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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

SACRAMENTO, Calif. (AP) — California Gov. Gavin Newsom has pardoned 13 former prisoners, including three whose immigration status may benefit from the decision. He also commuted the sentences of 21 current inmates on Friday, including several who killed their victims and had been serving life-without-parole sentences. One of those pardoned was deported to Cambodia in 2011 but wants to rejoin her 16-year-old son in the United States. Two others are attempting to avoid deportation to Cambodia. Ny Nourn, 39, was convicted of second-degree murder in San Diego County in 2003. Newsom’s office said she was 18 when she helped lure her victim to his death at the direction of her 38-year-old abusive boyfriend, who shot him. The other was convicted of residential burglary in 1995. All three lawfully entered the United States as young children.According to the AP, Richard Morrison, who now lives in Colorado and was 22 when he was convicted in 1994 in San Diego County of attempted second-degree burglary, was also among those pardoned. 1045

Right now, thousands of people are without power on the Gulf Coast, and the relentless rains and remnants of what was Hurricane Sally is now soaking the Carolinas and moving northeast.In hard-hit Alabama, where the storm first struck land as a Category 2 Hurricane, debris-laced waters have taken over once-thriving neighborhoods. Swollen and rising rivers are now threatening bridges across Florida.At least two people have been killed since Sally made landfall."Citizens awoke to extensive damage and destructive property, loss of power and infrastructure and sadly even the loss of life," Alabama Gov. Kay Ivey said Thursday.One of those deaths occurred in Georgia, when Sally's heavy rains saturated the soil, triggering the collapse of a tree onto a home."Widespread river flooding is ongoing, and it could continue over the next week in different parts of Florida," Florida Gov. Ron DeSantis said Thursday.Thousands of homes and businesses on the Gulf Coast are still without power, 48 hours after Sally made landfall."Power though is a major, major initiative and a priority at this point," DeSantis said. "...they do have crews here working. They are going to be working 24/7 to get the power back on."Now, officials are keeping their eyes on new threats brewing. The National Hurricane Center is currently monitoring six storms in the Atlantic. One of those systems has already developed into a major hurricane, though it isn't expected to impact the U.S. However, Tropical Depression 22 is expected to strengthen into at least a Tropical Storm in the coming days before making landfall in Texas."There are seven systems out there right now," said Greg Michel, the executive director of Mississippi Emergency Management. "One of which the system in the bay of Campeche, we could be doing this again in a few days." 1831

SACRAMENTO, Calif. (AP) — Google says Android phones will be used to sense earthquakes around the world and may one day be able to provide global warnings, with the first mass alert system unveiled Tuesday in California. The Android operating system maker says it's using California's network of seismometers to trigger phone alerts. “This announcement means that California’s world-class earthquake early warning system will be a standard function on every Android phone — giving millions precious seconds to drop, cover and hold on when the big one hits,” Gov. Gavin Newsom said in a statement.Android users who have enabled location services and are near a quake of magnitude 4.5 or greater will receive a full-screen earthquake warning, according to ABC News. Authorities say that could give people nearby precious seconds to seek safety. No app is needed. Google also announced that Android phones around the world will begin acting as mini-seismometers to sense tremors. Beginning next year, that could lead to early warning alerts for users near quakes around the world. 1085

SACRAMENTO, Calif. (AP) — California Gov. Gavin Newsom says the state must do more to protect essential workers, many of whom are Latino, from the economic and health harms of the coronavirus. Newsom on Friday said he'll work with the Legislature to expand protections against evictions and expand workers compensation and paid sick leave. He enacted similar policies through executive order earlier this year but many expired or will soon. Latinos make up 39% of California’s population but 55% of confirmed positive coronavirus cases, according to state data. Newsom said the majority of farm workers, construction workers, cooks, food prep workers, truck drivers, cashiers and janitors are Latino. 708

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