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Dr. Deborah Birx, a key member of the White House’s coronavirus task force, sent a sharply-worded memo to the administration over her concerns about the rise in coronavirus cases, the New York Times and Washington Post reported on Monday.The memo comes as confirmed coronavirus cases are at record levels in the US. Cases in recent weeks have risen sharply, and a rise in hospitalizations have corresponded in recent days. Johns Hopkins University data shows cases are especially high through the middle of the US.In the memo obtained by the Washington Post and New York Times, Birx said that “aggressive action” is needed. While many states implemented shutdowns in the spring as cases surged, especially in the northeast, Birx was not calling for economic shutdowns in her memo.“This is not about lockdowns — It hasn’t been about lockdowns since March or April. It’s about an aggressive balanced approach that is not being implemented,” Birx said, according to the reports.The New York Times reported that Birx also warned against large political rallies, which President Donald Trump has been holding in recent weeks as the presidential campaign comes to a conclusion on Tuesday.Late last week, Stanford researchers said they observed a spike of coronavirus cases in communities where Trump held large rallies that had no social distancing and few people wearing masks.Dr. Anthony Fauci, a fellow member of the White House’s coronavirus task force, has become increasingly vocal as he called for an “abrupt change” in the United States’ handling of the coronavirus in an interview with the Washington Post last week."We're in for a whole lot of hurt. It's not a good situation," Fauci told The Washington Post on Friday. "All the stars are aligned in the wrong place as you go into the fall and winter season, with people congregating at home indoors. You could not possibly be positioned more poorly."His recent comments have put Fauci in disfavor with Trump and his supporters. As Trump supporters began chanting “Fire Fauci” on Sunday, Trump hinted he would after the election."Don't tell anybody, but let me wait until a little bit after the election,” Trump said.Fauci has been the director of the National Institute of Allergy and Infectious Diseases since 1984, and has served as an infectious disease expert to every administration since Reagan. 2364

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

EL CAJON (KGTV) - Amid the new COVID-19 restrictions, some local churches are expected to begin holding services outdoors.At Shadow Mountain Church in El Cajon, the sounds of the gospel have been a bit more crisp."Sound is incredible. No echoes, feels intimate ... like church," said Pastor David Jeremiah.Jeremiah says last month, when it became clear COVID-19 capacity restrictions would be too limiting indoors, they decided to move their services outside."Turned out to be a perfect amphitheater," said Jeremiah.A stage has been set up in one of their parking lots. The seating is sectioned off by families, each grouping set 6 feet apart. Services have been moved to the evening to escape the heat. Masks and bottled water are handed out to those who need them. Any singing is mostly limited to musicians on stage to minimize the coronavirus risk."It's our way of doing church. It's the only thing we can do so that's what we do," said Jeremiah.It's also going to be what other churches will do after recent coronavirus restrictions banned indoor church services. At the Good Shepherd Catholic Church in Mira Mesa, an email was sent out announcing weekend outdoor masses.In Poway, officials approved a plan to share park space with places of worship and fitness centers. The city of El Cajon is also weighing a similar plan. Jeremiah says those actions are much needed, because there is no substitute to gathering in person."Church is when God's people come together, and we want to make it possible for people to come together as much as possible, as much as we can, within the context of what we're experiencing with this pandemic," said Jeremiah. 1662

EL CAJON, Calif. (KGTV) - A man fatally stabbed inside an East County condominium has been identified as an active-duty service member.Anderson Lopes, 24, was found unresponsive at his El Cajon condo just after 10:30 p.m. on March 6, according to the San Diego Sheriff's Department. Lopes's wife said her husband was injured in an assault inside the home in the 13000 block of Pinkard Way.Lopes was treated at the scene and brought to a nearby hospital, but died from his injuries. His wife, who said she was trying to break up the fight, was stabbed in the thigh and underwent surgery.RELATED: Suspect arrested in El Cajon stabbing deathSDSO said Lopes was an active-duty service member in the U.S. Navy.Deputies detained Dylan Poston, 26, at the scene. Poston has been charged with one count of murder and is being held without bail at San Diego County Jail.It's not clear what led to the reported altercation.The murder is still under investigation. Anyone with information is asked to call SDSO at 858-974-2321 or 858-565-5200, or Crime Stoppers at 888-580-8477. 1099

Donald Glover has revealed he and his partner Michelle White have welcomed a third son into their family, according to an interview he gave GQ magazine.The actor, musician, director and writer is famously private. The admission came during an interview with "I May Destroy You" star Michaela Coel for GQ magazine“You know I had (a kid) during the coronavirus,” Glover tells Coel.“I was in the hospital bed. My son had just been born, like, an hour before and I was watching the George Floyd video. It was such a weird moment. It was such an intense, weird moment, because I’m watching that video and it’s like eight minutes long, so you’re sitting there and I had just had this amazing, joyful, expanding moment, plus my dad had passed away recently, so [my son] was named after my father... I don’t even know what, really, the word is to describe it. It was just expanding: the empathy and compassion and the terror and the joy of it.”Glover and White have three sons; Legend was born in 2016, Drake in 2018, and now Donald in 2020. His father, Donald Glover Sr., died in 2018.Glover and Coel talked about a variety of topics in their interview, including current and past projects, being Black in the television industry, racial justice, and a shared passion for writing. 1281

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