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The contention around the 2020 presidential election is having some ripple effects, one of which is an effect on holiday shopping.Experts believe the delayed results are part of the reason there’s been a drop in holiday shopping, which retailers desperately need. So far, this year has been one of the toughest years for retail, especially brick and mortar stores.First, the pandemic forced closures and even as stores reopened, shoppers were initially hesitant to return to in-store shopping. Now, as holiday shopping starts to ramp up, the contentious presidential election has become a significant distraction for shoppers.“Consumers not knowing how to react have hit the pause button on their spending,” said Greg Portell, lead partner in the global consumer practice of Kearney.Portell believes without a clear winner in the presidential election and also acceptance of that victory, the holiday shopping season will not be what retailers needed.“The risk and uncertainty tied to civil unrest and the randomness of it at times, is really going to dampen consumers going into those locations,” said Portell. “That really takes the momentum out of what was a close recovery to what was traditional shopping patterns.”“Between the pandemic, the election,” said Mark Cohen, “it just doesn’t feel like we are going to have a jolly old Christmas.”Cohen, the Director of Retail Studies at the Columbia Business School, explained consumers need tranquility to spend and some excitement to spend the way they normally would for the holidays.“We’ve got a society of highly anxious, insecure, emotional, and battered consumers,” said Cohen, “None of that looks like it fits into any definition of tranquility.”However, some, like John Copeland with Adobe Analytics, caution against full doom and gloom around holiday shopping.“Typically, the day after an election, consumers slow their shopping a little bit,” said Copeland.Adobe Analytics data, gathered through its market-leading Adobe Analytics tool kit, shows in 2016 consumer spending dropped 14% after the election. After the 2018 midterms, it dropped 6%. So far, the day after this election, the drop was around 12%.However, those like Cohen and Portell expect, as the protests and legal battles over the election continue, even fewer people will want to spend money on shopping.If that starts to prove true, Copeland expects retailers will respond with new incentives for shoppers to start shopping at the “normal” holiday pace.“I think what we will see is retailers do more of what we already expect them to do which is pull their discounts and deals sooner into the season,” said Copeland. 2651

The cost of education can last a lifetime, as many people into their 50s and 60s are finding out.According to Federal Reserve, 2.8 million people in the U.S. over the age of 60 are sitting on some amount of student debt, a number that quadrupled from 700,000 in 2005 and continues to grow.“This is really a sledgehammer against the older generation in more ways than one,” says Alan Collinge, creator of online advocacy group for borrowers Student Loan Justice.Collinge has been campaigning for change surrounding laws for student loans since 2005, after trying to figure out a way to pay off his own crippling college costs.“It’s a really devastating phenomenon, and I’m seeing it destroy, literally wreck, families across the country,” Collinge says. In 2018, Americans over the age of 50 owed more than 0 billion in student loans, up from billion in 2004, according to the Federal Reserve.And most can’t afford to pay, forcing retirees to continue to work well past retirement age.“The problem has become exponentially worse since we began this fight 13 years ago,” he says.In Collinge’s group, he hears stories from people ages 18 to 80 years old, who can hardly afford to live, let alone retire.“The federal government can and does garnish Social Security from seniors as a result of their student loans, so we’re hearing stories from people who at the end of the month they’re unable to buy medicine even unable to pay their rent,” Collinge says, “What kind of country does this to their senior people?”On top of that, Collinge says more people in their 50s and 60s are taking out Parent Plus loans to help their children and grandchildren pay for college, which adds to the financial burden.“This is a nationally threatening phenomenon,” he said. Through his advocacy group, he tries to offer help and resources to folks who are struggling. He’s currently on a road tour talking to legislators around the country, encouraging them to reform borrower laws, expand their rights and get colleges to crack down on sky-high tuition costs.“Student loans are the only loans in the country not subject to bankruptcy, why is that? The numbers are just getting so astonishing now, I can only hope that the new Congress puts this issue front and center and doesn’t get distracted by the palace intrigue because this is a problem affecting real people it just won’t wait any longer.” 2413

The Food and Drug Administration approved on Wednesday a treatment for the Ebola virus. This is the first FDA-approved treatment for Zaire ebolavirus infection in adults and kids.Zaire ebolavirus is one of four Ebola virus species that can cause potentially deadly infections. It is transmitted through direct contact with blood, tissue or body fluids of an infected person or wild animal.The treatment, Inmazeb, is a mixture of three monoclonal antibodies and was created by Regeneron Pharmaceuticals. The three antibodies work together to bind to the glycoprotein on the surface of the Ebola virus and block it from entry into the body’s cells.Inmazeb was tested in the Democratic Republic of the Congo during an Ebola virus outbreak in 2018-2019 through a partnership between the local government and the National Institutes of Health.A vaccine for Ebola virus was approved by the FDA in December 2019.Regeneron is also the company behind an experimental antibody cocktail that was given to President Donald Trump following his diagnosis of COVID-19, and which he said “cured” him. Trump was also prescribed the antiviral drug remdesivir and the steroid dexamethasone at the time.Regeneron’s COVID-19 treatment is a mix of two powerful antibodies that are believed to boost the immune response to the coronavirus. Early results seem promising, according to initial tests and a press release from the company.The company has submitted an application to the FDA to get emergency approval of their COVID-19 treatment. 1525

