among younger adults (53% of those under age 45 backed impeachment in September, now that's down to 45%) and racial and ethnic minorities (66% favored it in September, 50% do now).Related: Full poll resultsTrump himself warned his supporters during the 2016 midterm campaign that Democrats would try to impeach him, although Democratic leaders like soon-to-be House Speaker Nancy Pelsoi have dismissed the idea.More recently, Trump has been worrying about the prospect, according to reporting by CNN's Jim Acosta, as a number of his former associates cooperate with the special counsel investigation into possible collusion by Trump's campaign with Russians interfering in the 2016 election.The incoming Democratic chairman of the House Judiciary Committee, Jerry Nadler of New York, told CNN's Jake Tapper that if allegations by Michael Cohen that Trump directed him to issue illegal payments to women alleging affairs to keep them quiet during the 2016 election were true, those would constitute "impeachable offenses." At the same time, Nadler made no suggestion Democrats would pursue impeachment against Trump.One reason Democrats might not impeach Trump even if he is ultimately implicated by special counsel Robert Mueller is that while they control the House, and so could potentially impeach him in that chamber with a simple majority, Republicans will still control of the US Senate. It would require the defection of 20 Republican senators to remove Trump from office if he were impeached by Democrats in the House.That defection among the President's partisans failed to happened when Republicans in the House impeached Bill Clinton in the late 1990s. There were nowhere near the 67 votes needed in the Senate to remove Clinton from office.Trump, however, is not nearly as popular now as Clinton was then. Clinton reached more than 70% approval when the House voted to impeach him in December of 1998, according to CNN/Gallup/USA Today polling.Former President Richard Nixon, who resigned rather than be impeached, had a much lower approval rating than Trump has now. He was under 30% approval when he resigned in August of 1974. Trump's approval rating has remained remarkably steady, in the high 30s and low 40s -- much less than Clinton, but much higher than Nixon.All of this remains academic since Democratic leaders have not expressed any interest in impeaching Trump.The CNN Poll was conducted by SSRS December 6 through 9 among a random national sample of 1,015 adults reached on landlines or cellphones by a live interviewer. Results for the full sample have a margin of sampling error of plus or minus 3.8 percentage points, it is larger for subgroups. 3691

WEST PALM BEACH, Florida — West Palm Beach says the number of police cars that had to be pulled off the streets due to engine failure has risen to 49.City Administrator Jeff Green said at this point they believe a tainted fuel shipment in the middle of March is to blame. All of those cars had traces of biodiesel in their tanks, which are meant for unleaded only.West Palm Beach Police Public Information Officer David Lefont said it is not impacting public safety since the agency is supplementing with rental cars.“We have captains driving around in minivans,” Lefont said.Seventeen patrol cars have gotten new engines and are back in service.The other affected cars are non-marked cars.Green said Miami-Dade County police reported they had to pull 120 cars with the same issue.In West Palm Beach the cars affected are all Ford, which is why the automaker is investigating the case as well.But Green said at this point they believe it was the fuel shipment. They’re currently investigating where the shipment came from. 1035