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Police in Northern California say a nurse driving home from her shift at a hospital was assaulted after she encountered a group of protesters who say she intentionally drove into the crowd. Santa Rosa police say they are investigating but add that video evidence does not show that the woman purposely drove into about 100 people marching Saturday night. The woman told officers she was punched in the face by a man who followed her after she drove away from a “swarm” of people blocking her vehicle. Protesters initially said a teenager on a bicycle had been injured but no victims have come forward to police."SRPD officers met with several protesters who believed that the driver of the SUV intentionally drove through the crowd. There was some discrepancy as to how fast the vehicle was driving. Several protesters provided video footage of the incident to the officers on scene," police said in a statement. "The videos show the protesters taking over all lanes of traffic on Sonoma Avenue, heading eastbound. It also showed it was dark outside. In the videos, it is clear that the vehicle is approaching the crowd and you can hear several people yelling profanities at the driver. At one point, protesters surround the vehicle and the vehicle is struck by several unknown objects and a skateboard. Because the vehicles’ path was blocked by protesters, the driver tried to maneuver her way out of the crowd until her path was clear. There is no indication from the videos that the driver was trying to run over protesters on purpose."Video of the incident has not been released. 1591

PHOENIX - Kyrsten Sinema has defeated Martha McSally in the highly contested race for an Arizona Senate seat, per the Associated Press. This comes after several days of ballot counting and controversy over rural county results.Sinema (D) defeated McSally (R) for the seat previously held by Senator Jeff Flake, who chose not to run again in this election.On Friday, Republican and Democrat leaders agreed to give rural counties a second chance to fix ballot issues with voters. GOP leaders hoped the move would help Republicans gain votes for McSally in the race, but Sinema's lead was eventually too wide to recover from.  With this win, Sinema will be named the first female U.S. Senator from the state of Arizona.Democrats are projected to have at least 47 Senate seats at the start of the new Congress in 2019. Republicans have clinched 51 seats, with Republican Rick Scott holding a narrow lead in Florida's US Senate race. Republicans are also likely to win next month's runoff for a seat in Mississippi.  1064

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Pala Mesa, CA (KGTV) -- We are learning more about the bus company involved in Saturday's fatal crash along Interstate 15. An Executive Lines charter bus flipped over, killing three and sending nearly 20 people, including a 5-year-old boy, to the hospital. Federal records show Executive Lines has been cited for several maintenance issues in the last two years. 10News looked into Executive Lines, a company out of El Monte in Los Angeles County. They specialize in charters from Los Angeles to San Ysidro, with many of their passengers heading to Tijuana International Airport. Saturday's charter bus, carrying 21 passengers plus the driver, was headed toward San Ysidro before it crashed on I-15 near Pala Mesa. "The vehicle lost control, veered to the right, obviously traversed this shoulder, and eventually overturned," Officer Mark Latulippe of the Oceanside California Highway Patrol [CHP] said. Witnesses said several passengers were ejected from the bus. CHP confirmed that likely none of them were wearing their required seatbelts. Three of them were pronounced dead on the scene, and nearly 20 were transported to various hospitals. According to the Federal Motor Carrier Safety Administration [FMCSA], in the last two years, none of the Executive Lines buses were involved in crashes. But out of 19 vehicle inspections for their seven-vehicle fleet, 13 of the checks came back with a total of 26 vehicle maintenance violations. That puts them in the 48th percentile, meaning nearly half of all bus companies have better on-road performance than Executive Lines. 10News also looked into the inspection history of the exact Charter bus that crashed Saturday. We found that after a November 5, 2019 inspection, this very bus was cited with two Federal maintenance violations:93.78 393.78 No Windshield Wipers Inoperative/Defective 393.95B 393.95(b) No No Spare Fuses As RequiredIt is unclear if the company fixed the violations before Saturday's crash. But it is worth mentioning that roads were slick at the time of the accident because of the rain. Executive Lines did not respond to our request for comment. 2129

PASADENA, Calif. (CNS) - With the coronavirus pandemic still raging in Southern California, the 2021 Rose Parade was officially canceled Wednesday, but the fate of the Rose Bowl Game remains in limbo."The health and well-being of our parade participants and guests, as well as that of our volunteer members, professional staff and partners, is our number one priority," Bob Miller, president of the Pasadena Tournament of Roses Association said in a statement. "Obviously this is not what any of us wanted, and we held off on announcing until we were absolutely sure that safety restrictions would prevent us from continuing with planning for 132nd Rose Parade."It's only the fourth time since 1891 that the parade has been canceled, with the three previous cancellations occurring during the wartime years of 1942, 1943 and 1945.Although the New Year's Day tradition was technically still months away, planning for the elaborate floral floats that highlight the event -- and arranging for the often international travel of participating marching bands and equestrian groups -- is a nearly yearlong process, necessitating an early decision on whether to hold the event. Tournament of Roses officials noted that the state's economic-reopening guidelines appear to be a long way off from permitting large public gatherings such as a parade.David Eads, Tournament of Roses executive director/CEO, said planning is continuing for the Rose Bowl Game, but uncertainty still looms over the college football season."We continue to work with the College Football Playoff and our collegiate partners to explore what this year's college football season will look like amidst COVID-19 and social distancing guidelines," Eads said in a statement. "While the safety and well-being of the student athletes, university personnel and fans is our top priority, we remain hopeful that the `Granddaddy of Them All' will take place on New Year's Day."Pasadena Mayor Terry Tornek called the decision "extremely disappointing.""However, we also know that we must act responsibly to protect our community in the face of the COVID-19 pandemic," Tornek said. "We look forward to working with the Pasadena Tournament of Roses on their re-imagined New Year celebration, as well as the return of the Rose Parade on January 1, 2022."Tournament of Roses officials said they are working to develop plans for a "new kind of New Year celebration" for fans of the annual parade."Each year, the country turns its eyes to Pasadena for America's New Year celebration and we plan to deliver on that important promise," Eads said. "We may not be able to host our traditional five-mile march down Colorado Boulevard, but we are exploring new and safe ways we can collectively share in the celebration, and we look forward to announcing further details about our exciting new plans in the coming weeks." 2869

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