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Multiple secretaries of state in battleground states are reporting robocalls to their residents telling them to stay home Tuesday. They are worried the calls are misleading and spreading misinformation on Election Day, and the FBI and other law enforcement agencies are looking into where the calls are originating from.The anonymous robocalls, which appear to come from a local number, tell voters, “Now is the time to stay home. Stay safe and stay home.”Michigan’s Secretary of State, Jocelyn Benson, tweeted Tuesday morning about the robocalls.“We received reports that an unknown party is purposefully spreading misinformation via robocalls in Flint in an attempt to confuse voters there. I want to ensure everyone who plans to vote in person understands you *must be in line to do so by 8 p.m. today.*” 815

Months into working from home, it’s time to check in with yourself. How is your work-life balance? Have you figured out when and how you work best? And when did you last shower?As work and home life meld, it’s difficult to maintain boundaries, stay productive and take care of your mental health amid the pandemic.Since work from home orders are likely to stick around for those lucky enough to do their jobs away from their workplace, now is a good opportunity to professionalize your work habits and find a sustainable setup for the coming months.Know yourself and work accordinglyYou may instinctively know when you’re at your peak performance and what conditions you need to achieve it. Some people are at their best right after they’ve had their morning coffee and settled in at a desk. Others might sleep in and then start work while still in bed.Clearly defining when and how you work best helps you set clear expectations for yourself and your colleagues.To understand when you’re most productive, career coach and entrepreneur Felecia Hatcher recommends conducting a time audit. Track your workday in 15-minute increments for one week. “A time audit is going to radically change your life personally, and then you get to showcase to your boss when your most productive times of day are,” Hatcher says.Keep track of your audit in a spreadsheet or a notebook, detailing meetings, lunch breaks, blocks of time dedicated to heads-down work, and stretches when you don’t get much done. This will reveal when you’re productive and when you might be better served taking a break, going for a walk or taking a power nap.Next, think about conditions that help you focus.Some need to sit in a specific spot to accomplish anything. Others might just need an internet connection, wherever that may be. Bari Tessler, a financial therapist who has worked from home for two decades, says that only you know how you work best.“Every day is different and you have to go with the flow,” says Tessler. “You just have to know who you are.” Ignore prescriptive guidance about not working from bed or getting dressed like you’re going into the office. Create the conditions you feel most comfortable with.Structure — and communicate — your balanceUse your insights about how and when you work best to flesh out your idea of work-life balance or something close to it. Then bring that plan to your colleagues for a candid conversation.“I always look at the equation of time, money, energy, family and health, and I make all my decisions from that,” Tessler says.Finding your personal balance might mean being more deliberate about what you’ve already been doing, or making changes.For example, if you found you’re not particularly productive during regular working hours, think of ways to mix it up. You might want to block out time midday to run errands or meditate. Or maybe you can work alternative hours, outside of the typical 9-to-5. This might be a necessity for parents as some school districts plan to start the school year with virtual learning.If you haven’t already, establish an ongoing dialogue with your manager and colleagues. Hatcher advises using what you learned during your evaluation to guide the conversation.“Structuring your time is about setting healthy boundaries personally and setting work boundaries,” Hatcher says. “And using what you learned from your time audit can help you have a data-driven conversation with your boss rather than anecdotal conversation.”You might have to make compromises, depending on job requirements, but you’ll be working from a good starting point.Give yourself a breakYou may have seen social media posts saying, “You’re not just working from home, you’re working from home in the middle of a global pandemic.” While that might come across as a little melodramatic, it’s true.Between managing personal and financial fears around the coronavirus pandemic and grappling with the national conversation around racial inequity, having to face your job as if everything is normal can be exhausting.Hatcher says: “Things are so weighty right now. … We’re so quick to say, ‘My life is falling apart but I gotta show up tomorrow,’ but no, don’t do that. Take a break.”If you’re feeling burned out by work or overwhelmed by the news, look into taking time off if your work situation allows. An internet-free staycation can help you unplug, center yourself and return to work refreshed.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Really Trust Your Payment App?Why You Might Not Want to Zero Out Every Credit CardWhat to Do When Your 0 Weekly Unemployment Check ExpiresSean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. 4777

Mysterious packages are popping up on Medicare recipients’ doorsteps and the Federal Trade Commission said it’s part of a rising scam."That’s a back brace,” Anna Miller, a 94-year-old Medicare recipient said as she rifled through a package delivered to her home.Inside the box was a back brace, shoulder brace, and a couple of other pieces of medical equipment, the items came bundled together in a box addressed to Miller."They must have thought I was in bad shape to send me both of them in one box,” Miller joked.She said she never ordered any kind of medical device."I thought it was terrible because I figured it was false,” Miller said.As it turns out, her Medicare account got charged for the back and shoulder brace. It’s a scam the FTC said is on the rise targeting Medicare dollars and personal information.Miller reached out to Medicare to see what was going on. "They just said they'd look into it and they questioned me,” she said.Medicare followed up, sending a letter confirming an investigation into the matter. Meanwhile, the FTC is warning Medicare recipients to be aware.If someone calls and says they're with Medicare and offers you a “free” or “low cost” brace, hang up right away.Medicare will never call you with such an offer. Never give your Medicare or other personal information over the phone to anyone.If you do need a brace or medical equipment, talk to your doctor. Sellers on the phone don’t know what you need.Lastly, don't accept medical equipment you get in the mail unless you or your doctor ordered it. You don't have to pay for things you didn't order.2 Works for You Problem Solvers reached out to the company listed on the box sent to Miller, but have not heard back.If you are the victim of suspected Medicare fraud, CLICK HERE to report it to Medicare or the FTC immediatelyThis story was first reported by Cori Duke at KJRH in Tulsa, Oklahoma. 1894

