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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058

is urging all asthma patients to stay vigilantly on top of their health until the threat of COVID-19 subsides."Many infections will start with the upper respiratory tract and we know that in the asthmatic population if we don't clear that up, we won't have much control of clearing the lung off," Dr. Karen Gell said.Gell said health problems could quickly compound for patients who do contract the virus and have not been properly managing their asthma."It gets easy to over-read everything. But most of us know how to take care of ourselves," Gell said.She says the best thing that people with asthma or other respiratory ailments can do is know their baseline health."It's really important for the whole airway to be in good shape," Gell said.Asthma patients who find themselves having to use their rescue inhaler more than two times a week may need to re-evaluate how to manage their symptoms. Those patients should contact their physicians."Use your judgment. But if you're an asthmatic that's unstable particularly, that may be a reason to stay home and hunker down," Gell said.How should asthmatics differentiate the symptoms of asthma from those of COVID-19?"The cough may be a little bit more dry in COVID-19. Again, more of a mucousy, wet cough could be a little bit more associated with asthma," Gell said.Gell also added that fever of over 100 and shortness of breath are other symptoms of the coronavirus. "That's the thing that we'll really be watching for, how short of breath does someone get?" she said.If you do have reason to believe you need COVID-19 testing, you should call your doctor's office ahead of visiting. For more tips on what to do if you think you have the coronavirus, click here.This story was originally published by Michael Martin on 1773

in a Southwest Florida neighborhood. A neighbor wants the owner to take it down, calling it disrespectful. However, the owner refuses, saying it’s a freedom of speech.Marlene McDade proudly displays a Trump 2020 flag in her front yard along NW 36th Place in Cape Coral. On Wednesday, she got an anonymous letter from one of her neighbors asking her to take it down.“It’s my freedom. This is my yard,” said McDade.McDade argues taking the flag down is against her First Amendment right.Part of the letter sent to her says, “Flying the Trump flag, you tell all your neighbors that you disrespect them.”“I don’t disrespect anybody in my neighborhood, I treat everybody the same,” said McDade.The letter goes on to say that removing the flag will bring peace to the neighborhood. “People have to understand I don’t stop them from doing what they want to do,” said McDade. “They have no right to stop me from what I want to do in my yard.”Bottom line, she thinks the letter is foolish. “Quit being so negative about everything. Everyone has a right to their opinion, and I usually keep my opinion to myself, but that’s my flag and it’s staying,” said McDade.She said what she puts in her yard is her business.“Even if my neighbors wanted to put a Hillary (Clinton) sign or an Elizabeth Warren sign in their yard, I don’t care. They can do their thing, and I can do mine,” said McDade.WFTX went around the neighborhood asking who wrote the letter, but no one owned up to it.McDade said she’s standing up for her rights and the flag is staying.This story was originally published by Jillian Hartmann at WFTX. 1603

WREXHAM, Wales (AP) — Hollywood stars Ryan Reynolds and Rob McElhenney could be getting into the soccer business. Wrexham is a Welsh team which plays in the fifth tier of English soccer. It has revealed that Reynolds and McElhenney are the “two extremely well-known individuals” the club has previously said are interested in investing 2 million pounds (.5 million). Reynolds is a Canadian-born actor best known for starring in the “Deadpool” movies. 461

You can bet on it: Sports gambling is about to expand, big time, in the United States.Right now, the only place you can legally bet on sports is Nevada.But on Monday, the Supreme Court struck down a federal law that prohibited legalized sports gambling anywhere but Nevada.So what does this court decision mean, exactly?Now that there is no longer a federal law against sports gambling, each state is free to pass laws that govern where people will be able to bet on sports and how."It'll be a state-by-state matter," said Eugene Christiansen, an expert on casino gambling and consultant to the industry. "I'm sure there will be a wide variety as to how fast or how slow the licensing proceeds."Are any other states close to approving sports betting?Six states, including New Jersey which that brought the lawsuit to the Supreme Court, have already passed laws to allow casinos to take sports bets once the federal law was struck down, according to Geoff Freeman, CEO of the American Gaming Association. Those states are New Jersey, New York, West Virginia, Mississippi, Pennsylvania and Connecticut.Another 12 states have introduced legal sports gambling legislation.Even in states that have approved sports gambling, it'll take some time to complete the approval process, which will require companies to be licensed in order to take sports bets."In the case of New Jersey I think we're talking weeks before we have sports betting in place," he said. "For most of the other states, I'd expect it start at the beginning of the football season this fall."How widespread will sports betting become?There are a total of 40 states that have some kind of casino -- either state-regulated or tribal. Experts say they believe most if not all of those states will eventually allow sports gambling, simply because they won't want their own casinos to be at a competitive disadvantage with casinos just across state lines."It's the same reason we've seen the spread of casinos to so many states -- the states have been watching consumers going out of state to place bets," said Josh Schiller, an attorney who has represented various gaming interests. "People enjoy betting on sports."But experts say it could still take a few years before sports books are legal in states that haven't begun the process."Gaming law is something that typically takes time," said Freeman. "It's more complex than many people think."Will I be able to place a sports bet online in another state where it is legal?Monday's decision only allows states to control gambling within their own borders. It does not open the door for interstate online gambling, or placing online bets with foreign sports books. That would require additional legislation or lawsuits.How important is sports gambling for casinos?Actually, it's not a very profitable business. For instance, gamblers in Nevada lost about 0 million betting legal on sports last year. But that equals only about 2% of the Nevada gaming industry's take overall.Additionally, casinos have the potential to lose big on sports bets, unlike in house games. So sports betting can be the least profitable part of the casino, or even a money loser, according to experts.Casinos fought for the approval to take sports bets because it's an important way to draw customers into the casinos. Otherwise, they would lose that business to illegal competitors, such as bookies and offshore gambling sites. 3443