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An altercation between two families at a toddler's birthday party in Texas led to a shooting that left four men dead and one injured, authorities said.Police responded to reports of a shooting at a 1-year-old's party in Taft on Saturday, said Sgt. Nathan Brandley of the Texas Department of Public Safety.Police are looking for two suspects they believe were involved in the shooting, he added. 402

An Australian senator who sparked outrage for blaming the New Zealand mosque shootings on Muslim immigration has been hit on the head with a raw egg by a teenager. The senator subsequently appears to punch the 17-year-old. https://t.co/dHbpzel71w pic.twitter.com/4YeeVlNqa6— Evan Rosenfeld (@Evan_Rosenfeld) March 16, 2019 336

Apple iPhone fans love the edge-to-edge glass of the new X models. But some phone testers claim the new iPhone XS and larger XS Max are easier to break if they are dropped.  A new test from the electronics insurance company SquareTrade is raising questions about that glass and the durability of the new phones.In SquareTrade's drop from 6 feet, (which the insurance company claims simulate the height it would fall from if it slipped while you were talking) the XS screen shattered, resulting in loose and separated glass.A tumble test resulted in hairline cracks and scratches.SquareTrade calls the iPhone XS "high risk" for breakage, much higher than the older iPhone 7's and 8's, which did not have edge-to-edge glass.Others question SquareTrade resultsHowever, other reviewers say these tests may not be that realistic for most people.Apple says the new XS has "the most durable glass ever built into a smartphone."Other testers say unless you are in the NBA, most people don't drop their phones from a 6 foot height. They tend to drop them 3 feet, from pocket or purse level, such as when you are rummaging for keys. The tech review site CNET conducted its own tests, and says the phones sustained no damage from a 3-foot level onto a sidewalk.Panicking over this may be a case of "doesn't that stink."CNET says the new phones should be fine if they're inside a case and dropped from your pocket or tabletop. Bottom line: Buy a good case for any new phone, one that is rated for drop protection and is not just decorative.That way it stays safe and you don't waste your money._______________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 1901

Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

An autopsy to determine when and how 20-year-old Iowa student Mollie Tibbetts died is planned for today.Tibbetts vanished while on an evening jog on July 18. Nearly a month later, a man who confessed to pursuing her as she ran on a country road led authorities to the field where a body believed to be hers was buried under corn stalks, officials said Tuesday.While authorities have yet to confirm the body is hers, they arrested Cristhian Bahena Rivera, 24, on first-degree murder charges.Rivera, who's an undocumented immigrant, told investigators he saw her and got out of his car. He ran beside Tibbetts -- even after she warned him she would call police, officials told reporters Tuesday. 701