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发布时间: 2025-05-25 19:56:49北京青年报社官方账号
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SAN DIEGO (KGTV) -- Following several years of record-breaking fires around California, the state’s department of insurance is letting residents know they have options if their insurance gets dropped. Under Proposition 103, a law approved by voters in 1988, insurers are required to file rate changes with the California Department of Insurance. Although the department doesn’t set rates, state law requires that insurers’ rates are based on a demonstrated risk of loss. New laws that both took effect in 2019 also offer some protection. One of the laws specifies that homeowners living in a declared wildfire disaster area or adjacent zip codes receive one year of protection from non-renewal. The state also extended protections against non-renewal for people who suffer a total loss during a fire to two automatic renewals or 24 months. If you find yourself in the middle of a non-renewal, the department lists specific rights California residents have: The notice of non-renewal must be sent at least 45 days prior to policy expiration. That notice of non-renewal must contain: (1) the reason or reasons for the non-renewal; (2) the telephone number of the insurer's representatives who handle consumer inquiries or complaints; and (3) a statement indicating that if the consumer has contacted the insurer to discuss the non-renewal and remains unsatisfied, the policyholder may have the matter reviewed by the Department. The insurance company must determine whether to renew or non-renew based upon its underwriting guidelines, which must be objective, have a substantial relationship to the risk of loss, and be applied consistently among insureds in the particular group being non-renewed.For anyone who can’t find insurance, the department has another option. The FAIR plan is available to all homeowners as a last option for coverage. The maximum limit written by the plan on residential property is ,500,000. According to the department, insurance companies use different tools and maps to determine high-risk areas around the state. Click here for a list of resources from the California Department of Insurance. 2135

  天津市龙济男科专业   

SAN DIEGO (KGTV) -- For most of the year, a favorite Ladera Street surf spot has been closed after part of the cliff gave way. After the cliff collapsed the City declared an emergency situation because lifeguards have raised concerns about having access to the beach. In a City Council meeting Monday, a decision was made to fast-track a project that will stabilize the cliff by scaling it back. Members of the Sunset Cliffs Natural Park Advisory Board want to the City to find a different solution. "This is just a temporary fix but it's causing permanent damage to the whole cliffside," said Point Loma resident Aaron Taylor. Aside from urging the City to spend more time on the issue, there are some on the committee who think the access point should be moved to another location altogether."You go down the stairs now you're in the tidal zone you're in a danger zone," said Kim Haynes. "Whereas the stairs, if they were moved farther south, it would empty you to a beach except at extreme high tide."Councilmember Lorie Zapf issued this statement to 10News about her decision to support the project: 1131

  天津市龙济男科专业   

SAN DIEGO (KGTV) - Hundreds of women veterans freshened their professional wardrobes at Operation Dress Code’s one-day pop-up boutique on Saturday.The annual event gives women who served in the U.S. Armed Forces and are transitioning into civilian careers the chance to go on a free shopping spree.From 9 a.m. to 3 p.m., veterans browsed thousands of clothes, shoes, jewelry and accessories at the pop-up shop in the Town and Country Hotel in Mission Valley.U.S. Coast Guard Veteran L

  

SAN DIEGO (KGTV) — For the first time in San Diego Zoo history, an echidna baby, commonly referred to as a puggle, has hatched at the San Diego Zoo Safari Park. Zoo officials say the tiny animal is estimated to have hatched on Feb. 14, 2020. Echidnas only breed once a year, before the mother lays an egg about the size of a grape and keeps it in a pouch in her abdomen. After seven to 10 days, a tiny puggle smaller than a jelly bean hatches. It attached itself to hairs within the mother's pouch, where it feeds on milk. Around six to eight weeks old, the puggle develops spike spines and the mother places it in a specially made nursing where she feeds it every three to six days.The puggle's mother, named Orange, and father, Shaw, also reside at the Safari Park. The tiny, spiny Australians species will spend most of its day sleeping, growing, and developing in its burrow.“We are thrilled and excited to welcome our first-ever echidna puggle at the San Diego Zoo Safari Park,” said Savanna Smith, wildlife care specialist, San Diego Zoo Safari Park. “It is an honor to care for this little one, as we learn more about this species’ reproduction through this puggle’s hatching. Mom and puggle are doing extremely well, and we will continue to monitor the puggle’s progress until it is ready to venture out on its own.”Echidnas are one of only two Australian mammals that lay eggs, the other being a platypus. They are notoriously difficult to breed in managed care, the zoo adds, making this even more momentous for the zoo.The sex of the animal has yet to be determined.It is expected that the young puggle will start venturing out on its own at about six to seven months old. Guests will however be able to see adult echidnas on occasion in the animal ambassador area in the park's Walkabout Australia habitat. 1827

  

SAN DIEGO (KGTV) - Glasses up, San Diego. It's time to celebrate one of the region's most important industries.From Nov. 3 to 12, San Diego Beer Week will celebrate the region's ever-popular beer scene and culture throughout the county with ten days worth of events on tap.For those thinking the week is just another round of beer events, consider the impact beer has on San Diego. According to the San Diego Brewer's Guild, the region is home to more than 130 craft breweries. That industry generated an estimated 1 million in 2015 and employed 4,512 workers, according to the San Diego Regional Economic Development Corporation.So, yeah, it's a pretty big deal.The week kicks off at Port Pavilion on Broadway Pier with the 15th Annual Guild Fest, featuring more than 60 of the region's breweries.Excited? You're not alone. Here's a look at some of the events happening across the county for San Diego Beer Week.Friday, Nov. 3 948

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