The cougar spotted traveling through Brookfield, Wisconsin last week was caught on video on someone's front porch.Surveillance video shared with Scripps station TMJ4 in Milwaukee by Dan and Bridget Guerndt shows the cougar coming out from trees. The cougar goes up the residents' driveway and puts its paws on the front window.The footage was captured at 6:30 a.m. on Sunday, February 18.On Saturday, a Brookfield resident called the Department of Natural Resources when they saw a cougar lying in their backyard, under a pine tree.Though they confirmed the animal was a cougar, officers were unable to neutralize it because of the surrounding homes and thick brush.DNR agents went back to the scene on Sunday morning, but the cougar was gone.The fifty pounds and approximately 1-year-old cougar was tracked, but the trail was lost.Experts believe this cougar was the same one that was spotted in Washington County two weeks ago. 967

The coronavirus pandemic put the country on pause, but now that some cities and states are opening back up, what will that mean for the future of events?Kamron Khan has a lot of thoughts about that question. The professional photographer owns Kamron Khan Photography based in Cleveland and usually photographs large events, with hundreds of people that are booked a year or more in advance.That was until the novel coronavirus pandemic hit, and suddenly she found that one event after the next was rescheduled indefinitely or canceled all together.“It’s been really tough from thinking I was going to have one of my best years ever to no income,” said Khan.Everything from the 2020 Olympics to the remainder of the NBA season, the lights of Broadway to the lights of Hollywood – big events, and events that are only big to those involved have been postponed or canceled around the world.Khan, despite the drop in income, said she understands the caution.“I'm very concerned because I get a lot of these events that people are having, are big life moments - weddings to baby showers - you have all of these different types of things and you want to celebrate and I get that, but sometimes people just need to take a step back and realize ‘Hey you know what, why don't we celebrate next year? Why don’t we just keep it small, wait for things to die down?’ And I in no way think anyone's overreacting, but I would rather overreact and cancel things now than to have things go downhill and then it be much worse,” said Khan.She said right now she has a hard time imagining when events with hundreds of people will be commonplace again.“Right now, I can't until [infections] really change and really start going down in a downward trend. I can't even think about having these large gatherings and I think a lot of people don't want to anyway. Even if we were allowed to,” said Khan.The Centers for Disease Control and Prevention issued guidance about big gatherings now and in the future. The CDC suggests that event organizers do things like provide supplies to prevent the spread of COVID-19, including hand sanitizer and disposable facemasks. The CDC also urged event organizers to discourage people who are vulnerable to the disease -- like older adults – from coming to events at all.The guidance also states that, “Organizers should continually assess, based on current conditions, whether to postpone, cancel, or significantly reduce the number of attendees (if possible) for mass gatherings.”Nick Borelli, a marketing and live event expert, said that at least in the next year or so, people should expect to see smaller, more local events. He said those first events will also likely have cultural significance – like a city’s celebration or a big concert – rather than a conference or trade show.Borelli also said that in order for people to gain confidence going to events again, any initial events would need to be successful - with no new infection clusters.“If [cultural events] happen, it will just happen with an increased amount of trust, knowing that people want things to be the way that they were. So there is the push for what the bias is a confirmation bias. They want things to be that way, they're just looking for it,” said Borelli.He also said that as far as virtual events go, it’s easy to see which events will likely stay virtual in the future by looking at how different industries are planning right now.“Weddings are being postponed with the hopes to come back as they were,” said Borelli. “Corporate is making a move to adjust things to the cliché of new normal, which at the very least, be a world of hybrid [partially online and partially in person] for quite some time and probably sticking to a percentage of that.”Those virtual events offer their own unique challenges and triumphs. There isn’t that real, in-person interaction, but there is the potential to reach more people who may not have been able to take time off or afford to go to a conference.Borelli also said right now offers a great opportunity to gather data about the events that are happening online right now – to better see what things work better virtually.“I think that depending on the data that we collect in this time, and then also in the time that comes next, we can potentially prove our value in a black and white way that we never able to before,” said Borelli.For those in the event industry right now Borelli acknowledged that there is pain and not everyone will survive. And for those who do survive, it will look and be different for a long time.Khan said her new normal will – among other things – mean wearing a mask for the foreseeable future.“For myself, I'll definitely be wearing a mask whether I'm photographing people inside or outside, I just want to,” said Khan. “Not just protect myself, but I want to show others how people look at me and realize I'm doing everything that I need to be doing.” 4928

来源：资阳报