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The opioid crisis cost the U.S. economy 1 billion from 2015 through last year — and it may keep getting more expensive, according to a study released Tuesday by the Society of Actuaries.The biggest driver of the cost over the four-year period is unrealized lifetime earnings of those who died from the drugs, followed by health care costs.While more than 2,000 state and local governments have sued the drug industry over the crisis, the report released Tuesday finds that governments bear less than one-third of the financial costs. The rest of it affects individuals and the private sector.The federal government is tracking how many lives are lost to the opioid crisis (more than 400,000 Americans since 2000), but pinning down the financial cost is less certain.A U.S. Centers for Disease Control and Prevention report from found the cost for 2013 at billion. That’s less than half the cost that the latest report has found in more recent years. The crisis also has deepened since 2013, with fentanyl and other strong synthetic opioids contributing to a higher number of deaths. Overall, opioid-related death numbers rose through 2017 before leveling off last year at about 47,000.A study published in 2017 by the White House Council of Economic Advisers estimated a far higher cost — just over 0 billion a year. The new study notes that the White House one used much higher figures for the value of lives lost to opioids — attempting to quantify their economic value rather than just future income.The actuaries’ report is intended partly to help the insurance industry figure out how to factor opioid use disorder into policy pricing.It found that the cost of the opioid crisis this year is likely to be between 1 billion and 4 billion. Even under the most optimistic scenario, the cost would be higher than it was in 2017.The study was released just ahead of the first federal trial on the opioid crisis, scheduled to start next week in Cleveland where a jury will hear claims from Ohio’s Cuyahoga and Summit counties against six companies. The counties claim the drug industry created a public nuisance and should pay.The report found that criminal justice and child-welfare system costs have been pushed up by the opioid epidemic.Most of the added health care costs for dealing with opioid addiction and overdoses were borne by Medicaid, Medicare and other government programs, according to the report. Still, the crisis rang up billion in commercial insurance costs last year. Lost productivity costs added another billion.Businesses have begun noticing. Last week, a small West Virginia home improvement company, Al Marino Inc., filed a class-action lawsuit against several companies, claiming the opioid crisis was a reason its health insurance costs were skyrocketing.Still, the biggest cost burden fell on families due to lost earnings of those who died. Those mortality costs alone came to more than billion last year, the report said.Members of a committee representing unsecured creditors helping guide opioid maker Purdue Pharma’s bankruptcy process have been calling for money in any settlement to go toward to people affected by the crisis and not just governments. 3225

The House on Tuesday rebuked President Donald Trump over one of his signature issues, passing a resolution to overturn his emergency declaration to unlock money for wall construction at the US southern border.The vote was 245-182. Thirteen Republicans voted with Democrats to pass the measure.The resolution will next be taken up by the Senate, where it will put Republican unity to the test, though Senate leaders have signaled they will not bring it to a vote immediately.It is not yet clear how many Republicans will vote for the resolution in the Senate, but it looks likely to pass the upper chamber, despite the fact that Republicans hold a majority. That would be yet another blow to the President, who has said he will veto the resolution if it comes to his desk.A test of Republican unity in the SenateIf four Republicans join all the Democrats in the Senate to pass the resolution, the measure would then face a presidential veto. The White House formally issued a veto threat on Tuesday afternoon.Congress would then need an overwhelming majority -- two-thirds of its members -- in both chambers to overrule the President. It is unlikely that there would be enough support on Capitol Hill to overturn a veto.So far, there are three Republicans who have signaled they will vote in favor of the resolution. And Senate GOP aides fully expect the resolution to pass when it is brought to the floor.GOP Sen. Thom Tillis of North Carolina, who is 1464

The budget deficit over the last 12 months (4 billion or 4.4% of GDP) is at its highest level since 2013Revenue as a share of GDP is at its lowest level since 2013 pic.twitter.com/gGopPnOelw— Nick Timiraos (@NickTimiraos) March 5, 2019 250

