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The pandemic has brought on a shortage of toilet paper, cleaning supplies and disinfectants. Now there's a new shortfall in the form of currency.The coin supply has been disrupted, forcing the Federal Reserve to step in.Like everything else in our lives, COVID-19 got in the way. This time it’s affecting the currency supply by causing fewer coins.Now, the U.S Mint is trying to keep up with the demand.Jim Gaherity of Coinstar, which has 22,000 kiosks around the world, says this is a call to action.“What’s happened during the pandemic is businesses have been shut down without access to buy your daily coffee, afternoon sandwich, which most purchases of small items is done by cash,” Gaherity said. “In the US, the ability of the consumer to recirculate that coin back into the retail, which then goes back into the bank, slowed down significantly.”The 29-year-old company is mainly featured in grocery stores and banks. People come in with loose change and get a voucher for folding money, or these days, you can load your Starbucks and Amazon account, donate to charity, or buy bitcoin. Gaherity says, believe it or not, most of those coins are now stuck in people's homes.“The vast majority of coins is (sic) recirculated through typical use of consumer,” Gaherity said. “They’re either taking it and buying things from store. which goes into till which then goes back into the banking system into inventories, or they’re going to aggregators like Coinstar.”The way money is funneled through our country is like a big cycle. The mint produces a new coin and it goes through the federal reserve bank, which then takes orders from banks and distributes it.“What banks do is look historically in terms of retail orders that they’re getting,” Gaherity said. “Retail is getting coin and currency from their local bank and they know historically what that volume typically looks like so they place their orders in advance to fulfill the need from retail.”Businesses and consumers help move it around too.“Coinstar recirculates more coins every year in the US by 3.5 times what the US mint produces,” Gaherity said.Those Coinstar kiosk bins weigh about 700 pounds when collected. That's a lot of pennies, nickels, dimes and quarters. Trucks pick it up and swap it out.“That coin goes on the truck and into a processing center,” Gaherity said. “It’s places like Loomis and Brinks where we deliver that coin. They take those bins and fine count every single piece and distribute into denominational bins so all the pennies, nickels, dimes, all get segregated. Once that’s all done and count is complete, it goes back into the local bank.”Coinstar is doing extra pickups to help recirculate as much as they can. There's just not enough out there because people aren't putting it back into the system.Asked if coins are, like toilet paper once was, the next thing that people are hoarding. Gaherity said, “That’s the question we’re trying to answer. We work with the Mint and Federal Reserve to try and understand better are banks hoarding it right now? Are they keeping it for themselves for their customer calls to start again? If you think about a bank that services Walmart, they want to have enough coin in their inventory to deliver to Walmart for their registers. They don’t want to disappoint Walmart. Nobody wants to disappoint their retailers.”Banks are the largest recycler of coins. They, like the rest of us, are watching, waiting, to be able to resume normal routines. When we asked what's next, Gaherity said, “That is the question of the day. How do we get the right supply to meet the demand that’s out there? What we’re asking Americans is come out and do your normal transactions, go to a Coinstar, go to a bank and make despots so we can see recirculated coin fill the pipeline enough for the demand we have.”The good news he says, is that the European Coinstar Operations are back online and normal. 3923

The polling industry has a lot on the line heading into Tuesday's midterm election.Critics blamed pollsters when voters were caught off guard by Donald Trump's election in 2016. Old cries of "don't believe the polls" became fevered shouts. And the president has encouraged distrust by calling certain polls "fake" and claiming they are used to "suppress" the vote.Although there is no evidence to suggest that is true, there is persistent and widespread suspicion about polling, according to, you guessed it, a McClatchy-Marist poll. And it exists on both sides, albeit in different forms."I think Democrats may have felt let down by the polls but don't think it was an intentional error. I think many Republicans believe the polling errors of 2016 were intentional," GOP pollster and co-founder of Echelon Insights Kristen Soltis Anderson told CNN.So can the industry regain trust?Since 