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PENSACOLA, Fla. – The City of Pensacola has fallen victim to a cyber attack, according to Mayor Grover Robinson. Robinson made the announcement at a weekly press conference Monday, saying almost all computer communication systems in City Hall are down, 266

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

Nevada is still undecided when it comes to the 2020 presidential election as the ballot counting continues in Southern Nevada at the Clark County Elections Department.And tensions remained high on Thursday regarding ballot counting in the Silver State. The Trump campaign filed a lawsuit against the state over allegations of voter fraud earlier in the day and pro-Trump demonstrators were out in front of the elections department Thursday night. The Nevada Democratic party responded to the lawsuit threat launched by the Trump campaign, calling it a "shameful display."This article was written by Jordan Gartner for KTNV. 674

DENVER, Colo. – Medical training, tactical moves, and gun range practice might not be what you expect to learn as a schoolteacher, but for some, it’s something they choose to learn to help protect their students. “It’s pretty intense training,” said Paul Gregory, one of the instructors for the three-day training session put on by nonprofit FASTER Colorado. “We want people who are willing, who are able, who are wanting to step up and take that extra responsibility to be here.” About a dozen schoolteachers, faculty members, and church security members attended this training. But since FASTER Colorado started offering classes in 2017, around 200 people have gone through the course. All who participate are volunteers. “It’s unfortunate that we have to have teachers or educators or whomever else come through this course, but it’s the way that it is,” Gregory said.“It’s the mindset, medical training and of course very advanced firearm skills,” said Laura Carno with FASTER Colorado. FASTER Colorado isn’t the only organization to offer training like this – similar training is offered in other states and through other organizations. Currently, about half of the states in the U.S. allow schools or districts to give permission to individuals – like teachers or faculty – to carry guns, according to the Giffords Law Center. “I’m not just a teacher, I’m not just a military guy, I’m a dad,” said one of the participants of the training. He chose not to share his name to protect his identity, so we will refer to him as Edgar.“Most schools that we have talked to, have a policy that if anybody on their armed team ever displays their firearm, they’re off the team,” Carno said. Administrators and a few other teachers may know, but students aren’t told who carries weapons on campus. “Having armed teachers or staff is part of a comprehensive look at security and safety for the schools,” Edgar said. Schools across the country have different approaches to school safety, from security officers to school resource officers, and medically trained staff. “There’s no single solution,” Edgar said. “There has to be a range and there has to be a defense and depth. No one solution is a solution.”From 2000 to 2018, there were 277 active shooter incidents in the U.S., according to the FBI. 27 of these incidents happened in 2018, and in two of them, armed citizens intervened. But not everyone thinks guns have a place on campus or in other public spaces like churches.In a statement, Marnie Kamensky with gun violence prevention organization Colorado CeaseFire said: “If more guns meant greater public safety, then the United States would be the safest place in the world. Rather, the U.S. gun fatality rate is nearly 20 times that of other comparable nations, while U.S. gun ownership is first in the world. Active shooter training, whether it be for teachers or other civilians, is a band-aid approach to the complex issue of gun violence and hasn’t proven to be effective at intervening in an active shooter situation. If we want real change, we need to invest in research and focus on the root causes of gun violence.” “School shootings or mass shootings elsewhere are over in a matter of seconds, minutes,” Gregory said. “Law enforcement is not able to be everywhere all the time. We tell the educators and others who come through this course that they are the first responders.” So Gregory and the others continue training those who volunteer. “These are only people who volunteer, they raise their hand and say ‘pick me to defend children’,” Carno said.“It may not be appropriate for all school districts, personally I think it’s probably appropriate for most,” Edgar said. 3702

Hair stylist Joy Munlin has become a professional at straightening natural hair, because she says so many of her working clients request it. “Some of them have been called in the office by their superiors just to say it's too ethnic and it's distracting and can you do something about it,” Munlin says. Natural hair texture ranges from wavy, to curly to coily and has not been altered with chemical straighteners. Historically it has been seen as less attractive and unprofessional. Now, for the first time, new guidelines in New York City are aiming to protect New Yorkers from being harassed, threatened, punished, demoted or fired because of their natural hair. In a viral video, Antionette Jones Gaston shared how her job asked her to straighten her hair. “I felt so ugly that day over something as simple as my hair,” she says in the video. Gaston is no longer with the company, but she hopes the new rules will make people and organizations more aware.“Caucasians have their hair in different colors and different types of style, and they're just looked at as being different,” Gaston says. “But I’m looked at unpresentable, because of my race and the kinkiness of my hair.” TV journalist Brittany Noble Jones made headlines after being fired just a month after asking her boss if she could wear her natural hair on-air.“He was like, ‘Yeah, that's fine’ and then about a month later, he was like your natural hair is unprofessional,” Jones recalls. New Yorkers facing hair discrimination will be able to take legal action up to 0,000. But Jones says the potential impact can be far more than financial. “Now that there's really rules in place, I think more people are going to be more free to express themselves and wear their hair the way that God intended,” Jones says. 1796