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SAN DIEGO (KGTV) - Jo Anne Bilodeau finds peace inside the grounds of her serene San Carlos apartment complex, filled with greenery, benches, a clubhouse and a pool.Even her rent is less than ,100 a month. "It kind of feels like a sanctuary," she says. But Bilodeau's days in San Diego could be numbered, all because of a specialty shot she takes every 12 weeks. RELATED: Making It in San Diego: Prescription medication costs impacting San Diego families"It's just scary," Bilodeau says. "It makes you feel like you're in limbo all the time because you don't know the exact cost of the drug until you get a bill."Bilodeau suffers from Rheumatoid Arthritis, an autoimmune disease that causes the body to mistakenly attack the joints. She's about to turn 71 and on medical leave from her job, meaning her company health benefits are expiring. That leaves her with just Medicare, and what she believes will be a ,300 co-insurance payment on the drug."I have my days," she says. "I have meltdowns where I just cry because I'm worried and scared."Bilodeau isn't the only one with that anxiety.A new study by AARP says the price for specialty prescription drugs, ones that are generally infused or injected, rose 7 percent in 2017. That's more than three times the rate of inflation. The average annual cost for these drugs is nearly ,000. RELATED: Making It in San Diego: How to save money on your prescriptions"The prices for those medications has risen dramatically," said Leslie Ritter, a senior director at the National Multiple Sclerosis society, a condition that also requires specialty drugs.Ritter says patients on the medications have skipped doses and racked up credit card debt. "Medications only work if you're adhering to them, and you're taking them as prescribed," she says. Federal and State governments are now moving legislation to help lower prices and increase transparency. In the meantime, Leigh Purvis, of the AARP Public Policy Institute, said the best thing to do is for patients to talk to their health care providers to see if there is a less expensive generic alternative to treat the same condition.Drug manufacturers themselves also offer patient assistance programs to those who are eligible. However, they are only available to privately and commercially insured patients, not those on Medicare. 2338

SAN DIEGO (KGTV) - If you couldn't work, how far could you go without a paycheck? No one is immune to an unexpected injury or illness, and the financial hit can be devastating. The Social Security Administration (SSA) reports that one in four of today's 20-year-olds will become disabled for 90 days or more before retirement age. Having a plan for the long term can relieve a lot of stress if the unexpected does happen.One option is disability insurance; there's short-term and long-term. Disability insurance pays a portion of your income if you are suddenly unable to work because of illness, injury, or accident.You can get coverage through an employer or buy it from an insurer. According to State Farm, long-term disability insurance:Pays monthly income directly to you when you're unable to work because of a covered total disability.You choose the length of time you must be disabled before you start receiving benefits (Elimination Period) and the length of time you would receive benefits.Options include a five-year benefit period or a "to age 67" benefit option.Maximum monthly benefit amounts range from 0 to ,000, based on your income and occupation. You can customize your coverage with different riders.While different factors affect the cost, the annual price for a long-term disability insurance policy generally ranges from 1% to 3% of your annual income.According to the Council for Disability Awareness, 34.6 months is the duration of the average long-term disability claim.The nonprofit helps prepare people for unexpected injury through its five-step financial plan to give you a clearer understanding of your financial "big picture," including:Your sources of income, monthly expenses, and lifestyleThe impact a long-term disability could have on themPreparing a plan of action to address the crisisResources after life-changing disabilityMost people never expect a life-changing disability will happen to them, including San Diego resident Kat Blue. Blue was rear-ended at a red light on Feb. 1, 2018, and had previous head injuries before that."This one resulted in a concussion that just never went away," said Blue.A few weeks after the accident, Blue realized she could barely complete simple tasks like writing an email or talking on the phone. She suffered a traumatic brain injury (TBI), which would change her life forever. She constantly deals with nausea, dizziness, tetanus, and migraines. Blue has struggled to navigate the healthcare system and because she cannot work is constantly seeking resources so she can remain in San Diego."You have to advocate for yourself because there's no one within the system who is going to do it for you," said Blue. Blue says she does not have the resources to relocate and says San Diego offers a lot of support for TBI survivors. She's relied on Medicaid for medical care, which has helped with resources like a nurse care manager, but she says there are holes in the system."I'm still fighting to get a TBI specialist, I'm still trying to get a lot of the treatments and specialists and therapies that I believe could help me," said Blue. The San Diego County Health & Human Services Agency is ready to help San Diegans whose