2016 there's been a whole lot of self-reflection in the polling world. Pollsters have tweaked their techniques; pundits have become more cautious when talking about polls; and news outlets have conducted some fascinating experiments.On Tuesday, all the efforts are being put to the test."Some pollsters would disagree with this, but the way that the public generally views whether or not polling is accurate is whether or not it gets the results of the election right," CNN analyst Harry Enten said on "Reliable Sources.""I'm not necessarily sure that's fair," Enten said, "but I do think that there is more pressure on pollsters this year to get it right given the president's rhetoric and given what happened in 2016."Many, though not all, 2016 polls underestimated support for Trump. This effect was particularly pronounced at the state level, where there were embarrassing "misses," showing Hillary Clinton with safe leads in states Trump actually carried.Most national polls accurately showed Clinton winning the popular vote. But reporters and commentators made lots of mistakes in their interpretations of the polls. Readers and viewers did, too. Many people discounted the margin and other factors and made faulty assumptions that Trump would lose to Clinton.There were other problems, too. Predictive features on websites gained lots of traffic before the election but caused lots of consternation afterward. HuffPost's model infamously showed Clinton with a 98 percent chance of winning. "We blew it," the site admitted afterward.But just as importantly, HuffPost's Natalie Jackson tried to explain why.Other news outlets have also tried to be more transparent and remind voters of what polls cannot convey.In special elections since 2016, Democrats have repeatedly outperformed polls of their races.The top example was the Virginia governors' race. "Ralph Northam was favored by three points. He ended up winning by nine," Enten said.But past outcomes are not an indicator of future results."I think many pollsters and forecasters have tried to be much more intentional about explaining uncertainty and being humble about what data can and can't tell us," Anderson said. "Because I think there was a big sense that in 2016, there was more certainty conveyed than may have been justified by the available data."So political pros and reporters are communicating poll results differently this time. Time magazine's Molly Ball, who has a no-predictions rule for herself, said that even people who do make predictions are adding more caveats: There's "less of the, 'Well, the needle shows this' and more of, 'Here's what it doesn't show, here's what we should always remember can happen about probabilities.'"Early voting has been explosive in the midterms, indicating above-average enthusiasm among both Democrats and Republicans. Pollsters have to make assumptions about turnout when contacting "likely voters," and this is a difficult election to forecast.The 2018 electorate is "a universe that doesn't exist yet," Democratic pollster Margie Omero said. "I mean, people don't know whether they're going to vote, some people."They may tell a pollster that they're sure to vote, but never make it to the ballot box. Or they might change who they're voting for.Conversely, certain subsets of voters may have a big impact on the final results without really showing up in the pre-election polling. If pollsters assume relatively low youth turnout, but lots of young people vote for the first time, that could cause big surprises in certain races.The vast majority of people who are called by pollsters decline to participate, so the researchers have to make a huge number of phone calls, bend over backwards to reach a representative sample of people, and weight their results accordingly.Some polls are higher quality than others. Most news outlets tend to favor live interviewers, as opposed to computerized systems, and a mix of landline and cell phone calls. But some outlets are wading into web-based polling. CNN's polling standards preclude reporting on web polls.This fall The New York Times pulled back the curtain by conducting "live polling" and publishing the results in real time, call by call. Working with Siena College, the surveyors made 2,822,889 calls and completed 96 polls of House and Senate races."We wanted to demystify polling for people," said Nate Cohn of The Times' Upshot blog."From our point of view, it's almost a miracle how accurate polls usually are, given all the challenges," Cohn said in an interview with CNN.He emphasized that polls are "very fuzzy things." And the real-time polling showed this to the public. The researchers sought to interview about 500 people for each race that was examined.In Iowa's fourth congressional district, for example, 14,636 calls resulted in 423 interviews.The results showed the