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A small business in Brooklyn is taking on Congress, lobbying for insurance coverage for future pandemics. While not an easy battle, the National Retail Federation says these conversations have to be had now in order to keep retailers open.Ann Cantrell, speaking in front of the US House Financial Services Committee, said, "The past few months have been the darkest of my life.”The owner of "Annie's Blue Ribbon General Store" in Brooklyn said it's time for real solutions."Insurance companies should not be in the practice of denying policy holders coverage when they need it the most. What happened to 'you're in good hands' or 'like a good neighbor,' Cantrell said.Speaking on behalf of the National Retail Federation, Cantrell pleaded her case, saying, "We are a community store and people look to us as a pillar of light and hope in the neighborhood. Kids meet their friends at the shop to pick out a gift for their teacher, parents bribe their kids with a treat if they get a shot at the doctor or reward them if they get a good report card."The pandemic, she said, nearly shut her business down. She said she pays ,000 a year for what she calls "all risk" insurance. She was under the impression there was no risk that wouldn't be covered.“When we (were) closed by the governor (New York’s Andrew Cuomo), literally the government shut us down,” Cantrell said. “I put in another call, each time saying that viruses were not covered under business interruption insurance.”The National Retail Federation said Cantrell is a voice for retailers everywhere. And while it was able to get a hearing, the organization says many insurance companies aren't on board.“What they’re saying is this will not be isolated to one area, this seems to be unending and keeps going on and on and on so they’re afraid it’ll cost trillions of dollars,” said Leon Buck, the National Retail Federation’s vice president of banking and financial services. “But what we’re saying is we don’t think so. We think if we’re paying into the fund and the federal government has money, the insurance companies will be fine."“If we were in a COVID-21, for instance, if this happened again, maybe another virus, the business would be protected,” Buck added. “They’d file a claim with their insurance carrier whom they pay monthly premiums to and the federal government would help pick up the tab.”As for Cantrell, who has loved general stores since she was a kid, this is about speaking up because someone has to.“It's not just small companies like mine, it’s big companies. No one is covered under business interruption insurance,” Cantrell said.Luckily, she said she built a good website and the holidays and her Paycheck Protection Program loan will carry her through. She hopes the next Congress will take up the issue. In the meantime, she reminds everyone to shop small. 2855

A Minneapolis police officer was charged Tuesday with third-degree murder in the death of Justine Ruszczyk, a 40-year-old Australian woman who was shot in 2017 after she called 911 to report a possible sexual assault near her home.Officer Mohamed Noor turned himself in to authorities, said Sherral Schmidt of the Police Officers Federation of Minneapolis.Noor is being charged with third-degree murder -- "perpetrating an eminently dangerous act and evincing a depraved mind" -- as well as second-degree manslaughter -- "culpable negligence creating unreasonable risk," according to the Hennepin County Jail website.In July, Ruszczyk called 911 late at night to report a possible sexual assault in an alley near her home. Fewer than 30 minutes later, she was dead from a gunshot wound to the abdomen. One of the two officers who responded to the call shot the unarmed woman.Officer Matthew Harrity told investigators that he drove to the scene and was startled by a "loud sound" near the squad car, according to Minnesota's Bureau of Criminal Apprehension.Immediately afterward, Ruszczyk approached the window on the driver's side, and Noor, Harrity's partner, shot Ruszczyk through the window, Harrity said.Hennepin County Attorney Mike Freeman told reporters on Tuesday afternoon that Noor's actions did not reflect the training he and Harrity received on responding to possible threats to their safety."There is no evidence that Officer Noor encountered a threat, appreciated a threat, investigated a threat or confirmed a threat that justified his decision to use deadly force," Freeman said.The prosecutor said some police officers would not cooperate with the investigation and volunteer information about the incident.Noor's attorney, Tom Plunkett, said Ruszczyk's death "is a tragedy and Officer Noor again personally extends his continued condolences to her family for their loss.""The facts will show that Officer Noor acted as he has been trained and consistent with established departmental policy. Officer Noor should not have been charged with any crime," he said in a statement.Though the officers were wearing body cameras, they did not turn them on before the shooting, and the squad car camera did not capture the incident, investigators said.That lack of video evidence has frustrated city officials and led the Minneapolis Police Department to update its body camera policy to require officers to activate them upon being dispatched.Ruszczyk's death caused outrage in the United States and Australia and led to the resignation of the city's police chief.Though she was a veterinary surgeon in Australia, her native country, Ruszczyk worked as a spiritual healer, yoga and meditation instructor, and life coach in Minnesota.Don Damond, her fiance, said the two had planned to marry later that summer.The Ruszczyk family released a statement, praising the decision to charge Noor, calling it "one step toward justice for this iniquitous act.""We remain hopeful that a strong case will be presented by the prosecutor, backed by verified and detailed forensic evidence, and that this will lead to a conviction," said the statement released through family attorney Robert Bennett."No charges can bring our Justine back. However, justice demands accountability for those responsible for recklessly killing the fellow citizens they are sworn to protect, and today's actions reflect that."The Police Officers Federation of Minneapolis said it could not comment on specifics of the case."We recognize the tragic shooting of Justine (Ruszczyk) Damond has greatly impacted, not only her family and friends, our membership, but also our community. We respect the criminal justice process and wait for the case to proceed before making further comment," the group said.Noor's last day of employment with the force was Tuesday, according to police Chief Medaria Arradondo. The chief said legally he couldn't say whether Noor was fired.Arradondo apologized to Ruszczyk's family and friends."I know that these three words will not bring Justine back but I want you to know that I am deeply saddened and truly sorry for her death and for your tragic loss," he said. 4192

A meteor shower that occurs annually due to Earth passing through dust released by Halley's Comet is set to peak Tuesday and Wednesday.According to AccuWeather, observers should expect to see up to 20 meteors per hour when the Orionid meteor shower peaks.Space.com says between 1 to 5:45 a.m. local time is the best time to watch the meteor shower.According to the Weather Channel, it's best to avoid light pollution (if possible) and not use binoculars or telescopes if you want to view the shower. 507

A man who claims he worked for Amazon said he quit on the job and abandoned his delivery truck at a metro Detroit gas station.Derick Lancaster, 22, made the post on Twitter Monday.Lancaster told WXYZ he was frustrated with the long hours, number of deliveries, and pay. So, he apparently left the truck, keys, and packages at a Marathon gas station."I'm not encouraging them to but if you fed up you fed up," Lancaster said. "It was immature and irresponsible on my end. At the same time enough is enough."On Tuesday, his tweet had more than 25,000 shares and over 218,000 likes. Lancaster said he works nearly 12 hours shifts to deliver more than 100 packages for .50 an hour."It was days I had to deliver 158, 212, and it just kept going up and up," he said.The tweet has caused some people to have a problem with Lancaster. 837

A search for a missing 5-year-old boy in Tennessee turned into a homicide investigation Saturday after authorities arrested his father.Joe Clyde Daniels' parents reported him missing Wednesday, according to the Tennessee Bureau of Investigation. It issued an Endangered Child Alert as hundreds of volunteers and law enforcement officers frantically searched near Joe's home in Dickson, Tennessee."After a three-day search, it was determined that the child's father, Joseph Daniels, intentionally killed his son sometime during the night of April 3-4, in their residence and then hid his son's body," the TBI said.The boy's father confessed to killing his son, Dickson County Sheriff Jeff Bledsoe said. 714