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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856

NEW YORK (AP) — A statue of late Supreme Court Justice Ruth Bader Ginsburg will be built in her native Brooklyn. New York Gov. Andrew Cuomo announced the memorial Saturday. Ginsburg died Friday of complications from metastatic pancreatic cancer at age 87. A legal trailblazer and champion of women’s rights, she became the high court’s second female justice in 1993. Cuomo, a Democrat, said that he’ll appoint a commission to choose an artist and oversee the selection of a location for the statue. Ginsburg was born in Brooklyn in 1933 and grew up in the borough’s Flatbush neighborhood. 596

NEW YORK (AP) — The one-time bookselling giant Barnes & Noble is being acquired by a hedge fund for 6 million.The national chain that many blamed for the demise of independent bookstores has been ravaged by Amazon.com and other online sellers. Independent bookstores have also persisted in the face of digital publishing.The company said in October that it might put itself up for sale after it was approached by a number of potential buyers, including founder Leonard Riggio who opened Barnes & Noble stores across the country and turned it into a superstore.Barnes & Noble said Friday that it's being acquired by Elliott Management for .50 per share, an approximately 9% percent premium to the company's Thursday closing stock price. Elliott bought the U.K. bookseller Waterstones in June 2018.Waterstones CEO James Daunt will also take on the role of CEO at Barnes & Noble.The sale, valued at about 3 million including debt, is targeted to close in the third quarter if approved by regulators and shareholders.Shares of the New York company jumped 11% before the opening bell. 1111

NEW YORK (AP) — Carl Reiner, the ingenious and versatile writer, actor and director who broke through as a “second banana” to Sid Caesar and rose to comedy’s front ranks as the creator of “The Dick Van Dyke Show” and straight man to Mel Brooks’ “2000 Year Old Man,” has died. He was 98.Reiner’s assistant Judy Nagy said he died Monday night of natural causes his home in Beverly Hills, California.He was one of show business’ best-liked men, the tall, bald Reiner was a welcome face on the small and silver screens, in Caesar’s 1950s troupe, as the snarling, toupee-wearing Alan Brady of “The Dick Van Dyke Show” and in such films as “The Russians Are Coming, the Russians Are Coming” and “It’s a Mad, Mad, Mad, Mad World.”In recent years, he was part of the roguish gang in the “Ocean’s Eleven” movies starring George Clooney and appeared in documentaries including “Broadway: Beyond the Golden Age” and “If You’re Not in the Obit, Eat Breakfast.”Films he directed included “Oh, God!” starring George Burns and John Denver; “All of Me,” with Steve Martin and Lily Tomlin; and the 1970 comedy “Where’s Poppa?” He was especially proud of his books, including “Enter Laughing,” an autobiographical novel later adapted into a film and Broadway show; and “My Anecdotal Life,” a memoir published in 2003. He recounted his childhood and creative journey in the 2013 book, “I Remember Me.”But many remember Reiner for “The Dick Van Dyke Show,” one of the most popular television series of all time and a model of ensemble playing, physical comedy, and timeless, good-natured wit. It starred Van Dyke as a television comedy writer working for a demanding, eccentric boss (Reiner) and living with his wife (Mary Tyler Moore in her first major TV role) and young son in suburban New Rochelle, New York.“The Van Dyke show is probably the most thrilling of my accomplishments because that was very, very personal,” Reiner once said. “It was about me and my wife, living in New Rochelle and working on the Sid Caesar show."Reiner is the father of actor-director Rob Reiner.His death was first reported Tuesday by the celebrity website TMZ. 2134

NEW YORK -- An officer with the New York Police Department was suspended Sunday night after viral video showed police use an apparent chokehold on the boardwalk in Far Rockaway.Four officers were on top of the man and one officer had his arm wrapped around the man. The officer got up after another officer tapped him on the back and appeared to pull at the back of his shirt."While a full investigation is still underway, there is no question in my mind that this immediate action is necessary," NYPD Commissioner Dermot Shea said.Mayor Bill de Blasio said it was the fastest he'd ever seen the NYPD discipline an officer."This is how it needs to be," he said. "The officer who intervened to stop his colleague did exactly the right thing. I commend him. That is what we need to see from all our officers."Lori Zeno, the man's attorney, said she thinks her client would have been choked to death if the officer hadn't been stopped.After the video surfaced, an NYPD spokesperson said it was being taken "extremely seriously" and that there was an active investigation underway by the Internal Affairs Bureau.Police got a call for a man being disorderly on the boardwalk near Beach 113th Street on Sunday morning, officials said. Officers said he was acting erratically when they arrived and resisted when they tried to take him into custody.Body camera video from the NYPD shows a lengthy interaction between police and men on the boardwalk before the start of the viral arrest video."Oh man, this is fun," an officer can be heard saying.The three pedestrians continue talking to police."Touch any of my boys and you are dead," the man who was eventually put into an apparent chokehold said.One of the other pedestrians chastised the man, saying he doesn't disrespect police.About 10 minutes after the confrontation began, police took down the man who'd threatened him. It appears he may he have taken something from a recycling bin right beforehand."Stop choking him! Stop choking him! Let him go," the other pedestrians screamed.After being put in an apparent chokehold, the man was walked to an NYPD vehicle where he told police has was bipolar.While still on the boardwalk, bystanders confronted police."He grabbed something and squared off and was gonna hit my officer who's standing over there," an officer can be heard saying. "That's when everything changed. The minute I saw him flex on him, that's when he goes down because we don't get hurt."The man was treated at a local hospital, police said. Zeno said he was a visible wound on the back of this head.Charges against the man are pending, police said. It's not clear what the NYPD intends to charge him with, but the man's attorney said it's the suspended police officer who should be charged."He's an idiot and he's a bad cop and he needs to go," Zeno said. "He needs to get fired and needs to get prosecuted."Mayoral spokesperson Freddi Goldstein called the video "very concerning.""We’re glad the NYPD is immediately launching an investigation to get to the bottom of what happened," she said.Queens District Attorney Melinda Katz said her office is also investigating."There must be zero tolerance for police misconduct," she tweeted. "The Queens District Attorney's Office is aware of the incident in Far Rockaway today. We take these allegations very seriously and an active investigation is underway."Just days ago amid ongoing protests over police brutality, Gov. Andrew Cuomo signed several police accountability measures into law, including a ban on police chokeholds. The NYPD banned chokeholds in the 1990s.Warning: Video of the incident may be disturbing to some. Police also shared body camera video. 3685

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