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SAN DIEGO (KGTV) -- Small businesses that take the government up on its low-interest loan proposal may not end up paying any of the money back under certain circumstances. As part of the Coronavirus economic stimulus bill in Congress, the Federal Government would make available upwards of 0 billion in low-interest loans of 2.75 to 3.75 percent for many businesses under 500 workers. The loans would help employers who are suffering amid the economic shutdown stay afloat in the short term. Additionally, for businesses that maintain payroll or meet certain hiring requirements, the government may forgive the loan entirely. "This could be a vital safety net for many of these companies that might close, and for their employees who might not have any other source of income during this painful period," said Lynn Reaser, chief economist at Point Loma Nazarene University. Small businesses and workers in San Diego have been hit hard amid the outbreak. The San Diego Workforce Partnership estimates 350,000 employees could be laid off, many from service sector jobs that don't have the option to work at home. Those jobs are largely in retail, accomodation, and restaurants.At The French Gourmet in Pacific Beach, owner Michel Malecot says sales are down 90 percent and that the restaurant and its catering business have lost 0,000. He has put in 0,000 of savings to keep the lights on and pay his suppliers. "It's like being a zombie," Malecot says. "You are in the tomb and nothing is really happening yet. Your instinct takes over and you have to try to make it."Malecot says he is initially optimistic about the loan program. He says many of his regular 80 employees are on unemployment, but that he is doing all he can to be able to hit the ground running once business picks up. 1803

SAN DIEGO (KGTV) - Some local leaders believe a significant number of homes that could help ease the housing shortage are actually vacant, and it may be time to consider a 'vacancy tax.'On any given night, amid the bright lights of the downtown skyline, are the not-so-bright, 41-story towers of the Harbor Club condominiums. Aaron Howe lives two blocks away."Just kind of empty and lonely. You see a few lights, but it's mostly dark," said Howe.Sources tells 10News, at various times in the past decade, as many as half the units have been vacant, meaning they are not a primary residence. It is sights like those dark units prevalent across the downtown area that have drawn the scrutiny of County Board Supervisor Nathan Fletcher.RELATED: Making It in San Diego: Here's how much space you can rent for the median income in San Diego"I'm concerned that you have foreign wealth funds buying floors that are never occupied. I'm concerned you have people making investments in their fourth, fifth and sixth homes. To tackle the housing crisis, you can't just build something you call housing. It has to be something that actually houses people," said Fletcher. But just how many local homes stand empty? According to the the real estate tracker CoStar, San Diego's vacancy rate is about 4.5 percent. A healthy market is around 7 or 8 percent, but those numbers generally account for apartments, not single family homes and condos. Months ago, the San Diego Housing Commission directed staff to look into more accurate vacancy numbers, a first step that could lead to the proposal of a vacancy tax, similar to one enacted in Vancouver, British Columbia in 2017. "Housing prices were going up far faster than local incomes were. There was fear a lot of homes were bought as investments and they were being left empty," said Dan Fumano, a reporter with the Vancouver Sun who has covered the issue extensively.RELATED: Facing It Together: San Diego college students cope with homelessnessVancouver assessed a 1 percent levy on a home's assessed value for homes occupied less than half the year. While some homeowners cried foul, the city pressed on, including audits on homes to confirm they were inhabited. So far, city leaders have called the results of the tax encouraging. In the first year, it generated million in revenues for affordable housing projects.In the same time period, the number of declared vacant units dropped by 15 percent, welcome news in a tight rental market."There have been all these stories of college students living in mansions in expensive neighborhoods ... owners renting out to a group of five students for quite cheap just so the owner can avoid paying the tax," said Fumano.A similar tax has since been enacted for the entire province of British Columbia. RELATED: For rent: San Diego backyard shed listed for ,050 per monthThe San Diego Housing Commission could hire a research group to begin a vacant home study by the end of the year. If city leaders determine a vacancy tax should be proposed, it would go before the voters.A representative with management company of the Harbor Club declined to comment on the current vacancy numbers. 3188

SAN DIEGO (KGTV) — Saturday's winning Powerball numbers are: 08, 12, 13, 19, 27 and the Powerball is 4.Saturday's Powerball drawing will be for an estimated 0 million, with a cash option of 8.6 million. While the Mega Millions craze has come and gone, Saturday's jackpot would still be the fourth largest in the history.Much like the Mega Millions prize, the Powerball jackpot has climbed since Aug. 11, after a winning ticket in Staten Island, New York, raked in 5.6 million. Since then, there have been 21 drawings without a jackpot winner.RELATED: No winner in Wednesday's Powerball drawing, jackpot increases to 0 millionThe odds of winning the Powerball jackpot are 1 in 292.2 million. Each ticket is .If you don't win the big prize, there's still a chance to win something. Matching the Powerball is worth at least and matching every number but the red Powerball is worth at least million. And maybe you will strike it rich. In San Diego, one ticket matched five of six numbers during this week's record-setting Mega Millions drawing, worth 2,472.Or if you have about 90 friends, pool together some cash and buy up a boatload of tickets, like these friends in Florida — though, it's safe to assume they lost more than they raked in. 1289

SAN DIEGO (KGTV) -- San Diego State will continue to call SDCCU in Mission Valley its home, but it will cost them. San Diego city Council approved A two-year lease extension at the stadium for .1 million.Under the agreement, the city will also get the full amount of concession and parking revenue which generates approximately 0,000.The Aztecs current lease agreement expires at the end of 2018. The university was previously paying a dollar per ticket. Head football coach Rocky Long was among the dozens of supporters in Council Chambers saying the decision to extend the lease is more than just football.RELATED: San Diego City Council to consider SDCCU Stadium lease extension for AztecsThe only Council member that voted against the extension was Scott Sherman. Sherman questioned if it was the best deal for the city and for taxpayers.He wanted to go back to the drawing board to come up with a more lucrative deal for the city. “Taxpayers have told us time and again they do not want to subsidize sports. We asked SDSU to come to the table with a better plan, and they came back with the exact same deal. What they are paying does not even pay for the utility bill for the year.”The stadium Operates at a .6 million deficit 1251

SAN DIEGO (KGTV) — San Diego's Board of Supervisors Wednesday approved a new initiative to encourage homeowners in the county's unincorporated areas to develop "granny flats" to help ease the region's housing shortage.The initiative will waive county permit and development impact fees over the next five years for property owners who want to build granny flats or other small dwellings on lots with existing homes. The hope is those units will then be used for family members or rented out as a source of income for property owners.The waivers apply to property owners in the county's unincorporated areas, including Alpine, Julian, Fallbrook, Lakeside, and Valley Center, as part of the county's General Plan.MAKING IT IN SAN DIEGO: Family chooses 'granny flat' option with San Diego's lower fees“This is a critical step in our on-going efforts to address the region’s housing crisis, especially the serious need for affordable housing,” Dianne Jacob, the board chairwoman, said in a release. “This new program is the quickest and easiest way for us to expedite the development of housing.”To cover the cost of the fee waivers, the county will pump million into the program over the five-year period.“There is no single solution to the regional housing shortage, but an average savings of ,000 for an accessory home will raise property values and offer more affordable places to live,” Supervisor Jim Desmond said in a release. “We will continue to be creative and challenge the status quo to solve the region’s housing crisis.” 1545