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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541
Supreme Court Justice Ruth Bader Ginsburg has been discharged from the hospital after receiving treatment for a possible infection, according to Reuters and NBC.Ginsburg was admitted to The Johns Hopkins Hospital in Baltimore on Tuesday morning. Both NBC and Reuters report that the 87-year-old Justice is "home and doing well" after the brief hospital stay.This story is breaking and will be updated. 409

Tenants and landlords around the country have been on a roller coaster ride with the eviction moratorium ordered by the Center for Disease Control and Prevention, in September. The mandate protecting tenants was put in place last month by the CDC after President Donald Trump signed an executive order. However, within days, landlords pushed back, filing several lawsuits against the CDC. As the lawsuits are being fought, the CDC is quietly rolling back its initial eviction protection through new guidance it put out last week.“The changes created new burdens for renters to have to meet and created some holes in the protection that those renters need,”said Dian Yentel.Yentel is with the National Low-Income Housing Coalition. NLIHC is an organization concerned about the new burden renters now face to prove their financial distress, but also over this new bit of information released in the CDC latest guidance. That new bit clarifies, for landlords, that they can proceed with filing evictions.“Landlords can file evictions and courts can essentially take every step in the eviction process up to actually removing somebody from their home,” added Yentel.”That has a significant impact and ultimately will mean more low-income people leaving their homes before the moratorium even expires.”Yentel explained many tenants do not want to go through an eviction process and tend to move out before the court-ordered eviction date under pressure. Some will move in with friends or family, potentially crowding homes and putting even more people at greater risk for catching COVID-19.The National Apartment Association, which attached itself to the lawsuits against the CDC, cautions the new guidelines aren’t as big of a victory as they may seem for landlords. They do not put landlords much closer to recovering back rent, what a report by Stout Risius Ross estimates to be - billion.“I think the guideline put out by the CDC provide a path forward, I still maintain that the guidelines are a half step to a solution,” said Bob Pennigar, who heads the NAA.A full step, he said, would be a solution that helps landlords and tenants. Interestingly enough, advocates on both sides have found some common ground there. Both have called for stimulus money allocated for rent.“We still need to have a stimulus act that will provide direct rental assistance,” said Pinnegar.“At least 100 billion dollars in emergency rental assistance,” added Yentel.However, Congress has the last say in what will be included in a stimulus package and whether there will even be another one. Both the House and Senate have been unable to agree on a new stimulus measure for months, and it’s becoming less clear if or when they will. It is however, more likely that a court will rule on whether to uphold the eviction moratorium or not, before then. 2842
TERRE HAUTE, Ind. -- A Terre Haute police officer who died following an exchange of gunfire with a homicide suspect Friday night has been identified as Patrolman Rob Pitts, a 16-year veteran of the force.Pitts and three other officers with the Terre Haute Police Department were looking for a potential homicide suspect Friday afternoon at the Garden Quarter apartment complex.State police say the suspect started shooting at the officers from the second floor of an apartment building and the officers returned fire. Patrolman Pitts was wounded and later died at Terre Haute Regional hospital.The suspect was located around 9:15 p.m. when members of the Terre Haute Police Department SWAT team entered the apartment building.He also died from his wounds. His name has not been released. 835
TEMECULA, Calif. (KGTV) - Chaos erupted in the middle of a youth soccer tournament in Temecula Sunday evening after reports that someone allegedly pulled out a gun during a confrontation with other spectators, witnesses and the CEO of the tournament told 10News.10News has learned that one of the teams is from Chula Vista. The incident happened at the Albion Development Showcase tournament at Galway Downs in Temecula, witnesses told 10News.Players from opposing teams began shoving each other during one of the finals matches, one parent said. A family member then stepped onto the field and punched one of the players."There was a lot of fouls going on and I could see it was heating up," spectator Robert Hernandez said. "So one of the brothers from the Albion team rushed onto the field and just cold-cocked one of the other opposing players and this kid was about three years older."Hernandez said the breach onto the field incited more than a dozen men to join in, creating a brawl. He said, at one point, a man walked away from the scrum and grabbed a camouflage backpack.RELATED: Parent speaks about violent confrontation at Temecula soccer tournament"The entire field was just rushing out to the sidelines, kids were running, crying, parents were pulling their kids, dragging them," spectator Robert Hernandez said. He was on the sidelines waiting for his niece to play in the finals.Word of the melee quickly spread across multiple fields where teams, ages 8 to 15 years old, began sprinting off the fields."Someone's telling him don't do it, don't do it... They're right in front of us and we're like what's going on? And we're like this guy must have a weapon," he said. The same thought echoed through the crowd, inciting screams and sending kids running.The father of the player that was punched to the ground told 10News that the boy is a 10-year-old from Otay Ranch. He says the spectator that ran onto the field and struck his son is from the Los Angeles-based Azteca Soccer Club, not the Chula Vista Albion team.The father said his son sustained a minor head injury as a result of the attack. He described the assailant as being a possible teenager.Referee Alex Hansen was on another field and saw the stampede. "At first, I thought it was actually a bee swarm and so I thought we were going to hit the deck or something, but everyone kept saying, 'Shooter! Shooter! Run!' So we just had to run to the parking lot," Hansen said.He was immediately concerned about his 15-year-old brother who was refereeing near the commotion. He found out later his brother and players were hiding in a neighbor's garage.He said the kids were distraught, crying and asking for their parents. Witness accounts on social media reported that some players were temporarily separated from their parents causing more alarm.One of the players at the tournament, Luis Cruz, from Los Angeles, was on the field about 10 minutes into his championship match when the commotion began. He told 10News he was playing a few fields away but was able to hear the screams and saw people running. That's when he ran for safety."Everyone screamed 'run' and our coaches told us to just run and jump," he told 10News. "We all did and ended up on the other side of the fence huddled in the bushes with our coach and the team we were playing against.Hernandez said he never saw a weapon, but the man was detained by Temecula Sheriff's Deputies for a short time.The CEO of the Albion Development Showcase, Noah Gins, said the person that breached the field was a brother of the opposing team from Los Angeles who hit the Albion player.Gins said deputies never found a weapon and in his 40 years of experience he's never seen anything like this. He said he spoke with California State Soccer Association South and wants stronger consequences for anyone who goes onto the field to discourage this kind of behavior.Hernandez, a former coach, hopes parents reel in their enthusiasm at games, "Some of these parents get really emotional, they need to know it's just a game. They're out there to support their kids, their family member."Temecula Police Department officials are still investigating the incident. Calls to the agency have not been returned at this time. 4253
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