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-- but that doesn't mean they're open to changing their minds about what they mean, according to new polling.A majority of Americans say they've been paying close attention to the impeachment inquiry: 201

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

With only five days left until early voting begins in California’s top-two primary for the state's 49th Congressional district, a new SurveyUSA poll shows who is leading the race for Darrell Issa’s seat.According to the data, 16 percent of those surveyed support Republican Rocky Chavez with 12 percent saying they support Democrat Doug Applegate.In a poll conducted by SurveyUSA two months ago, Applegate was in first place with 18 percent of people saying they supported the Democratic candidate and 17 percent saying they support Chavez.When asked “Which one of the following issues will be most important in determining how you vote in this election,” 25 percent of people surveyed said the job the President is doing.Meanwhile, when asked whether or not they approve of the job the President is doing, 49 percent say they disapprove while 46 percent say they approve.Those surveyed were also asked whether or not they approve or disapprove of the job Darrell Issa is doing. 46 percent said they disapprove while 42 percent say they approve.Data for the survey, which involved more than 500 adults, was conducted April 6 through April 10. 1170

With the rising cost of higher education, that is leaving fewer dollars in students' pockets. One example of the effect rising costs are possibly having on students is some students are going hungry. According to a Temple University study, nearly 36 percent of students were considered food insecure at some point in the proceeding 30 days of the study. Food insecurity is defined as limited or uncertain access to nutritional food. The study involved 66 institutions across 20 states and the District of Columbia. Four and two-year institutions were included in Temple's study. Also alarming according to the study was that 36 percent of college students were housing insecure, and 9 percent were homeless. And despite lower costs at two-year colleges, a higher percentage of students were facing food and housing insecurities. The study claimed 42 percent of students at two-year colleges faced food insecurities, compared to 36 percent at four-year schools. Although the costs are lower at community colleges, researchers believe the rising cost of college is a significant factor causing students to go hungry. "Prices have gone up over time," Sara Goldrick-Rab, a professor of higher education policy at Temple and the lead author of the report, told the Washington Post. "But the rising price is just a piece. This is a systemic problem." To read the full study, click here.  1439

You first record your connected photos in the Street View app as seen in this example from Government Camp, Oregon. These photos were recently captured by the blog author. 179

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