incomes have been impacted by an unexpected disability:CalFresh: Food assistance:Medi-Cal: Free or low-cost health coverage for children and adults with limited income and resources. If you qualify, you can enroll in Medi-Cal year-round.CalWORKS: Public assistance program that provides cash aid and services to eligible families that have a child(ren) in the home."You may not need our benefits today, but in the future, if you do we're here, and we encourage everyone to apply," said Rick Wanne, Director of Eligibility for the County of San Diego Health & Human Services Agency.Wanne says the County also has a close relationship with 211. "211 is a great resource for a number of reasons, they can provide general information over the phone about a whole variety of resources here in San Diego, additional food assistance, housing resources, where to find a local medical provider," said Wanne. Wanne said in addition to what the County offers many local nonprofits and other entities provide help.Blue says she's found the following resources helpful when advocating for herself:Legal AidCalifornia Department of Rehabilitation (DOR)Disability Rights CaliforniaBlue says she's also taken advantage of recreation opportunities through Sharp, some of which are free. Sharp also offers support groups for people with various disabilities. Another program that's been instrumental in Blue's recovery is Love Your Brain Yoga, a free program for TBI survivors. "A good part of my day is spent just trying to feel better, just trying to get well enough to do what I need to do that day," said Blue.Blue remains hopeful she'll get the care needed for her healing and says she'll continue to do everything possible to stay in the city she calls home. 4971

SAN DIEGO (KGTV) — Kick off the new year with some sports, some laughs, and some winter fun in San Diego!If you're looking for a night out, Stand Up Science will have you laughing and learning at American Comedy Company.Winter fun can still be found in Poway, during the two-day Winter Festival, packing snow, sledding, and delicious food into Poway Community Park.Don't see anything in this week's rundown? Check out the 10News Community Calendar for even more fun around town this weekendPadres season is right around the corner and the team is giving San Diego access to autographs, a gear garage sale, and interactive fun at Petco Park during Fan Fest.Plus, fans of the local craft beer scene can test the latest in brews during San Diego Brew Fest at Liberty Station. Here's more of what's happening this weekend around town:THURSDAYStand Up ScienceWhere: The American Comedy Company; Cost: Learn, laugh, and enjoy a drink with comedian and science podcast host Shane Mauss during an thought-provoking evening filled with brainy topics, special guests, and Q&A discussions with the audience!San Diego Metal YogaWhere: The Kensington Club; Cost: Combine the relaxing activity of yoga with your favorite heavy metal tunes during Metal Yoga! This all skill levels yoga class is led by a certified yoga instructor who has a love for metal music, so be ready to mountain pose to Slayer, Sabbath, and other bands.FRIDAYWinter FestivalWhere: Poway Community Park; Cost: Free(Friday - Saturday) Winter isn't over yet! For two days, enjoy delicious foods and all your favorite winter activities, like building a snowman, sledding, and roasting marshmallows over a campfire, during Poway's Winter Festival!Hops on Harbor with Fall BrewingWhere: Flagship Cruises & Events; Cost: -Enjoy an evening of perfectly paired beers from Fall Brewing and eats along with San Diego's most scenic views on the water during Hops on Harbor this weekend. Cruise guests also get to meet and greet with brewers and have the chance to win prizes and giveaways. Kids area welcomed aboard too!SATURDAYHello Kitty Cafe TruckWhere: The Shoppes in Carlsbad; Cost: FreeFor the first time, the Hello Kitty Cafe Truck hits Carlsbad, bringing fans a bite of tasty goodies, including a giant Hello Kitty cookie, macaroon set, and lunchbox with confetti popcorn, and an array of merchandise, including exclusive thermal bottles, bow headbands, t-shirts for kids and adults, toys, and more.Padres Fan FestWhere: Petco Park; Cost: FreeGet ready for the next season of Padres baseball during Fan Fest! Fans can claim their free ticket online and get access player autographs, kids activities, Q&A sessions, interactive experiences, the Padres Foundation Garage Sale and more!9th annual San Diego Brew FestWhere: Liberty Station; Cost: -Dozens of San Diego breweries will be at Liberty Station for a day filled with brews, foods, and live music during San Diego Brew Fest! Experience tastes of local brewers' latest creations and even international craft beers.SUNDAYSan Diego Resolution 5K/10K/Half MarathonWhere: Mission Bay; Cost: -Have a fitness resolution? Get 2019 off to the right start and shed some holiday pounds during the San Diego Resolution 5K/10K/Half Marathon! The event that benefits Wild Willow Farm & Education Center, an eco-friendly organization supporting a healthier SoCal food system.Jurassic TourWhere: The San Diego Concourse; Cost: -(Saturday - Sunday) Tour the era of dinosaurs in San Diego at Jurassic Tour! Kids admission gets youngsters unlimited access to fossil digging, bounce houses, basketball, and a dino theater and band.Gem FaireWhere: Del Mar Fairgrounds; Cost: (Friday - Sunday) Clean out that jewelry box! More than 70 vendors will be at the Del Mar Fairgrounds showcasing some of the most beautiful gems around, as well as providing jewelry cleanings, ring sizing, and other gem services! 3949

