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More than one in three Americans have delayed a life event or financial milestone because of the COVID-19 pandemic, according to a new survey.Bankrate surveyed about 2,500 Americans in late June. They found 36 percent of participants admitted they have delayed getting married, having a child, buying a home, retiring or another major financial life step.Of those who delayed buying a home, they expect the delay to last six months or longer. Of those delaying buying or leasing a car, 48 percent said their decision could be delayed 6 months or longer.This data matches other financial and job market indicators that the country is in a recession and a rebound could take time.In the survey: 11.6 percent said they are delaying finding a new job, 11.3 percent are delaying buying or leasing a new car, 8.6 percent are delaying buying a home, 7.1 percent are delaying furthering their education, 4.8 percent are delaying having children, 4.5 percent are delaying getting married and 4.5 percent are delaying retirement.As for how the respondents’ situation was since the pandemic started, 29 percent said their financial situation has worsened since the beginning of the year. 1184

NASHVILLE, Tennessee — Individuals convicted of a felony can't vote while incarcerated, on parole, or on probation in the State of Tennessee, and Terrancé Akins was one of those people — until this week.Akins will get to vote for the first time after serving 17 years in prison.When he was 17-years-old, Akins went to prison for especially aggravated robbery."I lost my family, I lost my freedom, and then I lost my right to vote," Akins said.He has started a non-profit called 'Blessed Incorporated' where he helps inner city kids stay out of trouble. It took four years, but now that he is on a steady path, he's excited to be able to vote for the first time. "It feels great. It feels wonderful," he said.In Tennessee, voting rights are restored when ex-felons complete their supervised release. Akins hopes his example will help encourage others to re-register to vote. "They give up on themselves, they give up on their lives, they figure that they can never really amount to anything, but that's not true. You have to believe in yourself and you have to believe that you matter and that your vote matter, and that's one thing that I did, I took the initiative to not just do this for me, but to do it for those that are coming behind me," said Akins.The voter registration deadline is on Tuesday, you can fill out a form online or sign up in person.Akins is now renting an apartment in Montgomery County. Early voting there starts Oct. 17 and runs through Nov. 1. Election Day is Tuesday, Nov. 6. 1575

MSAN DIEGO (KGTV) -- Mayor Kevin Faulconer announced Monday that the city has repaired 655 miles of roads so far, which is ahead of schedule to meet the goal of 1,000 miles of roads by 2020.Averaging more than 300 miles per year puts the city ahead of schedule, even as a small percentage of repairs has required taking the roads down to the dirt.RELATED: San Diego County approves million road resurfacing project“The unprecedented investment we’ve made in road repair is showing results with more smooth streets in our neighborhoods,” Mayor Faulconer said. “There’s still a lot more work that needs to be done, but we’re making significant progress on an issue that is a top concern for so many residents.”Within the first two fiscal years of the pledge, the city fixed 595 miles of roads. Last year, an assessment showed the overall condition of city streets rose to 72 on a scale of zero to 100.RELATED: Mayor vows to fix more roads in San DiegoMayor Faulconer says if they do complete the work ahead of schedule they will assess additional roads and keep going.Click here to report potholes and road issues. Click on the image below to see repairs happening in your area:  1204

More people are interested in growing their own food and living a more sustainable life. That can be for people living off the grid or for people living in large cities."We are 50 by 126 ft. in the neighborhood of Ruby Hill," said Sharona Thompson.Less than five miles from downtown Denver, Colorado, nestled among standard city lots, sits Thompson’s urban homestead and the Ruby Hill Tiny Farm School."We grow tomatoes, squash. We’ve got pumpkins arching over, we’ve got chickens, we’ve got rabbits, we have bees, we have worms, and a cat that guards the whole school," said Thompson.Every inch of her yard is planned out to be the most beneficial and sustainable. She has two 55-gallon rain barrels that she uses to water the plants, and she also captures rainwater from her roof."We have it go down the gutter, into this little piping system. That goes under the ground, the sidewalk, under this bed and comes out to the tomatoes over here," said Thompson.Even the housing for her chickens has multiple uses. The coop catches rainwater which leads to a cherry tree. And, since the chickens are only 3-feet tall, she built a greenhouse on one side, allowing the chickens to roam underneath."With chickens, they give us eggs, but also they give us manure, and we can actually turn that manure into the soil and have more fertile soil," said Thompson.Thompson has been growing on her lot since she moved in nine years ago. She says especially now with COVID-19, more and more people are planting on their own land. She says seeds and plants are hard to come by."That’s a good sign to me. Sometimes we need a crisis to kind of wake us up to be active and to really see where some of our vulnerabilities are," said Thompson.She says while we’re not in a food emergency right now, she feels secure knowing she could live off her yield."If there was a food supply chain kink, for whatever reason, I know I can still go outside and get my food and know how to preserve it," said Thompson.But there’s also a sense of pride in her tiny farm by doing something our ancestors did many generations ago."When I go out here, and I see the plants growing and changing from winter to the end of summer, I feel so satisfied on a deeper level that I know how to do this," said Thompson.Through her tiny farm school, she teaches kids and adults how to start and build their own urban homestead."When I bring students here and they learn, it’s beautiful. They are like, 'I want to do something like this.' I’ve had several people say that they want to start schools too to share this information. It’s empowering," said Thompson. 2619

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816