Thanksgiving is a time to be with friends and family, but if that’s not an option for you this year, there are some alternatives that won’t cost you too much. Cracker barrel is definitely a fan favorite. The restaurant chain offers a classic Thanksgiving meal. All you have to do is order it 24 hours in advance, pick it up that morning and serve up that afternoon. The cost is just per person.Marie Calendars has five Thanksgiving feasts to choose from, all of which require about three hours of reheating time. The turkey option is the least expensive at and it includes all the trimmings and their famous pies. If you're someone who is OK with going without dessert, Boston Market might be for you. For , they are offering a turkey dinner that serves six people – just enough for leftovers.If you have a Costco membership, the big box store is making your life easier. For , the meal serves eight people. That means you will have a lot of leftovers. You have to order soon, because it ships to your house frozen.Now, if you're willing to spend a bit more and get a meal created by a celebrity chef, Whole Foods is where to go. For per person, you get turkey, all the fixings and even dessert. 1226

The 2019 Scripps National Spelling Bee champions have been named! Yes, there were more than one. In fact, there were a whopping EIGHT champions! For the first time ever in Scripps National Spelling Bee history, more than two Scripps National Spelling Bee champions were named. In a surprise announcement after Round 17 of the competition, official pronouncer Dr. Jacques Bailly announced there would only be three more rounds. “We are throwing the dictionary at you, and you are showing the dictionary who is boss,” says Dr. Bailly to the remaining spellers. The audience erupted in applause and gave a standing ovation to the eight incredible spellers, who remained as of 11:35 p.m. EST. They were Rishik Gandhasri of California, Erin Howard of Alabama, Saketh Sundar of Maryland, Shruthika Padhy of New Jersey, Sohum Sukhatankar of Texas, Abhijay Kodali of Texas, Christopher Serrao of Pennsylvania and Rohan Raja of Texas. The start of Round 20 began just before midnight EST. Rishik Gandhasri was first. After spelling auslaut correctly, he was named the first champion. The others followed suit:Erin Howard was named champion after spelling erysipelas correctly. Saketh Sundar was named champion after spelling bougainvillea correctly. Shruthika Padhy was named champion after spelling aiguillette correctly.Sohum Sukhatankarwas named champion after spelling pendeloque correctly.Abhijay Kodali was named champion after spelling palama correctly. Christopher Serrao was named champion after spelling cernuous correctly.Rohan Raja was named champion after spelling odylic correctly.“I was last. I had to watch everybody get applaud and just wait to spell my word, not knowing whether I would spell it right or not,” said Rohan Raja of Texas in a press conference following the competition.Adam Symson, president and chief executive officer of the E.W. Scripps Company, presented the new Scripps National Spelling Bee championship trophy to the eight winners. All the winners' names will be on this year's trophy. “Once again, the Bee was a thrilling competition that showcased the young spellers’ vast knowledge of vocabulary alongside their poise and composure,” said Symson. “These winners are tremendous champions deserving of the prizes, opportunities and recognition coming their way. Scripps takes great pride in seeing the positive influence the Bee has on millions of children across the U.S. and the world, and tonight’s historic competition is an excellent example of this.”Following the competition, the eight winners reacted to the historic moment they all were declared champions. “I really didn’t wanna be the one who didn’t make it to the championship, so yeah, that would’ve been really embarrassing,” says Erin Howard of Alabama. “But fortunately, that didn’t really happen to any of us.”“I was excited, pressured and worried,” Abhijay Kodali of Texas.Each winner will receive a ,000 cash prize. They will also travel to New York City to appear on Live with Kelly and Ryan and to Hollywood to be on ABC’s Jimmy Kimmel Live!It was a record-setting 92nd running of the Scripps National Spelling Bee, with the number of spellers in the competition, the amount of the cash prize, and now, eight spelling champions. “This is a night to celebrate the remarkable academic achievement of a group of the world’s most talented spellers,” said Paige Kimble, executive director of the Scripps National Spelling Bee. “These spellers have conquered the dictionary unequivocally with their ability, skill and command of the English language. It’s an incredible achievement, and we salute all the years of hard work and dedicated study that brought these intelligent young people to the world stage. We congratulate them all.” 3746