SAN DIEGO (KGTV) - Hundreds welcomed veterans home Sunday from their honor flight to the nation's capital where they visited war memorials, Arlington National Cemetery and other landmarks.Sixty-four veterans from WWII and the Korean War flew out Friday. The Honor Flights are free for veterans. Each trip costs 0,000 and relies on donations.Joining the veterans are escorts who will spend the weekend supporting the veterans, guiding them and making sure everything goes smoothly.WATCH: Honor Flight San Diego celebrates life of WWII veteran who died on tripThe veterans include Purple Heart recipients, a former German Prisoner of War, a veteran who served on D-day, according to the non-profit. They have a waiting list of more than 100 veterans who want to make the trip.If you’d like to donate, click here .You can also fill out an application with Honor Flight San Diego if you’re interested in going. 917

SAN DIEGO (KGTV) — Infectious disease experts say it may take months before the first doses of a COVID-19 vaccine reach an important population: kids.Some doctors worry it may already be too late to get a vaccine authorized for younger kids before the start of the next school year because of the time it takes to recruit children and conduct a new round of clinical trials.“Our children under 12 years of age are almost certainly going into next school year without a vaccine option available for them,” said Dr. Evan Anderson, a pediatrician at Children’s Healthcare of Atlanta and associate professor at Emory University.Dr. Anderson said such a delay could further impact school reopenings and have resulting consequences on children’s mental health, among other concerns. He said the window is rapidly closing to get a vaccine authorized in time for children older than 12 unless more trials begin immediately.In October, Pfizer tested its vaccine candidate for the first time in 100 kids aged 12 to 15. Moderna is expected to begin testing in that age group in January, according to Dr. Anthony Fauci, the director of the National Institute of Allergy and Infectious Diseases. However, neither company has announced plans to begin testing their candidates in children under 12.That’s concerning to the American Academy of Pediatrics, which has been calling on vaccine-makers to include children in clinical trials since September. The AAP argues immunization is critical to stemming the pandemic.“We know that children can be infected with COVID-19 and can transmit it to others. To reduce the spread of this virus and control the pandemic as well as for their own safety, it’s crucial that children be included in the national vaccination program, and that vaccines are made available to children as soon as possible,” said Dr. Yvonne Maldonado, chair of the AAP Committee on Infectious Diseases, in another push last month.Although COVID-19 takes a more severe toll on older adults, children make up about 12 percent of the infections in the U.S. and recent studies have shown kids over 10 years old can transmit disease as efficiently as adults, the AAP noted.More than 1.3 million kids had been infected with COVID-19 as of Nov. 26.Experts say it’s important that drug companies test COVID-19 vaccines in children separately from adults.“Kids' immune systems are really different than adults. As any pediatrician will tell you, kids are not just small adults, their immune systems behave really differently,” said Dr. Christian Ramers of Family Health Centers of San Diego.Dr. Ramers said testing is needed to find the right vaccine dose for kids and see if there are any unexpected side effects.But there are challenging logistics in any pediatric trial. Since children’s immune systems change as they grow, vaccine-makers have to separate their trials into several age groups. That means more child volunteers are needed.“I mean it's more challenging, as an investigator myself for research, to enroll a kid into a study because you have to get permission [from parents],” said UC San Francisco infectious disease expert Dr. Peter Chin-Hong.Because parents have to sign off, experts say it can take much longer to enroll enough kids for a study.In a statement to ABC 10News, Pfizer said it is “working actively with regulators on a potential pediatric study plan.”“As we do with all vaccines which are initially studied in adult populations, we are following a careful, stepwise approach as we move down to younger age groups,” said Jerica Pitts, Pfizer’s director of global media relations.“Global regulatory agencies require evaluation of the candidate vaccine in pediatric populations. Moving below 12 years of age will require a new study and potentially a modified formulation or dosing schedule,” she added.Could a vaccine become mandatory at schools?Once a vaccine is approved for kids, a lot of parents are wondering if and when it might become mandatory at California schools.The California Department of Public Health told ABC 10News several things would need to be in place before it would consider making a vaccine mandatory at either schools or child care facilities.The vaccine would need to reviewed and approved by the FDA and recommended for use in children by the federal Advisory Committee on Immunization Practices. The state would also look for a recommendation by the American Academy of Pediatrics, and there would need to be "sufficient vaccine supply to enable access for all children."READ MORE: Will California make the COVID vaccine mandatory at schools? 4602