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SPRING VALLEY, Calif. (KGTV)-- While protesters in the streets are loud, some are taking a much quieter approach to support the Black Lives Matter movement. One viral post is driving people to many Black-owned businesses in San Diego. The magical seasonings behind David Bankhead's soul food are a secret. But the owner of Bankhead Mississippi Style Cookin' in Spring Valley says what is not a secret are the racial tensions still evident in America."You know I come out of Mississippi, so I was born into some of the things that are going on right now," Bankhead said. He says he supports the protests. He even took part in #blackouttuesday on his restaurant's social media pages. But the violence, he cannot condone. "When you're tearing up stuff in your own neighborhood, that's not helping the cause at all," Bankhead said. Since opening up his restaurant eight years ago, he had seen great success. But since the coronavirus pandemic hit, his shop has taken a 40% hit. On Tuesday, however, his store was suddenly packed."We had all nationalities come in," manager, Betty King said. "Hispanics, Caucasians, obviously African-Americans... it was it was amazing."It was the day an Instagram post calling San Diegans to support black-owned eateries went viral. Bankhead Mississippi Style Cookin' was one of the many listed on the post. 1344

SHALLOTTE, N.C. (AP) -- A North Carolina man who won a million lottery prize in 2017 has been arrested on a murder charge in the killing of a woman whose body was found at a hotel.The Shallotte Police Department charged 52-year-old Michael Todd Hill of Leland, with murder after the body of 23-year-old Keonna Graham was found Monday in a hotel room in the Brunswick County town.WECT-TV reports that Hill won million from an Ultimate Millions scratch-off ticket in August 2017.A cousin of Graham described her as as a generous, loving and adventurous young woman who enjoyed hiking and bicycle rides. 616

Southwest Airlines will look less like a zoo.Passengers will be allowed to bring only cats and dogs on board as emotional support animals beginning in September, and only one per customer. The animals must be on a leash or in a carrier at all times.Southwest says passengers will need to present a letter from a doctor or licensed mental health professional on the day of departure.The airline will also limit the types of trained service animals in the cabin. Only dogs, cats and miniature horses will be allowed. Service animals are specially trained to help people with disabilities.Fliers have become increasingly bold in bringing animals on planes.In January, a woman reportedly tried to board a United Airlines flight with an emotional support peacock. Delta says passengers have also flown with "comfort turkeys, gliding possums known as sugar gliders, snakes, spiders and more."Since the beginning of the year, American Airlines, JetBlue, Delta and United have all introduced rules similar to Southwest's.The airline industry has called on the Transportation Department to update its guidelines for animals on planes. A public comment period for changes closed in July. 1185

Social media company TikTok says they plan on hiring around 10,000 people in the U.S. over the next three years, according to multiple outlets. The announcement comes after lawmakers and Trump administration officials have questioned the company’s data collection methods and threatened to ban TikTok.TikTok currently employs about 1,400 people in the U.S., a huge increase already over the 500 employees they had on January 1, 2020, according to Axios."These are good-paying jobs that will help us continue to build a fun and safe experience and protect our community's privacy," a TikTok spokesperson said in a statement provided to CNN. The jobs will range from customer service, to content moderation to engineering.TikTok is owned by ByteDance, which is based in Beijing. TikTok doesn’t operate in China, however ByteDance operates a similar app in China called Douyin.Several lawmakers, including Chuck Schumer, Tom Cotton and Josh Hawley have publicly said they worry TikTok user data could find its way to the Chinese government. CNN reports TikTok data from U.S. users is stored in the U.S. with a backup in Singapore.The House voted this week to ban the TikTok app on government devices. In early July, Secretary of State Mike Pompeo said the administration was looking at banning TikTok.Axios reports TikTok’s hiring in the U.S. includes lobbyists who are trying to convince lawmakers they are not connected to the Chinese government.No word when the new positions would be posted. 1500

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

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