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POWAY, Calif. (KGTV) -- The Poway Unified School District announced Wednesday that it plans to begin in-person instruction in October.The district is set to allow 10 elementary schools to begin in-person learning on October 1, followed by another 16 October 12.According to the district, families who choose the virtual learning option will remain fully virtual.Secondary schools, with the exception of Abraxas High School, will remain virtual through at least November.The district says it will require all students to wear masks at school.The list below shows when schools will resume in-person learning:Opening Thursday, October 1:Canyon View Elementary SchoolHighland Ranch Elementary SchoolMorning Creek Elementary SchoolPainted Rock Elementary SchoolPomerado Elementary SchoolShoal Creek Elementary SchoolSundance Elementary SchoolSunset Hills Elementary SchoolTurtleback ElementaryWestwood Elementary SchoolOpening Monday, October 12:Adobe Bluffs Elementary SchoolChaparral Elementary SchoolCreekside Elementary SchoolDesign39CampusDeer Canyon Elementary SchoolDel Sur Elementary SchoolGarden Road Elementary SchoolLos Penasquitos Elementary SchoolMidland Elementary SchoolMonterey Ridge Elementary SchoolPark Village Elementary SchoolRolling Hills Elementary SchoolStone Ranch Elementary SchoolTierra Bonita Elementary SchoolValley Elementary SchoolWillow Grove Elementary School 1395

President Donald Trump said Wednesday he has "decided" how he is going to proceed on the Iran nuclear deal struck by the Obama administration that he has long derided."Well, I have decided," Trump told reporters who pressed him for an answer before they were escorted out of his meeting with Mahmoud Abbas, president of the Palestinian Authority.Trump, however, declined to disclose his decision, teasing to a future date. 430

President Donald Trump provided an update Friday on first lady Melania Trump, who has remained hospitalized since undergoing kidney surgery earlier this week."She's doing great. Doing great," Trump told a reporter after delivering remarks at a prison reform event at the White House.On Monday, Mrs. Trump, 48, underwent an embolization procedure to treat a benign kidney condition at Walter Reed National Military Medical Center in Bethesda, Maryland, the first lady's communications director, Stephanie Grisham, said in a statement."The procedure was successful, and there were no complications," Grisham said, adding that the first lady would likely remain in the hospital for the duration of the week.Melania Trump posted on Twitter Wednesday that she is "feeling great" and looking forward to returning to the White House soon.President Trump has visited the first lady in the hospital several times this week.The-CNN-Wire 934

POWAY, Calif. (KGTV) - The memory of Poway synagogue shooting victim Lori Gilbert-Kaye is living on through random acts of kindness, which she was known for often doing. Over the weekend, Emily Tolliver went to the Poway Dollar Tree with her 11-year-old son, Shawn. "I was just walking down the aisles, and I saw a toy snake. I was originally thinking in my head, oh, this would be great to scare my mom!" said Shawn.But Shawn quickly realized that the toy was special, noticing a note on the back. "I went over to my mom, and I told her look this says, 'Enjoy this random act of kindness.' And then we kind of read the note together and noticed it was for the person who had died in the shooting," said Shawn. Taped to the back of the toy was a bill and a dime, just enough to pay for that toy.It also had a note from a 5-year-old which read: "In loving memory of Lori Gilbert Kaye, 8/10/58 - 4/27/19"After posting the experience on Facebook, hundreds of people were moved by the gesture of kindness. On the very day they discovered the note Lori would have turned 61. "I knew that the community would be touched by it, but I was surprised it brought people to tears. Just remembering her and that a 5-year-old was remembering her on her birthday, the way she wants to be remembered, and that's through helping others and doing acts of kindness," said Emily."It really made me feel like anyone can make a difference, at any age or anywhere at any time, you can make a difference," said Shawn. Just last week Gilbert-Kaye's husband spoke at the Mesa Arts Center in Arizona, encouraging people there to do good for the world. "Here you have a wonderful, beautiful person where there was really no boundaries of religion, race or color, but she would help everyone, would look for people and help them," said Dr. Kaye. He said it was his wish to see random acts of kindness continue for his late wife. "Just little things in life, giving a little bit to charity, doing a good deed, is my way of preventing bad things from happening," said Dr. Kaye.The Tollivers say they plan to keep the happiness train going. As they decide what their act of kindness will be, they'll do so with Lori in their hearts. 2211

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126