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Experts say those feeling the pain of the financial crisis the most are millennials. The generation has missed major milestones that past generations enjoyed in their 30’s and 40’s as a result of dealing with two major financial crises over the past decade.However, it may not be all gloom and doom for millennials. The economic cycles the generation has experienced early on could lead them to understand the economy and markets better, potentially leveraging that to greater future gains.Many millennials graduated and entered the workforce during the 2008 Great Recession. They were just hitting their prime, and then, this pandemic and a second major financial crisis hit.“It just feels not only like we can’t catch a break, but we can’t even get started without something coming along and taking away a lot of what we worked for,” said Erin Lowry.Erin Lowry is an author and wrote the books “Broke Millennial” and “Broke Millennial Takes on Investing”.“The big thing to consider for your financial future is this will be temporary,” said Lowry. "We are going to get through this just like we got through ’08.”Surveys conducted by the Urban Institute show at least 1 in 3 millennials are struggling financially right now, and millennials as a whole have less acclimated wealth at this stage in life than the prior generation. To change that, even during this recession, Lowry believes there are a few key things millennials can do.“You do want to think about doing, and I hesitate to say it like this, but the least damage currently,” said Lowry.She recommends minimizing the amount of debt you may need to take on to get through this economic downturn. Also, protect your credit scores as much as possible by making on-time payments.Pay the minimum if needed or contact your lenders to work out agreements that will not show missed payments on your credit report. In the future, you’ll want a healthy credit score to be able to qualify for mortgage loans or auto loans at a lower interest rate.Lastly, try to still contribute to your retirement plan even if it’s a little bit. If you are in a position where every penny counts right now, think about a time in the near future when you can start to again invest. That is important because, historically, the market will rebound.To recover on a better financial footing, you want to buy when the market is low, or down, and reap the gains as the economy recovers.“After 2008, we went on to have one of the longest bull runs in stock market history,” said Lowry. "We don’t know what is going to happen after the coronavirus recession, but you don’t want to miss out on potentially huge returns.”The possible advantage of going through two recessions early in life may be a better understanding of the economy and a stronger desire to understand the market, along with learning how to use the downturn as an opportunity for future gains. 2896

FALLBROOK, Calif. (CNS) - A 53-year-old Fallbrook man was fatally struck by a car while attempting to cross a street in Fallbrook, authorities reported Monday.A 58-year-old man was driving a Toyota Camry northbound on South Mission Road about 12:15 a.m. Sunday when the victim ran westbound across the northbound lanes near Peppertree Lane and was struck by the sedan, California Highway Patrol Officer Mark Latulippe said.The pedestrian was taken to Temecula Valley Hospital, where he was pronounced dead, the officer said. The victim's name was withheld pending family notification.The Toyota driver remained at the scene and intoxication was not a factor in the crash, Latulippe said. 695

Even though Serena Williams won just ,000 in prize money during the last 12 months the tennis great has still topped Forbes' list of the world's highest-earning female athletes.The .1 million the 23-time grand slam champion earned in endorsements was enough for her to top the list for a third straight year despite not playing competitively for 14 months after revealing in January 2017 that she was pregnant with her first child.The 36-year-old made twice as much off the court than any other female athlete, while only 16 male athletes have earned more than Williams over the past 12 months from sponsorships.The top 10 females earned a combined 5 million from June 2017 to June 2018 -- down 4% from last year and 28% from five years ago.In comparison, the combined earnings of the world's top 10 highest-paid sports stars, who are all male, tops a billion dollars.Forbes' rankings of the world's top 100 highest earning athletes of 2018 did not feature a woman after Williams' earnings fell as she went on maternity leave.The company attributes the downturn in the total earnings of the highest-paid women to the retirement of popular tennis players Li Na?and Ana Ivanovic and race car driver Danica Patrick, who is ranked ninth on the list.Maria Sharapova's off-the-court income, meanwhile, is still 50% down as the fallout from her 16-month suspension for doping continues.Eight of the top 10 are tennis players, with Indian badminton player PV Sindhu and Patrick the others on the list.Australian Open champion Caroline Wozniacki is second with total earnings of million, while reigning US Open champion Sloane Stephens (.7 million) is third. 1687

Experts debunk the widely misunderstood notion that suicide rates spike during the holiday season.Ellen Eggert, with Kern Behavioral Health and Recovery Services, said people are less likely to take their lives during the holiday season."The reason it goes down is because people are more welcoming and forgiving during the holidays," Eggert said.Research from the Center for Disease Control shows that in 2015, December and November were two of the lowest months for suicides. 485

ENCINITAS, Calif., (KGTV)— It has been almost three weeks since a fire destroyed several small shops in Encinitas. One of the business owners who lost it all is now getting a lot of support from his local community. In a blink of an eye, Greg Cali's life work was destroyed."One thing's for sure, it's been the most stressful period of my life," Cali said. His gallery was called "The Cali Life." It featured works by Cali and several other local artists. The blaze on September 30, 2019, burned it all to the ground. All except for one thing."The sign up over the building was the only thing I got," Cali said.That sign now has a new home inside of Pandora's Pizza restaurant."Art and pizza. Those are two of my favorite things on earth," he laughed. Two days before the fire, Cali sent out invitations to his gallery's one-year anniversary party. But with no gallery and no salvageable artwork, it was going to be canceled. That was, until Craig Leslie, Pandora's Pizza owner, reached out. Some of Cali's artwork was already hanging inside Pandora's Pizza, so Leslie offered to host the gallery party at the restaurant, located just two blocks away. "We're here to support him," Leslie said. "We're here to support other artists in the community. Let us know what you need, and I mean, we have a lot of walls!"Cali spent the last three weeks printing his collection, getting new pieces and organizing a silent auction. Instead of drowning himself in sorrow, he said his community is showering him with hope. Leslie even told Cali that he could use his upstairs loft as his gallery until he gets back on his feet. "My future, it looks really bright," Cali said. "There are ups and downs for sure, but I am 100 percent sure that you can turn bad things into positives. That's what I'm going to do."The San Diego County Sheriff's Department said the fire does not appear to be suspicious. 1896