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Cheerleaders and mascots will not be allowed on the field during the 2020 season, according to updated NFL-NFLPA protocols sent to clubs.Yet another way the NFL will look different in the COVID-19 world.— Tom Pelissero (@TomPelissero) August 19, 2020 258

CHICAGO, Ill. – A 9-year-old boy held his own Black Lives Matter protest in his front yard over the weekend to inspire others to support racial justice.Katya Kelley told WLS that a neighbor encouraged families living in their Chicago neighborhood to draw hearts in their driveways in solidarity with the protests over George Floyd’s death. So, her son Aiden grabbed a bucket of chalk and got to work.The boy covered the sidewalk in front of his home in drawings of things like hearts, flags and hands embracing.However, Aiden wanted to make his message more direct after learning more about the Black Lives Matter movement, so he decided to make a sign to walk around with.Aiden told WLS that he just wanted to support everyone and make sure they felt happy, because of the events of the past few weeks. Katya said she was taken aback by her son's enthusiasm to help bring about change.A neighbor ended up snapping a photo of Aiden and posted it to Twitter, where it's been liked and retweeted thousands of times. 1021

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CARLSBAD, Calif. (KGTV) - The owner of Lhooq Books is hoping the community can help him out, after being served with a 60-day notice to vacate.Sean Christopher has owned and run Lhooq Books on Carlsbad Village Drive for a decade. His book store specializes in rare books. It also features a public library outside, where people can either buy books for a donation or borrow them. It also hosts small public art events.But all of it is at risk.Christopher says he contacted his leasing company, Pacific Coast Commercial, in September to ask about the state of his rental agreement. Instead of getting answers, he says they served him with a notice to vacate."It was a complete and utter shock," says Christopher. "There was not even a hint that anything was wrong."In addition to being forced to leave his store, Christopher says he's also been told to leave his home, which he rents from the same company. The store and home are both on the same plot of land.Christopher says part of the shock came because of all the work he's done on the property. He estimates that he's spent thousands of dollars to clean up the home and renovate the store."I've basically replaced, repaired or deep cleaned absolutely every inch of the property," he says.He also says he had an agreement with the owner to do more work over the next few months to add a new entrance to the book store and a new storage shed in the home's yard.Now, he's confused why the owner would make that agreement and then force him out.Christopher says there's no way he can uproot his life, family and business in under two months."To find a suitable retail store, and a home, and then pay security deposits and first and last month's rent on both, while continuing to pay rent here, it's literally impossible," says Christopher.When he reached out for a follow-up with the rental company, Christopher says they told him their decision was "just business."They also told him to stop calling, or he'd be given a 3-day eviction notice.Now he wants to fight back. Christopher says he understand's the owner's rights to end his lease, but he hired a lawyer to try and get an extension."I'm not being unreasonable," he says. "I'm just trying to get a compromise, a resolution so that I can relocate without maxing out my credit cards or going bankrupt and possibly homeless."To help pay legal fees, Christopher has set up aGoFundMe account. He's also asking his customers to reach out to local leaders to see if there's anything the City of Carlsbad can do to help.10News left messages with Pacific Coast Commercial to ask about the situation. They did not return our calls. 2638

CHICAGO, Ill. -- As coronavirus cases continue to spike, some states are reinstating restrictions on indoor dining. Restaurants already reeling with huge financial strains are trying to find innovative solutions to keep their doors open. Some are thinking outside the box and into a bubble.“What you're seeing in Washington D.C. and Chicago and elsewhere are local mayors trying to incentivize and help restaurants winterize their outdoor spaces and really doing whatever they can to encourage outdoor dining,” said Mike Whatley, vice president of state and local affairs for the National Restaurant Association.But with indoor dining shut down in many places across the country, geodesic domes or igloos, tents and mini greenhouses are popping up to help keep diners warm and safe.The National Restaurant Association says a recent survey indicates 49% of full-service restaurant operators say they are taking actions like installing tents or patio heaters to extend their outdoor dining season.Restaurant owner Sophie Huterstein and her staff built 14 4x6 greenhouses for use outside her restaurant, The Darling.“We’ve been utilizing this system of being able to dine together, apart from the moment we reopened after the initial shutdown, as a genuine intent to protect the guests and our staff,” she said.The idea was inspired by an installation in Amsterdam. Each one can accommodate two to four people and is helping sustain her business while indoor dining is restricted.“You are sitting closely in there, but it is our hope that no one would dine with people that they are not very familiar with,” said Huterstein.Safety experts say this type of seating can keep people safe if there’s frequent cleaning and ventilation.California resident Sarah Moffat dined inside a greenhouse for the first time.“I don't know if we're gonna have a sense of normalcy ever again,” said Moffat. “But to have moments that you can share with friends and your close loved ones in a safe environment is kind of amazing.”The City of Chicago challenged designers from across the country to propose winter dining solutions.Atlanta-based national design firm ASD/Sky created a modular cabin inspired by ice fishing huts that would fit inside the footprint of a parking space. Their goal was to create a reason to stay on-site instead of taking out.“People just want an experience that’s what we're lacking right now,” said ASD Sky Designer Nicole Grillet. “So that was the driver behind creating this idea.”Urban development designers Neil Reindel and Flo Mettetal were inspired by Legos with their "Block Party" concept. The compact, heated two-seater eat-in modules can be deployed and retracted.“Much like how you would previously push tables together, the idea would be that these frames of two could be connected in increments of two and you could have larger or smaller groups based on that,” said Reindel.It’s something they say could be utilized anywhere in the country.“It was really meant to be user friendly and kind of fit the needs of the restaurant wherever it is,” said Mettetal.With 40% of restaurant owners worried about staying in business through February, many are banking on futuristic dine-in concepts to help them brave the uncertain winter ahead. 3260

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