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Retirement is just a numbers game to Carl Jensen, who quit his job when he was miserable and decided his family of four could live off less.“We save a lot of money,” Jensen said. “We (do) the electricity ourselves, too.”He’s at home with his family full time and is making it work by slashing the family’s expenses."I had a really bad day at work, and I remember thinking I had this incredible stress. I can't do this for the next 15 to 20 years of my life,” he said. "I don't need a new car, so I don't have a new car. I don't care about my clothes ... so I don't buy brand new clothes. And I have an old phone because honestly I don't want to learn a new phone."The family lives on just more than ,000 a year, an amount his retirement funds generate, along with his wife’s job at a startup."I realized early, retirement is just a number game, and if you're a saver and can be a little bit frugal when you're younger and let the stock market work for you, you can actually stop working early.""People that haven't saved very much for retirement still have great choices available to them if they're flexible."Kim Curtis, Wealth Legacy Institute CEO, understands Jensen’s choice isn’t for everyone and says approaches can vary."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” Curtis says.People in their 20s should focus on a savings routine such as a 401K, Roth IRA and keeping credit card balances low. Those in their 30s need to focus on asking for a raise and building their salaries.Curtis says they need to be bold.People in their 40s have a tougher time if they have growing children. It’s harder to save."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” she said.Keep building the money in your 50s and consider not fully retiring until your 70s. It’s not as bad as it sounds."The idea of not working and stepping off and not having any new income from the time you retire through life expectancy is really a fallacy now because a lot of people have side hustles and a side hustle in retirement could be an Uber driver. It could be a wag walk or dog sitting,” Curtis says.People who can keep working will benefit most, though.For the average person, ,000 a month at age 62 is all social security provides. And it’s ,425 at age 66.If you don’t draw until you are 70 years old, it jumps to ,800 per month, Curtis says."That's significant."Jensen decided working is not for him, but he picks up contract jobs in between repairing and adding on to his house, which he does himself. 2611

Sometimes things aren't always what they seem. Take the case of a "burglary in progress" call in Oregon.Sheriff's deputies in Washington County received a recent 911 call from a woman who said someone had broken into her home and locked themselves in her bathroom.She told police she could see shadows moving under the door.Deputies responded to the scene with their trusty K-9 officer, ready to take down a burglar. They could hear rustling noises coming from behind the door, but the suspect wasn't responding to commands to come out with their hands up.So with guns drawn, deputies opened the door, ready to pounce. Instead they were met by a Roomba, a robotic vacuum cleaner, that appeared to be trapped inside."We breached the bathroom door and encountered a very thorough vacuuming job," the sheriff's office said in a Facebook post Tuesday.The case is now closed -- but not before the sheriff's office shared a "captured" photo of the culprit. 994

Rescuers pulled people to safety and ferried them through fast-moving floodwaters in middle Oklahoma on Tuesday morning after severe storms swamped the area — and more severe weather will threaten a large portion of the central US as the day goes on.Floodwater closed parts of Interstate 40 in Oklahoma's Canadian County, just west of Oklahoma City, after storms hit late Monday and early Tuesday.In that county, high water was lapping up against homes in a rural area near the community of El Reno on Tuesday morning, and fire departments' swift water rescue teams were using boats to take residents to drier land.Also in the area, video from 656

Ships that have made stops in Pacific nations will undergo a self-quarantine for 14 days amid growing coronavirus fears, especially as the virus has spread into South Korea and Japan in recent days. 211

Snack bars are a common go-to snack when you need something to tide you over between meals, and there are so many to choose from. But how healthy are they? "Many are made from different products like oat, nut,” says registered dietitian Sara Scheler with Rose Medical Center. “Or some these days are made with egg whites for added protein." Scheler says you don't have to sacrifice taste for health, but you do have to be careful not to be tricked by the so-called “health bars.” "I tell all my patients to flip it over and look at the nutrition facts,” she says.Here are 3 things Scheler says to look for: A snack bar should be around 200 calories It should be high in fiber It should have about 9 grams of protein and no more than 10 grams of added sugar If you have no dietary restrictions, Scheler says be wary of bars that are sugar free, fat free or gluten-free. “A lot of times when they take the gluten out of the product, they have to put in salt and extra sugar to make it taste better,” the dietitian says. A Clif Bar, for example, has 23 grams of sugar in it. A Snickers bar has less sugar than that. Another popular bar is the Fiber One bar. It's not unhealthy, but some bars don't have enough protein or calories to hold you over to the next meal. Here are a few bars that did made the cut: The Caramel Almond & Sea Salt Bar from KIND is a great choice: 200 calories, 6 grams of protein, 5 grams of sugar and high in fiber. The Honey Almond Flax by Kashi is another good one: 150 calories, 4 grams of fiber, low sugar and 7 grams of protein. 1581

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