More travelers are being deceived every year by third-party travel sites disguised as dream destinations.Hotel booking fraud is a growing problem — 1-in-4 American travelers say they've been duped.Molly Fay says one of these sites took advantage of her. She booked a dream vacation last year to wine country. In the interest of full disclosure, Fay works at Scripps station WTMJ in Milwaukee, the station that originally broke this story."I thought I was booking directly with the resort," Fay said.   She searched the web for the name of a California Inn and clicked on the website to reserve a room,."(It) absolutely looked like the property's website with the picture, their name top line and didn't have mention at that time of the booking service," Fay said. She actually booked through a third-party website, something Fay realized when the confirmation email came through.A few months before the trip, Fay had to cancel.  She was hoping to get some money back."I thought maybe the resort will make an exception or work with me. Maybe give me half of my money back," she said. The third-party website told Fay it was checking with the owner about her request.  "They got back to me immediately and said 'the owners of this property said they will make no exception for you," she said. Fay said she later discovered the site never actually made contact with the inn. The number of travelers duped by third-party websites is growing, according to the American Hotel & Lodging Association.  In 2015 only 6 percent of vacationers reported being a victim. In 2017, it was 22 percent.    Many result in bad bookings.  People are charged hidden fees, they don't get the accommodations promised, or reservations are lost.It's one of the reasons some people are trending back to travel agents.  "They do like to know they have that security," Holly Faith, with Fox World Travel Brookfield, told us.  With so many choices, and the pitfalls of online booking, they're seeing more travelers book through the agency."They get very overwhelmed. So they do come back kind of full circle now, to our advice," Faith said. There has been some oversight by the federal government. The FTC recently filed a complaint against a company that sells hotel reservations through third-party websites. It found the defendants engaged in "deceptive acts and practices" creating the impression consumers are booking rooms directly through the advertised hotel.  Fay was able to get some of her money back by bypassing the booking site and reaching out to the general manager at the California inn directly. Now, Fay says she's more careful when making a reservation.      There is federal legislation in the works called the Stop Online Booking Scams Act. It would require all third-party websites disclose they are not affiliated with hotels. The bill would also give state Attorneys General the ability to go after violators in federal court. right now only federal authorities can pursue charges.Some key things to look for so you don't fall into a scheme: Many of these third-party sites use the hotel name in the link. If the website doesn't have a locked symbol or an "https" in the web address don't do business there.RESOURCES:  3370

MISSION BEACH, Calif. (KGTV) - After five years of delays and construction, the Plunge Pool in Mission Beach is scheduled to re-open on June 1."There was a lot of I's to dot and T's to cross with this thing, so we've taken our time," explains Belmont Park General Manager Steve Thomas. "We've invested the capital to make sure that things are where we want them to be. It feels good to be involved in a project like that."In addition to rebuilding the pool, the new Plunge will include a state of the art fitness center, run by Fit Athletic Club.The pool, which opened in 1925, closed in 2014 in dire need of repairs. That process didn't begin until January of 2017 because of issues with the Coastal Commission and other government entities.Throughout construction, people in Mission Beach have been wondering when it will reopen while reminiscing of their time spent in the old Plunge."Our kids, we used to bring them here when they were little," says Sharon Delgadillo. She and her husband Henry walk by the Plunge while they exercise in Mission Beach and have stopped frequently to check on its progress. "It will be awesome that another generation can enjoy this pool too.""It's a piece of our history," says Mission Beach Town Council President Matthew Gardner. He says the management from Belmont Park and the Fit Athletic Club has done an excellent job at providing updates to the council at their monthly meetings. He was thrilled to hear they have an opening date set for June 1st."You better believe I'll be first in line to get a membership for the pool," says Gardner.The Fit is already selling memberships to the Club, which will include pool access. A manager says they're offering a /month special through the end of March.Meanwhile, Belmont Park management says the pool will have its own membership that people can buy if they don't want the full athletic club experience. Those will be sold as monthly or daily passes. Belmont Park is still working out the price points for that.Business owners around Mission Beach and Belmont Park also feel the pool will be a catalyst for more economic growth in the area. Gardner owns a beach rental store next to the pool and says he's already seen an increase of customers who ask about the pool."I built my rental shop where it is because of how much effort they put into the pool," he says.Belmont Park officials say the unique mix of a large pool near the beach will bring in locals and tourists."It's going to be right up there next to Balboa Park and the San Diego Zoo," says Thomas of how popular he thinks the Plunge will be when it re-opens. "It's a destination that San Diegans will be proud to have in their neighborhood." 2701

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