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With an FHA loan, if you put less than 10% down, you’ll pay 1.75% of the loan amount upfront and make monthly mortgage insurance payments for the life of the loan. With a down payment of 10% or more (that is, a loan-to-value of 90% or better), the premiums will end after 11 years. 291

with felony convictions — despite questions from state officials about its implementation.Supporters of the law say there's nothing ambiguous about Amendment 4, which was approved by nearly 190

You have an incredible responsibility as the chief of this country to take care of every single person, and you need to do better for everyone, Rapinoe added.Rapinoe has skyrocketed to national prominence for leading her team's undefeated run to win the World Cup on Sunday, championing the lawsuit filed by 28 US Women's National Team players demanding pay equal to the men's team -- and asserting that 404

Zaid's representation of the second person.Reports of a second whistleblower comes as House Democrats ratchet up their impeachment inquiry centered on Trump's July 25 phone call with Ukrainian President Volodymyr Zelensky by issuing a 235

While customers can still use restaurant bathrooms, the new guidelines still prohibit customers from coming inside a restaurant to pick up a takeout order. Curbside pickup is still allowed.Additionally, diners shouldn't plan on placing to-go orders in-person. To-go orders must now be placed remotely, either by phone or online.The page-and-a-half document also gives guidance on outdoor structures — countless of which have popped up on city streets and sidewalks since the summer.As cooler weather approached, barricades turned into bungalows, prompting some to raise questions over what really constitutes being "outdoors" and COVID-19-safe.According to new regulations, structures must have at least two open sides for airflow. If the structure has three or more walls, it's considered indoor dining and can't be used until either the restaurateur modifies the structure, or until indoor dining resumes in New York City.Structures with walls that are made of plastic, tarp or fabric aren't considered to be "open."Outdoor dining was closed Wednesday due to inclement weather, but resumed Thursday evening — though diners were scarce; temperatures were frigid and snow was impossible to miss.Indoor dining was put on hold Monday due to rising COVID-19 cases and hospitalizations in the city.While the decisions to reduce or shut down dining have been made to try to limit the spread of COVID-19 in public places as the pandemic's second wave rages on, it's drawn the ire of local business owners who are struggling with just a fraction of their usual customers for months on end.Many New York staples have already closed permanently, unable to recover from the lack of revenue.This story was originally published by Mark Sundstrom, Corey Crockett and Anthony DiLorenzo on WPIX in New York City. 1797

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