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Your child doesn’t need a brand new wardrobe or the entire year’s worth of classroom supplies on the first day. By postponing some purchases, you can spread the costs across several months and possibly hit better prices. For example, fall apparel tends to drop in price after the initial back-to-school rush.“Being strategic about your spending now will also make it easier to manage when other school-related expenses, for field trips or after-school activities, pop up as the year continues. Back-to-school spending shouldn’t stress your budget before the school year has even begun, and with a few smart moves, it doesn’t have to,” Palmer adds.More From NerdWallet 672

world's most premier public research institutions with faculty and alumni who aren't afraid to take risks in the pursuit of academic excellence and contributions to the greater good."UC Berkeley and UCLA, in the sixth and 15th spots, respectively, were the only UC schools to place above UCSD.The rankings take various criteria into account, including quality of education, which measures the number of major awards won by alumni; quality of faculty, which measures the same with academics; alumni employment, which measures the number of CEO positions held by alumni; research output, which relates to faculty articles in "reputable," "top-tier" and "highly-influential" journals; and citations, which measures the number of highly cited research papers produced by university staff.UCSD faculty conduct research on a wide variety of topics, including ocean bioluminescence, gut microbiomes and pancreatic cancer blood testing.University faculty, researchers and alumni have won 25 Nobel Prizes. 996

You have to hope the school awards you merit aid, or parents will have to take out a personal loan for that freshman year."I think it's completely unfair," Caitlyn said.The good news: Caitlyn will be eligible for her promised aid in the fall. But until then, she's behind on her tuition — simply, she claims — for working hard and starting college too early.As always, don't waste your money.________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps"). 494

Winners of the Scripps Howard Awards will be announced March 6 via live streams on Facebook and YouTube. An awards ceremony is scheduled for April 19 in Cincinnati, Ohio. 170

WHY IT MATTERSCurrently, marijuana is classified as a Schedule 1 drug, the same ranking as heroin. While federal laws haven't prevented 15 states from legalizing recreational marijuana, it does impact businesses. For instance, businesses can't use banks like other companies. Businesses also remain at risk for federal prosecution. Additionally, the classification of cannabis as a Schedule 1 drug prevents taxes from being collected and research from taking place. Federal employees can still be fired for using marijuana if they fail various drug tests. WHAT HAPPENS NEXT?While supporters have called Friday's vote "historic," for the moment, it is only symbolic. That's because Republicans control the United States Senate and Senate Majority Leader Mitch McConnell has repeatedly blocked any repeal or decriminalization legislation from taking place. The MORE Act will likely not even get a vote under McConnell's leadership, although anything is possible in Washington. WHAT COULD CHANGE? It is possible Democrats could take control of the Senate after the January 5 runoff elections in Georgia. That would give the MORE Act a chance at a vote on the Senate floor, but even then, current rules require 60 votes for passage. The odds of that remain slim. President-elect Joe Biden could, however, take action once he assumes office in January. The president-elect could provide more flexibility to federal employees to use marijuana. Biden could appoint an attorney general who has a hands-off approach. Biden also could pardon Americans with convictions while also attempting to reclassify the drug as a Schedule 3 or Schedule 4 drug with lesser penalties for use. 1670

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