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It's been a brutal week for many big American retailers.JCPenney announced Friday that it will cut 360 jobs at its stores and corporate headquarters. That's on top of the more than 5,000 layoffs in 2017 after JCPenney decided to close nearly 140 stores.The struggling retailer also said that its earnings and sales for this year will be worse than what Wall Street analysts were expecting. Shares of JCPenney plunged nearly 10% in early trading.JCPenney wasn't the only prominent bricks and mortar chain to report poor results this week.Barnes & Noble posted a quarterly loss and a drop in sales Thursday morning, sending the bookstore's shares to an all-time low.Victoria apparently needs a new Secret too. L Brands, the owner of the lingerie seller and Bath & Body Works, plunged 14% Thursday after its outlook turned out to be more devilish than angelic.Nordstrom, which is trying to go private, failed to impress investors with its latest results after the closing bell Thursday. Its stock fell 6% Friday morning.And the other shoe dropped at Foot Locker. The sneaker and athletic apparel company's sales missed forecasts and its outlook was weak as well. Foot Locker's stock dove 7% Friday morning.Related: The one sector of retail that's hiring -- a lotAll this bad news comes at a time when the retail industry is undergoing a massive transformation as more and more consumers shop online.People are still spending. They are just doing so on their phones as opposed to at the mall.That's been great for e-commerce leader Amazon, which has continued to post impressive sales growth. Its stock is also up more than 25% this year and is near a record high.Coye Nokes, partner in the consumer and retail practice at strategy consulting firm OC&C, said that the threat from Amazon is clearly the biggest challenge for most traditional retailers."Amazon is still coming and it is entering even more categories," she said.But she added that there are some retailers that have been fighting back and have done a good job of boosting their own digital operations.Related: Macy's is back! Stock up on solid salesMacy's shares rallied earlier this week after the iconic retailer topped analysts' forecasts and said that online sales continued to grow at a double-digit pace.Best Buy also posted strong sales in its stores and digital operations on Thursday. The electronics retailer's stock even rose 4% while the broader market tanked on fears of a global trade war.And there are other traditional retailers that are holding up well.Gap shares bucked the market's downward trend Friday, rising 5% after it posted solid results. The Gap's Old Navy brand is on fire. Its same-store sales were up 9% during the holiday quarter.Department store chain Dillard's topped forecasts earlier this week too, sending its shares up nearly 17% on the news.So it's not all doom and gloom for retail. The industry is in the midst of a shakeout that will lead to some casualties and some big winners. But the American consumer is still alive and well.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 3147

It's Halloween, a great time to be scared, right? But for many of us fears aren't fun and games. You might think it's best to stay away from the things that scare you the most. But one expert says doing the opposite may help you more.How about if you're afraid of germs?"You could touch the inside of the toilet and you can rub that on your face," says Psychologist Dr. David Shanley.It sounds gross, and if you're afraid of germs the thought is downright terrifying.But Shanley, who helps people fight their phobias, says facing your fears head on could be the key to getting over them. The first step is to asses exactly what they're fearing and what they're doing to avoid it. Then determine how much exposure to that fear a client can take. For example, a fear of dogs.  "If they take their fear head on and go to the dog park straight out then they're going to save themselves a lot of time of working up step-by-step," Shanley says.  Not everyone can go that far that fast. But Shanley says there has to be some level of exposure to make progress. Not just to fears on the outside, but on the inside.  "Part of the exposure is actually flooding them to those scariest thoughts," Dr. Shanley says.  If a person were afraid of elevators or tight spaces, overcoming the fear is about more than riding from floor to floor.  "You more want them actually thinking all the worst case scenarios so that they know that the next time they need to get into the elevator they can do it whether they are having happy thoughts or negative thoughts," Shanley says.  And when facing a fear of heights, the same principles apply.  "I would ask the person to, all right can you climb up here?" Shanley says. "And then as they are climbing up I would also be telling them, all right now look down and think about wow that's a long ways down and what if I fell?"  Dr. Shanley says these are all things you can try on your own, and repetition is key."Without it their success rate of the treatment is a lot less," Shanley says.  And don't be shy. Shanley says if you don't face your deepest, darkest fear, it could come back. Something to keep in perspective when things get a little dirty."I don't have to like it. They don't have to enjoy this process but we want it to illicit this fear," Shanley says.You can find out more about Dr. David Shanley here. 2444

