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MILWAUKEE, Wisconsin — Over the past year, there has been an increase in drivers illegally passing school buses in Kenosha County, Wisconsin.In 2017, the Kenosha County Sheriffs Office issues 57 "failure to stop for school bus" violations. This year, the number of citations is up 70.Steve Bennett has been a bus driver at First Student Inc. in Kenosha for 11 years. It's a school bus company that services 39 schools in that county. He said when he sees a car passing the stop arm, it’s upsetting. “It’s a mix between anger and I’m terrified. What’s going to happen with my kids?” Bennet said.According to a one-day study done by the Wisconsin School Bus Association, out of 1,538 participating drivers, 363 cars were observed passing the stop arms.In Waukesha County, 242 violations were reported in 2017. Michael Comstock, manager of First Student, said his drivers report violations daily. Once a violation is observed, license plate numbers and the description of the vehicle are then handed off to authorities. “It’s a life and death decision every time they decide to drive through the red lights on a school,” said Bennett.Elizabeth Ramirez is a mother of a 4-year-old and said it’s gut-wrenching to see drivers pass through school bus stop arms. “You have to pay attention because that’s why so many things are happening nowadays. People are in such a rush to get somewhere," said Ramirez. Failure to comply with school bus stop laws could result in a 2 fine.  1515

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

More than 600,000 people signed up for Obamacare in the first four days of open enrollment, far outpacing last year's rate.Nearly a quarter were enrolling for the first time, while the rest renewed coverage, according to statistics released Thursday by the Trump administration. The period covers Nov. 1 through Nov. 4.The data provides the first look at how Obamacare will fare under an administration determined to dismantle the health reform law. While Trump officials are maintaining the federal exchange, healthcare.gov, they have slashed open enrollment advertising and support. Also, consumers will have only six weeks to sign up for coverage on the federal exchange, rather than the three months or more they had in previous years. Obamacare supporters were quick to jump on the data, noting that the average daily pace was nearly double that of last year's.Related: 5 changes for Obamacare open enrollment for 2018"This is a great start to open enrollment and is further evidence that people want health insurance and that they're finding coverage they can afford," said Lori Lodes, a former Obama official and co-founder of Get America Covered, which is aiming to boost sign ups.Are you shopping for Obamacare coverage for 2018? What has your experience been? Tell us about it at healthcarestories@cnn.com and you could be featured in a CNNMoney story.The-CNN-Wire 1385

Movie mogul and businessman Tyler Perry has joined another elite list: billionaire. Forbes Magazine reports Perry is officially worth one billion dollars.This puts Perry in the same group of billionaires with Oprah Winfrey, George Lucas and Steven Spielberg.Forbes says Perry owns the rights to all 22 of his movies, which have grossed nearly a billion dollars to date. He also owns more than 1,200 TV episodes, about two dozen plays and a studio lot in Atlanta.“I mostly go on my gut and my instinct. I like to challenge the system and see what I can do differently,” Perry told Forbes recently for a piece on his billionaire status.Perry was once homeless, and grew up in poverty in New Orleans. “I love when people say you come from ‘humble beginnings,’ ” he told Forbes. “[It] means you were poor as hell.”In early August, Tyler Perry Studios completed filming season 2 of “Sistas,” a comedy-drama on BET. The studio reported over the 11 days of filming this summer, there were more than 300 people on site and no one got sick while there, according to CNN.The Atlanta-area studio is currently shooting another series, “The Oval.” 1142

NATIONAL CITY, Calif. (KGTV) - A new public market is the first of several projects that city leaders hope will reinvigorate 8th Street in National City.The Market on 8th will be located on the Northwest corner of 8th and A. It will feature 13 different restaurants and pop-up shops, along with a beer garden.RELATED: Food Hall, Beer Garden proposed for National CityDeveloper Joel Tubao, who grew up in National City, says he hopes it can spur a renaissance in the neighborhood."We want to add to the community," he told 10News. "We want to keep people here in the community and make this a place to gather. So we hope this is going to be a stepping stone for what's soon to come in National City."Just one block away, another big project will help that effort. There is a planned mixed-use condo and retail complex on 8th and B, replacing an abandoned warehouse.RELATED: Little Italy Food Hall considered among 10 best new food halls in U.S.That project will also feature a stand-alone restaurant by well-known San Diego chef Phil Esteban, marking his first solo endeavor.Leej Razalan is helping with that project and also putting a cookbook store in the Market on 8th. He sees the potential of the corridor."You can now mix in live with work with play with walkability with a sense of entertainment at home," Razalan says.RELATED: Carlsbad's long-awaited Windmill Food Hall opens to dinersThat's what the National City Chamber of Commerce has in mind for the area, which they hope will rival 3rd Avenue in Chula Vista or University Avenue in North Park."The future of 8th Street is exciting," says Chamber CEO Jacqueline Reynoso. "I think it's going to be very diverse and multi-faceted. I think it will be a draw for families." 1739