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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068
An Australian senator who sparked outrage for blaming the New Zealand mosque shootings on Muslim immigration has been hit on the head with a raw egg by a teenager. The senator subsequently appears to punch the 17-year-old. https://t.co/dHbpzel71w pic.twitter.com/4YeeVlNqa6— Evan Rosenfeld (@Evan_Rosenfeld) March 16, 2019 336

ANZA, Calif. (KGTV) - A preliminary 3.1-magnitude earthquake jostled the Anza region, sending shivers into the North San Diego County area Saturday.The tremor hit about two miles northeast of Anza, in southern Riverside County, just before 12 p.m., according to the U.S. Geological Survey. It has a depth of about 7.4 miles.According to the USGS' "Did you feel it?" map, the shakeup could be felt in Temecula and into Orange County, and as far away as Jamul. Most reports were centered around Cathedral City and Anza.There were no immediate reports of damages or injuries.One week ago, magnitude-3.5 and -3.2 earthquakes hit the same region.Multiple aftershocks were recorded following Saturday's earthquake, though most below 1.0. The quake is the eighth above 2.5 recorded in the Anza area over the past 30 days, according to USGS. 861
As many as 145 whales have died after being found stranded on a remote beach in New Zealand, conservation officials said Monday.Two pods of pilot whales were discovered just over a mile apart on Mason Bay, Stewart Island, a sparsely populated island in the country's south.Authorities were first alerted to the mass stranding by a hiker Saturday evening. Half of the whales were already dead. The remaining animals were later euthanized, according to New Zealand's Department of Conservation (DOC).A Stewart Island operations manager for the DOC, Ren Leppens, said that the remote location and condition of the surviving whales made it impossible to save them. He described the decision as "heart-breaking.""Sadly, the likelihood of being able to successfully re-float the remaining whales was extremely low," Leppens said in a statement. "The remote location, lack of nearby personnel and the whales' deteriorating condition meant the most humane thing to do was to euthanize."The DOC also announced that it was working with a local Maori tribe on the "next steps." In New Zealand, Maori groups are often involved in dismantling and burying the remains of beached whales in accordance with indigenous traditions.The incident is one of a series of recent whale strandings in New Zealand. On Sunday, 10 pygmy killer whales were found stranded on Ninety Mile Beach, in the country's North Island. Two have since died, with efforts still underway to "re-float" the remaining creatures.The DOC said that it responds to an average of 85 stranding incidents a year, although most involve single marine mammals rather than entire pods.The exact reasons why whales and dolphins become stranded are not fully understood. Contributing factors can include "sickness, navigational error, geographical features, a rapidly falling tide, being chased by a predator, or extreme weather," the DOC's statement said.Last year, around 400 pilot whales were beached in Golden Bay, on the tip of New Zealand's South Island, in what was believed to be the third largest mass stranding in the country's history.The largest is thought to have taken place in 1918, when approximately 1,000 whales stranded themselves on Chatham Islands. 2218
As children return to school, security experts want parents to add one more thing to their yearly checklist – safeguarding their child's identity.Monday is Child Identity Theft Awareness Day.“This is a huge problem that frankly no one is aware of if they're not paying attention to it, because it feels like an adult crime and it couldn't possibly happen to a child, but it does,” said Eva Velasquez, President and CEO of Identity Theft Resource Center.Recent studies show over 1 million children are impacted each year, with losses over .6 billion.This year, new government programs for COVID-19 relief have created new vulnerabilities.Children are prime targets because thieves can use their credentials to build credit history over time, then take out loans, open credit cards and max them out.It can take months or even years for parents to realize their kids now have bad credit.“The detection methods adults use just by engaging in the outside world, those aren't there for children and the thieves realize that and they know it can go undetected for long periods of time,” said Velasquez.The center says it's never too early to start monitoring your child's identity.Teach them cyber safety as they get older and watch for red flags.If you get something in the mail for your kid that looks like it should be for adult, don't write it off as a mistake.The biggest recommendation is to freeze your child's credit. It won't solve everything, but it will significantly lower risks. 1494
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