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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

ATLANTA, Ga. – Former Republican presidential candidate Herman Cain has been hospitalized after being diagnosed with COVID-19.Cain’s staff announced on Thursday that the 74-year-old businessman was informed on Monday that he had contracted the coronavirus.By Wednesday, Cain had developed symptoms serious enough that he required hospitalization and he was admitted into an Atlanta-area hospital, according to a statement.As of Thursday, staff says Cain is resting comfortably, he is awake and alert, and hasn’t yet required a respirator.“There is no way of knowing for sure how or where Mr. Cain contracted the coronavirus, but we don’t know he is a fighter who has beaten Stage 4 cancer,” the statement reads. “With God’s help, we are confident he will make a quick and complete recovery…”We are sorry to announce that Herman Cain has tested positive for COVID-19, and is currently receiving treatment in an Atlanta-area hospital. Please keep him, and all who are battling this virus, in your prayers.Our full statement appears below. Updates to follow. pic.twitter.com/lDRW7Rla4e— Herman Cain (@THEHermanCain) July 2, 2020 Cain recently attended President Donald Trump’s campaign rally in Tulsa, Oklahoma. He tweeted a photo from the June 20 event.Here’s just a few of the #BlackVoicesForTrump at tonight’s rally! Having a fantastic time!#TulsaRally2020 #Trumptulsa #TulsaTrumprally #MAGA #Trump2020 #Trump2020Landslide pic.twitter.com/27mUzkg7kL— Herman Cain (@THEHermanCain) June 20, 2020 1502

Asked @MarkMeadows if he had information about positive cases in the White House today: pic.twitter.com/WZRZdEsEuT— Raquel Kr?henbühl (@Rkrahenbuhl) September 16, 2020 175

As the number of COVID-19 cases rapidly increases, you might feel more apprehensive about eating out now.So WFTS took your questions straight to a former health inspector, who believes certain food safety protocols should be followed when you're dining out."I think everyone should be wearing a mask if they're in public," said Danielle Egger, who started her own restaurant consultation company called Florida Food Safety Systems, after being a health inspector for many years.She says since restaurant inspections are public, you should look up past inspections here to see how the restaurant performed before the pandemic hit."If the restaurant has had concerns about sanitation in the past before COVID started, it might be a good idea to consider going elsewhere. And if sanitation issues, handwashing, and cleanliness were an issue before this ever started, chances are they're struggling to get up to compliance now," she explained.When you walk into a restaurant, Egger says employees should be constantly cleaning, especially highly-touched areas."I have been advising them to set timers so that every 30 minutes, they're wiping down high touched areas. That's going to be any of the door handles, any of the points of sale systems that they're using to complete transactions," she said.And that includes stylists, pens, and even credit card machines because the virus can live on surfaces."There are some studies that say that COVID-19 is possibly able to survive on a surface like plastic for about three days so it's definitely possible," Egger said.But can the virus live on food?"It appears as though coronavirus and COVID is actually heat sensitive, which means that most of the time, those temperatures we're cooking those food items too is able to cook off any kind of the virus," she explained.And you may have heard that eating outside is safer than inside. So why is that?"I believe there were three reported cases of people consuming food in restaurants in an enclosed area and they actually did find the virus in the air conditioning system," she said.And masks are a must right now."Anybody that's facing our customers should be wearing masks, that includes general managers. That includes anybody who's out on the floor, interacting with customers or employees," she said.And the biggest mistake people make when wearing a mask? They don't cover their nose."You're still running the risk of inhaling that potentially contaminated air. So we have to keep everything covered," she explained.Egger also recommends restaurants display on their door what they're doing to keep you safe and what they expect of their customers.That may include things like 'masks required', 'please social distance' or 'think about take-out if you're not feeling well.'''Egger says disposable menus are the safest but if a restaurant hands you a reusable menu, they should be sanitizing that menu between each customer.WFTS' Wendy Ryan first reported this story. 2971

As the NBA plans to resume action at the end of the month, the bubble the league has implemented in Orlando, Florida, appears to be working.On Monday, the league said that its latest round of tests netted no new confirmed coronavirus cases.The league has implemented a “bubble” for its players, meaning players are being confined to a hotel complex as Florida is grappling with a spike in recent weeks of COVID-19 cases. The complex also contains practice gyms for the players to workout.At the end of June, before players entered the “bubble,” the league found 16 coronavirus cases out of over 300 tested.The NBA is moving forward with a planned relaunch on July 30, with 22 teams of the league’s 30 teams participating in the conclusion of the season and subsequent postseason based at Orlando’s Wide World of Sports. Fans will not be allowed to watch in person.The league suspended play on March 11 when Utah Jazz star Rudy Gobert tested positive for COVID-19 moments before tipoff in a game against the Oklahoma City Thunder. Several games were allowed to conclude that evening, but the NBA has not held a game since. 1129

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