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According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

Alexandria Ocasio-Cortez just went from bartender to Congress woman. But the youngest member of the House of Representatives says she's having a hard time finding affordable housing on a working-class salary. Members of Congress have to live in their home state and Washington, D.C., where homes are small and expensive. Rent ranges from ,500 to ,800 a month.For New York's Ocasio-Cortez, that means paying rent in two of the most expensive cities in the country.“To live in two major cities at 29 years old, it's not easy for anybody to do until she gets that income that she's waiting for once her job starts,” Steve Gaich, a relator in D.C., says.After winning her election, Ocasio-Cortez told the New York Times, "I have three months without a salary before I’m a member of Congress. So, how do I get an apartment? Those little things are very real."Other members of Congress have admitted to sleeping on cots and couches in their congressional offices, while some share apartments and homes.“I think the sticker shock does take people back sometimes, and they don't realize I’m paying 0 a month for a full house in Kansas or in Iowa, and 0 might get you a shared room in a house in D.C.,” Gaich says.Members of the House make 4,000, and Ocasio-Cortez admits she'll be fine once she starts receiving a paycheck. But is it enough for the average American to afford to serve in Congress?  “I don't think you have to be rich to run for Congress. I think she has shown that's an example of someone that's not that wealthy and doesn't have a lot of support coming financially, so I think she's definitely paved the way for a lot of other normal average working, modest income people to be able to run for Congress,” Gaich says. 1757

AKRON, Ohio - The Akron Police Department is investigating a viral video that shows officers using a Taser on a man and punching him while he was on the ground during an arrest.The video, captured by a neighbor, shows one officer punching the man multiple times.Warning: The video below includes images and language that some users may find disturbing.Akron police said they saw the man, who they identified as 47-year-old Patrick King, coming out of a known drug house Sunday. They made an investigative stop while he was walking down the street.King gave false information about his identity, an Akron police official said. An officer tried to detain him and got a handcuff on one of his hands. King then resisted by trying to run away, pulling away, tensing up and refusing all verbal commands, the official said.A neighbor, who wished to remain anonymous, captured the incident on video and posted it to Facebook – it’s since been shared over 3,000 times and viewed over 147,000 times.The neighbor felt the officers went too far."As soon as they put the one handcuff on him, that's when they got to throwing him around and slamming him and beating on him and stuff like that," he said.Akron police said they arrested King and charged him with tampering with evidence, resisting arrest, misrepresenting identity, drug paraphernalia and drug abuse. King also had an active warrant out of Cuyahoga County for a parole violation.Akron police said they have begun a use of force investigation into this incident. Akron officials have not identified the officers who were involved. Deputy Chief Jesse Leeser said King is 6-feet-4 and 220 pounds and the officers were winded trying to get him under control."Officers used force to include tasing, strikes and pressure points," Leeser said. "He was obviously actively fighting with these officers. The fight had gone to the ground. Not only did he have that handcuff as a weapon possibly, but the officers were also exposed. We're not street fighters."Leeser said all of the officers remain on the job. 2076

Adnan Syed, the subject of the groundbreaking true crime podcast Serial, has been granted to a new trial by the Maryland Court of Special Appeals, according to the Associated Press.In 2016, a Baltimore City Circuit Court vacated Syed's conviction in the murder of Hae Min Lee. The state then appealed the ruling. According to the Baltimore Sun, the state can still appeal to the Maryland Court of Appeals. It's unclear if the state will choose to do so.Syed was convicted of killing Hae Min Lee in 2000. The first season of Serial premiered in 2014, and called into question a number of facts surrounding Syed's case.Read the judge's opinion in the window below.More on this as it develops. 718

Alabama Republican Senate candidate Roy Moore reiterated his denials Saturday against allegations of sexual misconduct.Moore, who was speaking at a Veterans Day event at the Mid-Alabama Republican Club in Birmingham, called the allegations surfaced in a Washington Post report "yet another attack on my character and reputation in a desperate attempt to stop my political campaign for the United States Senate.""My opponent is 11 points behind ... This article is a prime example of fake news. An attempt to divert attention from the true issues that effect the country like health care, military readiness, tax reform or national debt," Moore said. 657

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