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In some ways, thanks to the COVID-19 pandemic, Cyber Monday began weeks ago when online retailers began pushing holiday sales in mid-October. But forecasters are still projecting that Monday will be the biggest day of online sales ever recorded in the U.S.Online retailers are projected to sell .7 billion in goods on Monday, a figure that would represent year-to-year growth of 35%. Sales on Cyber Monday would outpace those made on both Thanksgiving and Black Friday.Several major retailers announced earlier this year that they would remain closed on Thanksgiving in the hopes of avoiding crowds, marking a stark change from recent years. In addition, the Associated Press reports that Black Friday crowds were thin across the country, as many Americans shopped online to avoid crowds. In fact, retailers like Walmart and Best Buy made Black Friday deals available online to limit the number of people in stores.However, Americans don't appear ready to slow down spending for Cyber Monday. Adobe Analytics predicts that Cyber Monday spending will break the billion for the first time in 2020. For context, the first time Americans spent billion on Cyber Monday came in 2012.Adobe also reports that 42% of online shopping will be done by smartphone this year — a year-over-year increase of 55%. 1314

INDIANAPOLIS —  Scammers are getting smarter about how they take your hard-earned money.According to new research from the Federal Trade Commission, a new twist is emerging on a scam targeting grandparents — the scammers now want you to mail cold hard cash.Typically, scammers ask you to wire money or send gift cards, but now they're going the old-fashioned route.The FTC found a striking increase in the amount of money people ages 70 and older are losing to fraud.Currently, people 70 years old and older report losing about ,000 in cash, compared to ,000 to other age groups.Typically, the scammers pose as grandchildren or other friends and family in trouble and ask the victim to send them money in the mail.The FTC reports consumers have lost million over the last year to the friends and family scam, compared to million in the previous year."In about half of the reports of cash payments, people said the caller claimed to be in jail or other legal trouble," said Emma Fletcher, FTC spokeswoman. "About a third of these reports mentioned a so-called car accident (some mentioning texting or drinking while driving). In both cases, the callers play on people’s emotions and sense of loyalty. They may be told they’re the only person trusted enough to call for help, and they’re often told not to tell anyone."The scammers often use personal details from social media sites to make their stories more believable and often give very specific instructions about how to send cash."Many people said they were told to divide the bills into envelopes and place them between the pages of a magazine," Fletcher said. "Then, according to reports, they were told to send them using various carriers, including UPS, FedEx and the U.S. Postal Service."The FTC provides these tips to avoid the scam: 1823

Indoor dining in Chicago will be banned later this week following Illinois Gov. JB Pritzker’s Tuesday announcement.Pritzker said that the number of coronavirus-related hospitalizations in the city has doubled in the last month. Statewide, the number of coronavirus cases has nearly doubled in the last month. The state set its single-day peak of coronavirus cases last week with 5,900 reported on Friday. 412

In her pursuit of higher education, Ewaoluwa Ogundana is facing new challenges.“Knowing the number of barriers that I faced, and my parents have faced in the past almost 17 years now, simply just being able to live in this country means a lot to me and my family to obtain a degree,” she said.Born in Nigeria, Ogundana’s family moved to the United States when she was 4 years old. Now a senior political science student at Trinity Washington University, Ogundana is considered a DREAMer, someone that was brought to America unlawfully as a child but is allowed to work and study here without fear of being deported. Those fears, however, are becoming more of a reality.Although the U.S. Supreme Court reinstated the DACA program earlier this year, there’s still uncertainty about permanent protections and pathways to citizenship for undocumented immigrants.U.S. Citizenship and Immigration Services continues to reject all initial DACA applications and is limiting renewals to one-year. Now, there’s added stress brought on by the pandemic.“DREAMers have been more significantly impacted by the coronavirus in large part because of either their own status or that of their parents,” said Candy Marshall, president of TheDream.us, the nation’s largest college access and success program for undocumented students.“As a result of this pandemic they have increasing anxiety about their responsibilities,” she said.Marshall’s team recently released a study that shows the employment rate among DREAMers dropped nearly 30% since the start of the pandemic. She added that 70% of those students reported feeling much more anxious about their legal status since the start of the COVID-19 crisis.“These are young people in their 20s, and they carry this incredible sense of responsibility to succeed,” Marshall. “Their families gave up everything to get them into this country.”While in the U.S., Ogundana plans to overcome these fears through higher education and applying to graduate school to learn about public policy.“As a dreamer, it’s extremely important because it’s pretty much the connector between where I am now and entering my full career,” she said. 2163

It was a warm June night in Arizona, and Scottsdale bars had just reopened after quarantine. Jimmy Flores got a call from some friends, inviting him to go out.“They said, ‘Yeah it’s busy, come on through,’” Flores recalled.The group went out to dinner, then stopped at a bar. “There was about 150 to 200 people there. We had our little table thing, but it was close proximity," said Flores, an entrepreneur who focuses on helping small businesses get PPP loans during the pandemic.Flores said he didn’t wear a mask or social distance, like most others at the bar. “The bar didn’t have enough cups to serve everyone there, so we got impatient waiting for cups, so we decided to just drink and share shots,” said Flores.COVID-19 had shut down much of the country, but on what seemed like a typical night out, Flores wasn’t thinking about the virus.“Before this was happening on the East Coast and in all these other major cities, you’re like, ‘Yeah I guess it’s going on, but nothing’s happening here. I feel like I’m young, I’m invincible to this. I don’t feel like I’m not going to get it.’”About 48 hours later, all that changed.“I woke up in the middle of the night, my body was sweating. I had a 103-degree fever, and I was sick. I felt really, really sick," he described.Flores tested positive for COVID-19. Days later, he ended up in the hospital hooked up to oxygen.“If I breathed in too much, I’d have a massive coughing attack and it led to massive headaches," he said. "And then, when that would happen, I would have panic attacks and collapse my lungs even more."Flores documented on social media both the physical and the mental toll the virus took on him.“I did not take this seriously at all, and now that I have this. I wouldn’t wish it on my worst enemy,” Flores said in a video from his hospital bed. “I couldn’t even go to the restroom, because I would have a coughing attack,” he recalled.He said the time spent sitting alone in his hospital bed left him with a lot of questions. “What is this thing? Why can’t I breathe? Is the hype really real? Because during this time, I didn’t know anyone who had COVID,” said Flores.Cases like his are more common than you’d think. One study by the American Journal for Tropical Medicine and Hygiene found that more than 5,000 people have landed in the hospital and more than 800 people have died around the world from COVID-19 because of misinformation about the virus, and that can come from anything from reading an online article to rumor and stigma in your community.“Especially America, we are a unique country; we’re very individualistic here,” said Flores of the stigma he believes exists across the nation. “For me, it had to take a personal experience to really ingrain into your mind that this is a serious event."Flores is still documenting his recovery to encourage others to sift through the misinformation online. “How can you find truth? I thought it was through sharing personal experiences. But maybe that’s not enough, maybe they have to go through the experience themselves,” said Flores.Flores said he’s had several commenters consider wearing masks or changing their behavior after seeing what he endured, but it hasn’t been all positive.“I was getting hate mail, and I was getting love mail on my social media platforms. People were saying, ‘Oh he’s a crisis actor, he was paid by the government. He looks like he has preexisting conditions, don’t believe him,’” he said.Despite all the opinions and misconceptions about COVID-19, Flores lived it. Now, he says he will live to help others avoid the same pain.“I don’t have any regrets, because if I didn’t go through this experience then I would’ve never had the ability to help other people, thousands of people around the country change their minds,” he said. 3799