incumbent, far-right congressman Steve King, with 47% support, and his Democratic challenger J.D. Scholten with 42%.The Times characterized this as a "slight edge" for King, with lots of room for error. "The margin of sampling error on the overall lead is 10 points, roughly twice as large as the margin for a single candidate's vote share," the Times explained on its website.Cohn's final pre-election story noted that "even modest late shifts among undecided voters or a slightly unexpected turnout could significantly affect results."That's the kind of language that lots of polling experts are incorporating into their stories and live shots, especially in the wake of the 2016 election."With polling, you never actually get to the truth," Cohn said. "You inch towards it, and you think you end up within plus or minus 5 points of it at the end."As Enten put it, "polls are tools," not meant to be perfect. But that message needs to be reinforced through the news media. 6753

The holiday season is here and small businesses, particularly restaurants, need all the help they can get.Many have had to close their doors a second time as coronavirus cases soar and more states implement more stringent shutdown measures.“We’ve got to do what we’ve got to do,” said Alejandro Landa, a server at his family’s diner in Denver.Last week, Landa’s family had to decrease its indoor dining capacity from 50 percent to zero as the state implemented its “code red” COVID-19 lockdown, which only allows for limited outdoor dining, while also allowing to-go and delivery orders.He says the family learned that tips on any take out orders are a big help. Most servers rely on them for most of their income.“This is all we have right now,” said Landa. “It’s a family restaurant. It’s just my mom, my two sisters, and my grandma at home. It’s all we have, and we really need to keep it up because there’s no other place to go.”Other restaurants suggest checking to see if gift cards are available. Purchasing one can give the establishment a quick influx of cash, while offering the guest a dining experience once things return to normal once more.“When our GM said we won’t be able to do dine-in for close to the rest of the year, we’re like that’s crazy talk, this is going to get better,” said Sierra Taruini, an assistant manager at an Italian Eatery. “It hasn’t gotten better. I’m a little biased but I think our food would make for a great gift.”Tarquini is one of four people on staff at diFranco’s. Typically, the bistro employs 8-10 people, but the initial and subsequent lockdowns have forced them to cut staff to barely stay profitable.Tarquini says food delivery services such as Uber Eats and Door Dash can give them additional revenue, but she suggests ordering the food from the restaurant’s website directly. Oftentimes, those carrier services charge the restaurants a small fee per order. Tarquini says by calling the restaurant directly, they can save a few additional dollars, and more menu options may be available.“The phone doesn’t stop and that has really helped me,” said Ron Robinson, owner of Gaetano’s, an upscale Italian restaurant.Robinson says he never tried takeout before COVID because his dishes are made fresh and transporting them with the same quality can be difficult. Ever since he adjusted as a way to stay in business, however, he says people have shown massive support as they order directly from him for date nights and other occasions.“I had a guy the other night come in and get eight martinis to go,” said Robinson. “You know, they buy bottles of wine to go, so every little bit helps.”Robinson says if a restaurant offers alcohol, ordering a craft cocktail to go is beneficial. He says it allows restaurants to use and order more alcohol, which can be difficult since many of their bars are closed. He also says it can create more ambiance for a special event. 2920

The new iPhones have officially debuted. And yes, facial recognition software is no longer just science fiction — it’s real and it’s on the X.Apple unveiled the iPhone 8, the iPhone 8 Plus and the iPhone X in a Sept. 12 keynote address at the new Steve Jobs Theater.What should you do now that the waiting game is over? Here are three options. 366

The man who police said killed two people at a Tallahassee, Florida yoga studio was accused of harassing young women in the area and reportedly made misogynistic remarks on YouTube videos but authorities say it's not clear why he carried out the attack.Scott Paul Beierle, 40, posed as a customer when he walked into Hot Yoga Tallahassee on Friday evening and fired a handgun without warning, police said.The yoga students fought back, police said, but two women were killed and five people were wounded. The gunman had turned the gun on himself by the time officers arrived, Tallahassee police Chief Michael DeLeo said. 628