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— especially those that employers have historically overlooked, like people of color, the disabled and the formerly incarcerated.Markets roared back, but not everyone has benefitedMost American businesses — or at least, those that survived the recession — didn't take long to return to profitability. As a percentage of GDP, after-tax profits have been 354

You might be driving less during the coronavirus pandemic. If so, a different type of insurance could save you money.Pay per mile auto insurance is for those who drive less than 12,000 miles per year.“They are seeing in the news that people are giving rebates, so it’s at the top of their mind, where maybe they didn't think of that before and now they are thinking, ‘oh yeah, that’s right, I am driving less, I should be paying less,” said Michelle Megna with CarInsurance.com.One company claims it can save you about 0 a year.You pay a flat rate, then 6 cents a mile. There's a cap on the number of miles you can be charged for.Ford recently partnered with Metromile to offer the insurance in its new connected cars.Other companies like Nationwide, Allstate and a new company called Mile Auto also have similar plans.“Typically, there are few complaints about pay per mile, because its relatively straightforward and its very simple and obviously consumers like that,” said Megna.Pay per mile is different than usage-based insurance. That also takes into account when you drive, hard braking and acceleration.Pay per mile is strictly miles and is typically tracked through an app or device.Even if you're driving over 10,000 miles per year, it could still pay to shop around. 1288

destroyed communities and killed 24 people in Middle Tennessee, survivors continue to heal from their injuries as they process what happened.Eric and Faith Johnson of Putnam County are among the survivors in the tornado-ravaged community of North McBroom Chapel Road, where eight people died on Tuesday morning. The family of five is packed at a hotel room for the next several days as the community helps them rebuild. Faith Johnson is recovering from breaking two ribs after holding on so tightly to her 18-month-old son and three-year-old daughter."I'm in a lot of pain, but my babies are worth it," she said.Eric Johnson was badly hurt after he was ripped from his home and landed in the backyard. He remembered waking up on his knees and head bleeding, and injury that required nine staples to close. "I just can't believe we're still here," Eric Johnson said. "For us to walk from that is a complete miracle and there's no way to describe it."He was awakened by their dog, which prompted him to check the forecast. By the time he realized their lives were in danger, Faith Johnson and their children crouched in the bathtub. Roughly five seconds after he jumped in with them, Eric Johnson was blown away by the tornado."I grabbed my arms underneath; it was already in our house. It already shifted and pushed our house on the front, and our whole house exploded," Eric Johnson said. "The winds just sucked me off and threw me."Faith Johnson described the moment like it was a scene straight from a movie as she watched him fly down what used to be their hallway. The bathtub shifted in different directions before breaking and landing on top of a pile of debris. Luckily, she and her kids were alive. Meanwhile, Eric Johnson woke up on his knees with his head bleeding and yelled for his family."He was looking as though he had to look for his children, but I held on to them," Faith Johnson said.Eric Johnson has been returning to the scene every day since the tornado hit. He admitted the moment he nearly died keeps replaying in his head, but he visits hoping to find something new or their beloved dog that alerted him. The dog is alive, according to neighbors, but is too spooked to return. On Tuesday, Eric Johnson tied a shirt with his scent around the cage."She can track the scent to know this is where we lived at," he said.Faith Johnson is hopeful someone will find her wedding ring. The amount of volunteers has been evident since last Tuesday, and the family said they're grateful.Anyone who would like to donate to the family can 2552

Cost varies. Based on loan term, amount and down payment. For purchase loans, the premium ranges from 0.45% to 1.05%, according to the FHA. 142

on Facebook as their driver was seen speeding through the streets of Richmond.John Murray and Tameka Swann said they were picked up from their home just before 8 p.m. Monday for a night out on the town.But shortly after pulling away, they said someone rear-ended their Uber.“Our Uber attempted to pull over so that they exchange information, but the car didn’t stop behind us. They went around us and sped off, and that’s when our Uber sped off behind him,” Swann said.Murray began to stream their trip on Facebook Live from the backseat.“Nobody would’ve known that would’ve happened if I didn’t get that on camera,” he said.The video showed the Uber driver call 911 and hand his cell phone to Swann. The couple pleaded for the driver to stop as he sped through stoplights and stop signs.Video shows that the 911 dispatcher demanded the driver stop.“The driver won’t let us out. He’s trying to catch the guy because he hit us,” Swann told the dispatcher.The Uber driver then pulled onto West Broad Street and raced through several more red lights, according to the video.Then, the couple said an SUV crashed into the side of their car at West Broad Street and Arthur Ashe Boulevard. The video showed the driver continuing to speed away, narrowly missing a bicyclist.“I feel like he had tunnel vision. I feel like he didn’t focus on anything else,” Swann said.The driver eventually stopped at West Marshall Street and Hermitage Road, where they met an officer.“That was the scariest moment of my life,” Swann said. “I have never been that scared in my life. It was a nightmare.”“Richmond Police detectives are investigating a hit and run incident that happened around 8:15 p.m. last night near Arthur Ashe Boulevard and West Broad Street,” a Richmond Police spokesperson said. “We ask that anyone with information about the incident to call Hit and Run Detective G. Drago at 804-646-1369.”The couple said they went to the hospital following the accident, but suffered only minor bruises.A spokesperson with Uber said they are also investigating the ride.“This driver’s behavior is concerning, and we have removed his access to the app pending investigation,” an Uber spokeswoman said.This story was originally published by Brendan King on 2241