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"During the past five years, China has achieved tremendous results in economic and social development by adhering to these new concepts," said Xing Zhihong, spokesperson for the National Bureau of Statistics.

"Establishing their own wealth management subsidiaries is one of the steps taken by banks to make a transition in terms of asset management. What is more challenging for the reform is how the customers will react to the switch of wealth management products from the expected returns model to the net asset value model, which does not guarantee the return of principal and interest," he said.

"Despite the economic impact of the novel coronavirus outbreak, we remain optimistic on business prospects as marketing demand is still going strong in China," he said, adding that future advertising will be more targeted and backed by technological tools including digital media like livestreaming and short videos. It will also focus more on returns－promoting sales, brand awareness and reputation-building campaigns.

"Demand for highly talented employees now exceeds supply in most mature economies and as a result, job openings are more difficult to fill while in some regions labor costs are accelerating."

"Everyone will see strong efforts pushing for reforms and restructuring, especially market-oriented restructuring, of small and medium-sized banks this year," Cao said.