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As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844
Attorneys representing the state of Missouri announced Monday they will drop a felony invasion of privacy charge against Gov. Eric Greitens, after the attorney prosecuting the case was named as a witness in the trial.However, the decision might only mark a temporary victory for Greitens. Prosecutors said they plan to name either a special prosecutor or one of St. Louis Circuit Attorney Kim Gardner's assistants to refile the charge and move forward with the case. 474
As the nation mourns the passing of Sen. John McCain, Arizona Republicans are holding a Senate primary Tuesday in which one of the candidates suggested the announcement that McCain was stopping medical treatment was timed to hurt her campaign.Kelli Ward, a former state senator who has courted the far-right during her campaign, suggested on Facebook Saturday that McCain's family released its statement saying the senator was ending medical treatment for brain cancer was timed to hurt her chances of winning Tuesday's primary.Ward staffer Jonathan Williams posted that he wondered whether McCain's statement was released "to take media attention off" Ward's campaign, which was beginning a statewide bus tour. "I'm not saying it was on purpose but it's quite interesting," Williams wrote."I think they wanted to have a particular narrative that they hope is negative to me," Ward responded, according to a screenshot posted by the The Arizona Republic.The news broke that McCain had died hours after Ward's comment. Ward's campaign did not respond to a request for comment on the Facebook post.On Monday, less than two days after McCain died of brain cancer, Ward tweeted, "Political correctness is like a cancer!"The attacks and insensitive remarks about McCain are just the latest in a heated primary race that has seen all three candidates align themselves with President Donald Trump, who attacked McCain relentlessly for three years, rather than McCain or retiring Sen. Jeff Flake, whose seat they are seeking to fill.Their decisions show how the path McCain cut through the Trump era -- breaking with the President on foreign policy, health care, immigration and more -- complicated his relationship with diehard Republicans in a state where the GOP electorate is now demanding fealty to Trump.Ward faces Rep. Martha McSally and former Maricopa County Sheriff Joe Arpaio in Tuesday's primary for Arizona's other Senate seat. McSally is seen as the strongest general election candidate to face likely Democratic nominee, Rep. Kyrsten Sinema.McCain fended off Ward's challenge in a 2014 primary. Since then, she's made a series of insensitive comments as McCain battled brain cancer.She called on McCain to step down last year, calling him old and near "the end of life" before his diagnosis and said afterward he should resign "as quickly as possible."Ward closed the race barnstorming the state on a bus tour with right-wing media personalities Mike Cernovich and Tomi Lahren, as well as Rep. Paul Gosar."Are we going to elect another senator cut from the same cloth as Jeff Flake and John McCain?" Ward asked the crowd at a campaign event Friday, eliciting shouts of "No!"After McCain's death, Ward tweeted: "We are saddened to hear of the passing of @SenJohnMcCain. His decades of service will not be forgotten by the men & women of Arizona. May God grant the McCain family comfort and peace during this difficult time."McSally, the Republican establishment's preference in the race, has mostly remained silent on McCain during the primary.But McSally's omission of McCain's name when touting her support for the National Defense Authorization Act, which was named in McCain's honor, when McSally joined Trump at a signing ceremony at Fort Drum in New York, angered McCain's daughter Meghan McCain.McSally's "inability to even mention my father's name when discussing the bill named in his honor is disgraceful (just as it was with Trump)," Meghan McCain tweeted. "I had such higher hopes for the next generation of leadership in my home state."Throughout the campaign, McSally has sought to avoid any distance between herself and Trump.On Thursday, McSally sought to dodge last-minute controversy that could undercut her primary campaign, repeatedly avoiding reporters' questions about whether she considers Trump honest and trustworthy. The questions came after Trump attorney Michael Cohen's guilty plea and claim that Trump knew about hush payments to alleged mistresses during the 2016 campaign. McSally refused to address Trump, saying only that Cohen was "all over the map, contradicting himself, lying in order to save his ass."After McCain's passing, McSally tweeted, "John McCain was one of Arizona's greatest Senators, one of our country's finest statesmen, and an American hero who risked his life to defend this great nation. He loved this state, and he loved this country."I pray that God comforts Cindy and the entire McCain family. My heart is with them, and Arizona grieves with them."Arpaio, who was pardoned by Trump last year after being convicted of criminal contempt related to his hardline immigration tactics, complained in a since-deleted tweet on Friday that Cindy McCain had blocked him on Twitter."I tweeted out my thoughts & prayers for" McCain, his campaign account tweeted, and Cindy "BLOCKS me on twitter?"Arpaio tagged Trump and several news outlets in the tweet.The-CNN-Wire 4934
Back in theatres for a LIMITED TIME, watch Chadwick Boseman as Jackie Robinson in 42. Tickets: https://t.co/xw3qukokfp pic.twitter.com/jYiU4VVfLv— Cinemark Theatres (@Cinemark) September 2, 2020 202
At the end of summer, Christina Curfman would typically be rushing to prepare her second-grade classroom. However, it's different this year.“I started a garden,” said Curfman. “I’ve never planted vegetables my entire life, but my mom always had a garden, and I love it.” Her newfound happiness is coming with just as much heartbreak. “I submitted my retirement papers,” said the teacher of 28 years. It was a tough decision, but with COVID-19 threatening the in-person relationships she loved so much while teaching, she was forced to reconsider going back to school. “I had a student ask me, ‘Is this coronavirus going to kill us all?’ and I was like, ‘Oh my goodness. I’m not doing this anymore.’” Curfman knew her body couldn’t take the risk. “I have an autoimmune disorder. It’s similar to Rheumatoid Arthritis, so I have trouble walking," she explained. "The medications that I take kind of lowers your immune system, too.” On top of that, a few years ago, she spent weeks in the hospital for a blood clot in her lung. “I was saying goodbye to friends and family. It looked pretty dire, it looked like I wasn’t going to make it, and I wasn’t willing to test that again,” recalled Curfman. 1207