It's a day dedicated to your favorite toppings placed between two slices of bread. Sandwich shops across the country are observing the day with free and discounted food.Here's how you can get in on a cheaper sandwich and commemorate the day.Subway 255

It was a feel-good story that captured hearts everywhere, but it turns out it was all a scam to get money.A homeless man gave his last to a woman stranded on a highway after she ran out of gas. To show their appreciation, the woman and her boyfriend started a GoFundMe page for the homeless man and raised more than 0,000. But in an unexpected twist, the couple and the homeless man are charged with making up the story in a scheme to get money.“[This] highlights the promise and the peril of these sites,” says Anna Laitin, with Consumer Reports. “These incredible stories come out; people really touched by this and obviously wanted to help, wanted to give money. Now it's not clear the story was true.”The website GoFraudMe tracks scams on personal crowdfunding sites and has found more than 200 cases in the past five years.Consumer Reports admits it can be a challenge to know if you're giving to a legitimate cause.“It’s really hard. You really have to read carefully and think,” Laitin says. “And maybe give to ones where you know the person personally or you know somebody who can vouch for it, because otherwise you can get caught up especially in these viral ones.”Also, pay attention to how much money is needed and how much has already been donated. If somebody's asking for ,000, and that's what they need, there's no reason to go far above that.For more information on how to report fraud crowdfunding sources or to learn more about other crowdfunding cases, visit GoFraudMe. 1507

In the hectic eight days after President Donald Trump fired FBI Director James Comey, Deputy Attorney General Rod Rosenstein and top FBI officials viewed Trump as a leader who needed to be reined in, according to two sources describing the sentiment at the time.They discussed a range of options, including the idea of Rosenstein wearing a wire while speaking with Trump, which Rosenstein later denied. Ultimately, then-acting FBI Director Andrew McCabe took the extraordinary step of opening an obstruction of justice investigation even before special counsel Robert Mueller was appointed, the sources said. The obstruction probe was an idea the FBI had previously considered, but it didn't start until after Comey was fired. The justification went beyond Trump's firing of Comey, according to the sources, and also included the President's conversation with Comey in the Oval Office asking him to drop the investigation into his former national security adviser Michael Flynn.The new details about the genesis of the obstruction case into Trump that became a key element of the Mueller probe shed light on the chaotic week following Comey's firing and the scramble to decide how best to respond. They also help to explain the origins of the Mueller investigation that has stretched across 19 months, consumed Trump's presidency and is building toward a dramatic day of courtroom filings on Friday.A Justice Department official strongly disputed Rosenstein sought to curb the President, emphasizing that his conversations with McCabe were simply about talking through ways to conduct the investigation. "He never said anything like that," the source added.Other sources said that the FBI would only take such dramatic action if officials suspected a crime had been committed. But Rosenstein and other senior FBI officials also had deep concerns about Trump's behavior and thought he needed to be checked, according to the sources.A spokeswoman for McCabe did not provide comment for this story."It's shocking that the FBI would open up an obstruction case for the President exercising his authority under Article II," said the President's attorney Rudy Giuliani.The Washington Post first reported last year that the obstruction investigation started before Mueller's appointment, but the sources offered a more complete picture of the drastic actions law enforcement leaders took during that feverish period.Prior to Comey's firing, top FBI officials had discussed opening an obstruction investigation based on the President saying to Comey, "I hope you can let this go" when discussing Flynn. That episode was later described in memos Comey wrote following the February meeting that the former FBI director would leak soon after his firing.Comey's attorney did not comment for this story, but pointed to Comey's 2017 testimony to the Senate Intelligence Committee.Comey, however, hinted at the discussion in his book."We resolved to figure out down the road what to do with the president's request and its implications as our investigation progressed," he wrote.Then, on May 9, Comey was fired.The subsequent meetings led by Rosenstein and McCabe were held soon after the White House made clear that Rosenstein's memo addressing concerns about Comey's conduct during the Hillary Clinton probe was central to the President's decision. One of the sources likened it to "spitballing" about potential steps in the mold of "What are the options. What makes sense. What doesn't?"For the deputy attorney general, the obstruction investigation into Trump and the appointment of the special counsel has turned his entire Justice Department tenure into an awkward role of supervising the Mueller investigation after he -- voluntarily, sources said -- wrote the memo justifying Comey's firing. Critics have argued the Comey memo makes Rosenstein a potential witness in the obstruction case.  3895

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